Property

1109 HILLTOP Place, St Cloud, FL 34772

394,900

FHA
$71,038 interest already paid off
3
2
1,759 sqft
Estimated Loan Balance$386,472
Cash to close$7,869
Est. Monthly PITI$3,088
Initial Loan Amount$407,483
Time on site12 days
Remaining Term26 years, 7 months

Payment Calculator

$3,088

per month

In an assumption, your down payment equals the seller’s equity. You’ll need at least 5% in cash, and the rest can be covered with secondary financing.

Find out if you qualify by applying with our experts.
Get Prequalified

Assumed Rate

5.23%
6.72%

Principal & Interest

$2,245 /mo
$2,635 /mo
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

About this home

LOCATIONSPACIOUSMOVE-IN READYGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESWALK-IN CLOSETEFFICIENT
Short Sale. Beautiful and energy-efficient home in the desirable The Reserve at Pine Tree community! This spacious property features an open floor plan, ceramic tile in main areas, carpeted bedrooms, and a kitchen with granite countertops and stainless steel appliances. The primary suite includes a walk-in closet and walk-in shower (no tub). Enjoy
5 monthsOn UMe
ResidentialProperty Type
2019Year Built
1759 SqftLiving Area
$225Price Per Sqft
$404Monthly Taxes

Listed by • Irene Santiago Colon, SANTIAGO & VAZQUEZ REAL ESTATE LLC

Property Details

Garage/Carport Information

  • Has Garage
  • Has Attached Garage

Parking

  • Features: Attached, Garage
  • # of Parking (Total): 2
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

MLS ID: S5131456

Listing From: STELLAR

Last updated: 2025-12-09T17:02:09.960Z

© , STELLAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

equal-housing

UMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.