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Assumable homes for sale in Zephyrhills, FL

40 homesFHA & VA loansrates from 2.77% vs 7.32% today

Zephyrhills assumption guide
6977 ABBYWOOD Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.87%
FHA
Active
46
$315,000$108,659 equity gap
Rate
2.87%
7.32%today
Payment
$965/mo
$1,598today
  • 4beds
  • 2baths
  • 1,569sqft

6977 ABBYWOOD Lane, Zephyrhills

4741 SEABERG Road, Zephyrhills, FL, 33541 — assumable VA mortgage at 3.76%
VA
Active
39
$399,000$112,649 equity gap
Rate
3.76%
7.32%today
Payment
$1,451/mo
$2,149today
  • 3beds
  • 3baths
  • 1,843sqft

4741 SEABERG Road, Zephyrhills

3318 CARNATION Lane, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.77%
VA
Active
63
$139,900$66,924 equity gap
Rate
2.77%
7.32%today
Payment
$344/mo
$577today
  • 2beds
  • 2baths
  • 1,152sqft

3318 CARNATION Lane, Zephyrhills

36749 JODI Avenue, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.83%
FHA
Active
50
$185,000$93,611 equity gap
Rate
2.83%
7.32%today
Payment
$433/mo
$722today
  • 2beds
  • 2baths
  • 1,200sqft

36749 JODI Avenue, Zephyrhills

6019 EVANSBROOK Drive, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.89%
VA
Active
27
$355,000$160,613 equity gap
Rate
2.89%
7.32%today
Payment
$930/mo
$1,537today
  • 4beds
  • 3baths
  • 2,087sqft

6019 EVANSBROOK Drive, Zephyrhills

6803 EZRA LOFT Place, Zephyrhills, FL, 33541 — assumable FHA mortgage at 3.77%
FHA
Active
31
$345,000$125,987 equity gap
Rate
3.77%
7.32%today
Payment
$1,185/mo
$1,754today
  • 5beds
  • 3baths
  • 2,605sqft

6803 EZRA LOFT Place, Zephyrhills

6946 TALAMORE Drive, Wesley Chapel, FL, 33545 — assumable VA mortgage at 5.27%
VA
Active
76
$725,000$119,053 equity gap
Rate
5.27%
7.32%today
Payment
$3,582/mo
$4,446today
  • 4beds
  • 5baths
  • 2,920sqft

6946 TALAMORE Drive, Wesley Chapel

6540 FOXMOOR Drive, Zephyrhills, FL, 33542 — assumable VA mortgage at 4.16%
VA
Active
38
$289,000$188,604 equity gap
Rate
4.16%
7.32%today
Payment
$657/mo
$927today
  • 2beds
  • 2baths
  • 1,570sqft

6540 FOXMOOR Drive, Zephyrhills

4753 SILVER Circle, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.08%
VA
Active
39
$199,000Potential short sale
Rate
6.08%
7.32%today
Payment
$1,270/mo
$1,443today
  • 2beds
  • 2baths
  • 1,034sqft

4753 SILVER Circle, Zephyrhills

4746 LAMAR Road, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.58%
FHA
Active
31
$270,000Potential short sale
Rate
6.58%
7.32%today
Payment
$1,823/mo
$1,965today
  • 2beds
  • 1baths
  • 864sqft

4746 LAMAR Road, Zephyrhills

36515 CAMP FIRE Terrace, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.62%
VA
Active
67
$265,000Potential short sale
Rate
6.62%
7.32%today
Payment
$1,738/mo
$1,866today
  • 3beds
  • 3baths
  • 1,634sqft

36515 CAMP FIRE Terrace, Zephyrhills

36420 GARDEN WALL Way, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.67%
VA
Active
50
$342,000$6,199 equity gap
Rate
6.67%
7.32%today
Payment
$2,240/mo
$2,392today
  • 4beds
  • 3baths
  • 2,073sqft

