Property

540 Oakdale Lane UNIT A, El Cajon, CA 92021

299,000

FHA
$65,532 interest already paid off
1
1
704 sqft
Estimated Loan Balance$332,435
Cash to close$0
Est. Monthly PITI$2,294
Initial Loan Amount$353,479
Time on sitea month
Remaining Term26 years, 2 months

Payment Calculator

$2,294

per month

In an assumption, your down payment equals the seller’s equity. You’ll need at least 5% in cash, and the rest can be covered with secondary financing.

Potential Short Sale Opportunity

This property may be available as a short sale, meaning the seller owes more than the current market value. This could present a unique opportunity for buyers, but requires special financing considerations and approval from the lender.

Contact your lender for short sale financing options
Find out if you qualify by applying with our experts.
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Assumed Rate

4.98%
6.23%

Principal & Interest

$1,893 /mo
$2,154 /mo
PatrickRachelMike

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About this home

LOCATIONSHOPPINGDININGSPACIOUSCHARMING
PROPERTY HAS AN ASSUMABLE LOW RATE - Welcome to this inviting and well-maintained lower-level unit offering comfort, convenience, and easy living in a desirable location. This charming residence features a bright and functional layout with spacious living areas, abundant natural light, and a seamless flow perfect for everyday living or investment p
A monthOn UMe
ResidentialProperty Type
1965Year Built
704 SqftLiving Area
$425Price Per Sqft
$0Monthly Taxes

Listed by • Judith Hernandez, BuySDHouses

Property Details

Garage/Carport Information

  • No Garage
  • No Attached Garage

Parking

  • Features: No Garage
  • # of Parking (Total): Not specified
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

MLS ID: PTP2602236

Listing From: CRMLS

Last updated: 2026-04-23T21:51:19.517Z

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