Property

12970 SPENCER Street, Fort Myers, FL 33908

215,000

FHA
$27,071 interest already paid off
3
2
960 sqft
Estimated Loan Balance$132,146
Cash to close$82,699
Est. Monthly PITI$1,239
Initial Loan Amount$137,365
Time on site3 months
Remaining Term26 years, 10 months

Payment Calculator

$1,239

per month

In an assumption, your down payment equals the seller’s equity. You’ll need at least 5% in cash, and the rest can be covered with secondary financing.

How much can you bring down?$82,699
Find out if you qualify by applying with our experts.
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Assumed Rate

6.34%
6.71%

Principal & Interest

$854 /mo
$889 /mo
PatrickRachelMike

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About this home

INVESTORSLOCATIONSPACIOUSCHARMINGINVESTMENT OPPORTUNITYTURNKEY
Welcome to this charming and well-maintained 3-bedroom, 2-bath home located in a quiet community w/o HOA fees just minutes from the area's beautiful beaches. Situated on land you own, this mobile home is classified as real property, offering an excellent opportunity for both homeowners and investors. The spacious open-concept floor plan creates a
3 monthsOn UMe
ResidentialIncomeProperty Type
1998Year Built
960 SqftLiving Area
$224Price Per Sqft
$172Monthly Taxes

Listed by • Mary Boor, APOGEE REALTY SERVICES

Property Details

Garage/Carport Information

  • No Garage
  • No Attached Garage

Parking

  • Features: No Garage
  • # of Parking (Total): Not specified
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

All information should be verified by the recipient and none is guaranteed as accurate by STELLAR

MLS ID: TB8517139

Listing From: STELLAR

Last updated: 2026-06-11T14:55:43.587Z

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