36420 GARDEN WALL Way, Zephyrhills

4568 SAND DOLLAR Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.79%
FHA
Active
34
$337,000$11,079 equity gap
Rate
6.79%
7.32%today
Payment
$2,200/mo
$2,320today
  • 4beds
  • 3baths
  • 2,305sqft

4568 SAND DOLLAR Way, Zephyrhills

35542 BELLINGTON Boulevard, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.87%
FHA
Active
61
$365,000Potential short sale
Rate
6.87%
7.32%today
Payment
$2,468/mo
$2,582today
  • 4beds
  • 2baths
  • 1,705sqft

35542 BELLINGTON Boulevard, Zephyrhills

3836 WILLIAM HUME Drive, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.90%
FHA
Active
40
$129,900Potential short sale
Rate
6.90%
7.32%today
Payment
$911/mo
$951today
  • 2beds
  • 2baths
  • 1,164sqft

3836 WILLIAM HUME Drive, Zephyrhills

6743 RIPPLE POND Loop, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.92%
FHA
Active
34
$249,900Potential short sale
Rate
6.92%
7.32%today
Payment
$1,847/mo
$1,922today
  • 2beds
  • 2baths
  • 1,400sqft

6743 RIPPLE POND Loop, Zephyrhills

36366 WELL HILL Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.95%
FHA
Active
11
$225,000Potential short sale
Rate
6.95%
7.32%today
Payment
$1,566/mo
$1,625today
  • 2beds
  • 3baths
  • 1,541sqft

36366 WELL HILL Way, Zephyrhills

7014 RIPPLE POND Loop, Zephyrhills, FL, 33541 — assumable FHA mortgage at 7.29%
FHA
Active
40
$279,000$4,336 equity gap
Rate
7.29%
7.32%today
Payment
$1,936/mo
$1,941today
  • 3beds
  • 3baths
  • 1,787sqft

7014 RIPPLE POND Loop, Zephyrhills

6259 BACK FORTY Loop, Zephyrhills, FL, 33541 — assumable FHA mortgage at 7.49%
FHA
Active
25
$350,000Potential short sale
Rate
7.49%
7.32%today
Payment
$2,569/mo
$2,526today
  • 5beds
  • 3baths
  • 2,389sqft

6259 BACK FORTY Loop, Zephyrhills

37093 SHARKS EYE Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 7.76%
FHA
Active
20
$325,000$9,073 equity gap
Rate
7.76%
7.32%today
Payment
$2,324/mo
$2,226today
  • 3beds
  • 2baths
  • 1,690sqft

37093 SHARKS EYE Lane, Zephyrhills

6232 HUNTINGTON Drive, Zephyrhills, FL, 33542 — assumable FHA mortgage at 4.49%
FHA
Active
60
$295,000$201,306 equity gap
Rate
4.49%
7.32%today
Payment
$749/mo
$1,017today
  • 3beds
  • 2baths
  • 1,534sqft

6232 HUNTINGTON Drive, Zephyrhills

6300 BEVERLY HILLS Drive, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.09%
FHA
Active
28
$330,000$25,472 equity gap
Rate
6.09%
7.32%today
Payment
$1,932/mo
$2,192today
  • 5beds
  • 3baths
  • 2,217sqft

6300 BEVERLY HILLS Drive, Zephyrhills

35651 BUTTONWEED Trail, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.33%
VA
Active
35
$385,000$30,691 equity gap
Rate
6.33%
7.32%today
Payment
$2,304/mo
$2,548today
  • 4beds
  • 3baths
  • 2,260sqft

35651 BUTTONWEED Trail, Zephyrhills

35598 BELLINGTON Boulevard, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.63%
VA
Active
40
$389,990$30,917 equity gap
Rate
6.63%
7.32%today
Payment
$2,371/mo
$2,542today
  • 3beds
  • 2baths
  • 1,567sqft

35598 BELLINGTON Boulevard, Zephyrhills

36077 STABLE WILK Avenue, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.64%
FHA
Active
40
$344,900$25,323 equity gap
Rate
6.64%
7.32%today
Payment
$2,078/mo
$2,226today
  • 4beds
  • 2baths
  • 1,810sqft

