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Assumable homes for sale in Zephyrhills, FL

26 homesFHA & VA loansrates from 2.73% vs 7.40% today

Zephyrhills assumption guide
38408 SONNET LANDING, Zephyrhills, FL, 33540 — assumable FHA mortgage at 3.01%
FHA
Active
34
$324,900$59,311 equity gap
Rate
3.01%
7.40%today
Payment
$1,252/mo
$2,054today
  • 4beds
  • 2baths
  • 1,845sqft

38408 SONNET LANDING, Zephyrhills

7804 DAVIE RAY Drive, Zephyrhills, FL, 33540 — assumable VA mortgage at 2.73%
VA
Active
40
$295,000$75,555 equity gap
Rate
2.73%
7.40%today
Payment
$1,022/mo
$1,738today
  • 4beds
  • 2baths
  • 1,846sqft

7804 DAVIE RAY Drive, Zephyrhills

4824 8TH Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 2.90%
VA
Active
40
$219,900$91,288 equity gap
Rate
2.90%
7.40%today
Payment
$617/mo
$1,027today
  • 2beds
  • 2baths
  • 1,090sqft

4824 8TH Street, Zephyrhills

5636 BEECH Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 3.18%
FHA
Active
30
$299,777$143,336 equity gap
Rate
3.18%
7.40%today
Payment
$779/mo
$1,250today
  • 3beds
  • 2baths
  • 1,252sqft

5636 BEECH Street, Zephyrhills

5848 CYPRESS Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 3.42%
FHA
Active
26
$265,000$157,950 equity gap
Rate
3.42%
7.40%today
Payment
$611/mo
$952today
  • 2beds
  • 2baths
  • 1,448sqft

5848 CYPRESS Street, Zephyrhills

38912 CARR Drive, Zephyrhills, FL, 33540 — assumable FHA mortgage at 4.98%
FHA
Active
61
$345,000$42,642 equity gap
Rate
4.98%
7.40%today
Payment
$1,735/mo
$2,243today
  • 3beds
  • 2baths
  • 1,392sqft

38912 CARR Drive, Zephyrhills

6781 BASSWOOD Circle, Zephyrhills, FL, 33542 — assumable VA mortgage at 3.94%
VA
Active
33
$275,000$147,191 equity gap
Rate
3.94%
7.40%today
Payment
$741/mo
$1,082today
  • 2beds
  • 2baths
  • 1,443sqft

6781 BASSWOOD Circle, Zephyrhills

37349 GILL Avenue, Zephyrhills, FL, 33541 — assumable VA mortgage at 5.41%
VA
Active
58
$268,000$32,533 equity gap
Rate
5.41%
7.40%today
Payment
$1,405/mo
$1,731today
  • 3beds
  • 2baths
  • 1,581sqft

37349 GILL Avenue, Zephyrhills

6540 FOXMOOR Drive, Zephyrhills, FL, 33542 — assumable VA mortgage at 4.16%
VA
Active
38
$289,000$188,604 equity gap
Rate
4.16%
7.40%today
Payment
$657/mo
$935today
  • 2beds
  • 2baths
  • 1,570sqft

6540 FOXMOOR Drive, Zephyrhills

4753 SILVER Circle, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.08%
VA
Active
39
$199,000Potential short sale
Rate
6.08%
7.40%today
Payment
$1,270/mo
$1,454today
  • 2beds
  • 2baths
  • 1,034sqft

4753 SILVER Circle, Zephyrhills

4746 LAMAR Road, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.58%
FHA
Active
31
$270,000Potential short sale
Rate
6.58%
7.40%today
Payment
$1,823/mo
$1,981today
  • 2beds
  • 1baths
  • 864sqft

4746 LAMAR Road, Zephyrhills

4422 STILLMAN Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 6.70%
VA
Active
36
$160,000Potential short sale
Rate
6.70%
7.40%today
Payment
$1,109/mo
$1,190today
  • 2beds
  • 2baths
  • 1,120sqft

4422 STILLMAN Street, Zephyrhills

7921 SAIL CLOVER Lane, Zephyrhills, FL, 33540 — assumable VA mortgage at 6.78%
VA
Active
24
$385,000Potential short sale
Rate
6.78%
7.40%today
Payment
$2,578/mo
$2,744today
  • 4beds
  • 2baths
  • 1,846sqft

