Property

3405 LUCERNE Terrace, Port Charlotte, FL 33952

155,000

FHA
$37,666 interest already paid off
3
2
864 sqft
Estimated Loan Balance$233,661
Cash to close$0
Est. Monthly PITI$2,114
Initial Loan Amount$239,580
Time on site7 months
Remaining Term27 years, 8 months

Payment Calculator

$2,114

per month

In an assumption, your down payment equals the seller’s equity. You’ll need at least 5% in cash, and the rest can be covered with secondary financing.

Potential Short Sale Opportunity

This property may be available as a short sale, meaning the seller owes more than the current market value. This could present a unique opportunity for buyers, but requires special financing considerations and approval from the lender.

Contact your lender for short sale financing options
Find out if you qualify by applying with our experts.
Get Prequalified

Assumed Rate

6.82%
6.71%

Principal & Interest

$1,565 /mo
$1,561 /mo
PatrickRachelMike

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About this home

INVESTORSLOCATIONSHOPPINGENTERTAINMENTDININGAFFORDABLEINVESTMENT OPPORTUNITY
Short Sale. Short Sale – Third-party approval required. Welcome to 3405 Lucerne Terrace, a fantastic investment opportunity located in the heart of Port Charlotte, Florida. With strong rental demand, convenient access to major amenities, and Florida’s year-round lifestyle, this property is ideal as a long-term rental, seasonal getaway, first home,
7 monthsOn UMe
ResidentialProperty Type
1958Year Built
864 SqftLiving Area
$179Price Per Sqft
$289Monthly Taxes

Listed by • Cheryl Vespoint, KW PEACE RIVER PARTNERS

Property Details

Garage/Carport Information

  • No Garage
  • No Attached Garage

Parking

  • Features: No Garage
  • # of Parking (Total): Not specified
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

All information should be verified by the recipient and none is guaranteed as accurate by STELLAR

MLS ID: C7521661

Listing From: STELLAR

Last updated: 2026-07-28T16:19:26.760Z

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