36077 STABLE WILK Avenue, Zephyrhills

4430 SAND DOLLAR Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.65%
FHA
Active
24
$337,800$30,113 equity gap
Rate
6.65%
7.32%today
Payment
$2,005/mo
$2,145today
  • 3beds
  • 3baths
  • 1,961sqft

4430 SAND DOLLAR Way, Zephyrhills

37396 SHARKS EYE Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.72%
FHA
Active
32
$307,900$19,299 equity gap
Rate
6.72%
7.32%today
Payment
$1,905/mo
$2,023today
  • 3beds
  • 2baths
  • 1,584sqft

37396 SHARKS EYE Lane, Zephyrhills

6444 ASHVILLE Drive, Zephyrhills, FL, 33542 — assumable FHA mortgage at 5.89%
FHA
Active
59
$317,900$62,515 equity gap
Rate
5.89%
7.32%today
Payment
$1,761/mo
$2,009today
  • 3beds
  • 2baths
  • 1,492sqft

6444 ASHVILLE Drive, Zephyrhills

3336 FRESNO Place, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 6.24%
FHA
Active
38
$365,000$53,280 equity gap
Rate
6.24%
7.32%today
Payment
$1,932/mo
$2,158today
  • 3beds
  • 3baths
  • 1,964sqft

3336 FRESNO Place, Wesley Chapel

7201 TALAMORE Drive, Wesley Chapel, FL, 33545 — assumable VA mortgage at 6.27%
VA
Active
52
$770,000$102,834 equity gap
Rate
6.27%
7.32%today
Payment
$4,292/mo
$4,778today
  • 5beds
  • 5baths
  • 3,461sqft

7201 TALAMORE Drive, Wesley Chapel

35609 WELBY Court, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.50%
FHA
Active
22
$425,000$44,637 equity gap
Rate
6.50%
7.32%today
Payment
$2,451/mo
$2,664today
  • 4beds
  • 3baths
  • 2,263sqft

35609 WELBY Court, Zephyrhills

36227 JOSEPH BLAKE Street, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.60%
FHA
Active
64
$343,500$34,870 equity gap
Rate
6.60%
7.32%today
Payment
$2,007/mo
$2,158today
  • 3beds
  • 3baths
  • 2,319sqft

36227 JOSEPH BLAKE Street, Zephyrhills

3933 ALLEN Road, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.42%
FHA
Active
43
$479,900$112,600 equity gap
Rate
6.42%
7.32%today
Payment
$2,400/mo
$2,631today
  • 3beds
  • 2baths
  • 2,600sqft

3933 ALLEN Road, Zephyrhills

5059 BERNADETTE Drive, Zephyrhills, FL, 33541 — assumable VA mortgage at 5.35%
VA
Active
44
$385,000$243,070 equity gap
Rate
5.35%
7.32%today
Payment
$1,140/mo
$1,403today
  • 4beds
  • 3baths
  • 2,207sqft

5059 BERNADETTE Drive, Zephyrhills

35567 BUTTONWEED, Zephyrhills, FL, 33541 — assumable FHA mortgage at 5.78%
FHA
Active
50
$350,000Potential short sale
Rate
5.78%
7.32%today
Payment
$2,276/mo
$2,670today
  • 4beds
  • 3baths
  • 2,260sqft

35567 BUTTONWEED, Zephyrhills

37908 PRAIRIE ROSE Loop, Zephyrhills, FL, 33542 — assumable VA mortgage at 6.19%
VA
Active
57
$230,000Potential short sale
Rate
6.19%
7.32%today
Payment
$1,732/mo
$1,944today
  • 3beds
  • 2baths
  • 1,260sqft

37908 PRAIRIE ROSE Loop, Zephyrhills

Assuming a mortgage in Zephyrhills

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$344 /mo
Median cash to assume
$62,515
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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