7921 SAIL CLOVER Lane, Zephyrhills

4568 SAND DOLLAR Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.79%
FHA
Active
34
$337,000$11,079 equity gap
Rate
6.79%
7.40%today
Payment
$2,200/mo
$2,339today
  • 4beds
  • 3baths
  • 2,305sqft

4568 SAND DOLLAR Way, Zephyrhills

37093 SHARKS EYE Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 7.76%
FHA
Active
20
$325,000$9,073 equity gap
Rate
7.76%
7.40%today
Payment
$2,324/mo
$2,243today
  • 3beds
  • 2baths
  • 1,690sqft

37093 SHARKS EYE Lane, Zephyrhills

6232 HUNTINGTON Drive, Zephyrhills, FL, 33542 — assumable FHA mortgage at 4.49%
FHA
Active
60
$295,000$201,306 equity gap
Rate
4.49%
7.40%today
Payment
$749/mo
$1,025today
  • 3beds
  • 2baths
  • 1,534sqft

6232 HUNTINGTON Drive, Zephyrhills

5811 11TH Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 6.22%
VA
Active
27
$235,000$16,592 equity gap
Rate
6.22%
7.40%today
Payment
$1,350/mo
$1,523today
  • 2beds
  • 1baths
  • 735sqft

5811 11TH Street, Zephyrhills

4430 SAND DOLLAR Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.65%
FHA
Active
24
$337,800$30,113 equity gap
Rate
6.65%
7.40%today
Payment
$2,005/mo
$2,162today
  • 3beds
  • 3baths
  • 1,961sqft

4430 SAND DOLLAR Way, Zephyrhills

37396 SHARKS EYE Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.72%
FHA
Active
32
$307,900$19,299 equity gap
Rate
6.72%
7.40%today
Payment
$1,905/mo
$2,039today
  • 3beds
  • 2baths
  • 1,584sqft

37396 SHARKS EYE Lane, Zephyrhills

6444 ASHVILLE Drive, Zephyrhills, FL, 33542 — assumable FHA mortgage at 5.89%
FHA
Active
59
$317,900$62,515 equity gap
Rate
5.89%
7.40%today
Payment
$1,761/mo
$2,024today
  • 3beds
  • 2baths
  • 1,492sqft

6444 ASHVILLE Drive, Zephyrhills

4920 17TH Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 6.43%
VA
Active
61
$270,000$31,828 equity gap
Rate
6.43%
7.40%today
Payment
$1,556/mo
$1,717today
  • 2beds
  • 1baths
  • 1,385sqft

4920 17TH Street, Zephyrhills

7628 WEEHAWKEN Drive, Zephyrhills, FL, 33540 — assumable FHA mortgage at 5.51%
FHA
Active
41
$279,900Potential short sale
Rate
5.51%
7.40%today
Payment
$1,814/mo
$2,209today
  • 3beds
  • 2baths
  • 1,704sqft

7628 WEEHAWKEN Drive, Zephyrhills

4439 AUTUMN PALM Drive, Zephyrhills, FL, 33542 — assumable FHA mortgage at 5.75%
FHA
Active
30
$114,999$72,628 equity gap
Rate
5.75%
7.40%today
Payment
$503/mo
$597today
  • 3beds
  • 2baths
  • 1,728sqft

4439 AUTUMN PALM Drive, Zephyrhills

37908 PRAIRIE ROSE Loop, Zephyrhills, FL, 33542 — assumable VA mortgage at 6.19%
VA
Active
57
$230,000Potential short sale
Rate
6.19%
7.40%today
Payment
$1,732/mo
$1,959today
  • 3beds
  • 2baths
  • 1,260sqft

37908 PRAIRIE ROSE Loop, Zephyrhills

37607 NEUKOM Avenue, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.59%
FHA
Active
51
$200,000$118,259 equity gap
Rate
6.59%
7.40%today
Payment
$868/mo
$942today
  • 2beds
  • 2baths
  • 1,290sqft

37607 NEUKOM Avenue, Zephyrhills

5647 19TH Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 6.99%
FHA
Active
9
$142,000Potential short sale
Rate
6.99%
7.40%today
Payment
$1,218/mo
$1,269today
  • 2beds
  • 1baths
  • 908sqft

5647 19TH Street, Zephyrhills

Assuming a mortgage in Zephyrhills

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$503 /mo
Median cash to assume
$62,515
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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