Property

31616 Emerald Road, Lucerne Valley, CA 92356

349,000

FHA
$40,173 interest already paid off
3
2
1,620 sqft
Estimated Loan Balance$204,022
Cash to close$144,978
Est. Monthly PITI$1,767
Initial Loan Amount$216,015
Time on site11 days
Remaining Term26 years, 3 months

Payment Calculator

$1,476

per month

In an assumption, your down payment equals the seller’s equity. You’ll need at least 5% in cash, and the rest can be covered with secondary financing.

How much can you bring down?$144,978
Find out if you qualify by applying with our experts.
Get Prequalified

Assumed Rate

5.1%
6.71%

Principal & Interest

$1,173 /mo
$1,378 /mo
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

About this home

REMODELEDFRESH PAINTDININGSPACIOUSFIREPLACECOZY
Beautifully remodeled home. This spacious 3-bedroom 2-bathroom home features fresh paint and new flooring throughout the house. Updated kitchen with white cabinetry and quartz counter-tops. The inviting living room features a cozy fireplace, while the family room offers an abundance of windows showcasing breathtaking Valley views. The dining room i
13 daysOn UMe
ResidentialProperty Type
1990Year Built
1620 SqftLiving Area
$215Price Per Sqft
$0Monthly Taxes

Listed by • Marisol Sanchez, Coldwell Banker Home Source

Property Details

Garage/Carport Information

  • No Garage
  • No Attached Garage

Parking

  • Features: No Garage
  • # of Parking (Total): Not specified
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

All information should be verified by the recipient and none is guaranteed as accurate by CRMLS

MLS ID: HD26185793

Listing From: CRMLS

Last updated: 2026-09-03T13:12:14.630Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

equal-housing

eXp Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.