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Assumable homes for sale in Zephyrhills, FL

200 homesFHA & VA loansrates from 2.15% vs 7.32% today

Zephyrhills assumption guide
28809 WINDOVER ST, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$364,999$21,954 equity gap
Rate
3.10%
7.32%today
Payment
$1,627/mo
$2,617today
  • 4beds
  • 2baths
  • 2,105sqft

28809 WINDOVER ST, Wesley Chapel

39938 HARMON GROVE Court, Zephyrhills, FL, 33540 — assumable FHA mortgage at 2.87%
FHA
Active
37
$317,000$49,600 equity gap
Rate
2.87%
7.32%today
Payment
$1,247/mo
$2,066today
  • 4beds
  • 2baths
  • 1,918sqft

39938 HARMON GROVE Court, Zephyrhills

40545 STEWART Road, Zephyrhills, FL, 33540 — assumable FHA mortgage at 2.98%
FHA
Active
24
$230,000$34,529 equity gap
Rate
2.98%
7.32%today
Payment
$925/mo
$1,511today
  • 3beds
  • 2baths
  • 1,512sqft

40545 STEWART Road, Zephyrhills

38408 SONNET LANDING, Zephyrhills, FL, 33540 — assumable FHA mortgage at 3.01%
FHA
Active
34
$324,900$59,898 equity gap
Rate
3.01%
7.32%today
Payment
$1,252/mo
$2,038today
  • 4beds
  • 2baths
  • 1,845sqft

38408 SONNET LANDING, Zephyrhills

29913 SOUTHWELL Lane, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 3.05%
FHA
Active
19
$339,000$67,665 equity gap
Rate
3.05%
7.32%today
Payment
$1,285/mo
$2,081today
  • 3beds
  • 3baths
  • 1,865sqft

29913 SOUTHWELL Lane, Wesley Chapel

31575 BARREL WAVE Way, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.45%
VA
Active
42
$415,000$68,023 equity gap
Rate
3.45%
7.32%today
Payment
$1,706/mo
$2,627today
  • 6beds
  • 3baths
  • 2,580sqft

31575 BARREL WAVE Way, Wesley Chapel

7804 DAVIE RAY Drive, Zephyrhills, FL, 33540 — assumable VA mortgage at 2.73%
VA
Active
40
$295,000$75,555 equity gap
Rate
2.73%
7.32%today
Payment
$1,022/mo
$1,724today
  • 4beds
  • 2baths
  • 1,846sqft

7804 DAVIE RAY Drive, Zephyrhills

2987 MOULDEN HOLLOW Drive, Zephyrhills, FL, 33540 — assumable FHA mortgage at 2.87%
FHA
Active
28
$329,000$80,236 equity gap
Rate
2.87%
7.32%today
Payment
$1,160/mo
$1,922today
  • 4beds
  • 2baths
  • 1,810sqft

2987 MOULDEN HOLLOW Drive, Zephyrhills

31527 CANNON RUSH Drive, San Antonio, FL, 33576 — assumable VA mortgage at 2.90%
VA
Active
82
$374,990$66,323 equity gap
Rate
2.90%
7.32%today
Payment
$1,438/mo
$2,373today
  • 2beds
  • 2baths
  • 1,968sqft

31527 CANNON RUSH Drive, San Antonio

28850 LINDENHURST Drive, Wesley Chapel, FL, 33544 — assumable FHA mortgage at 3.12%
FHA
Active
67
$515,000$145,309 equity gap
Rate
3.12%
7.32%today
Payment
$1,757/mo
$2,819today
  • 4beds
  • 4baths
  • 1,804sqft

28850 LINDENHURST Drive, Wesley Chapel

7788 STONEBROOK Circle, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.17%
FHA
Active
34
$309,999$89,424 equity gap
Rate
3.17%
7.32%today
Payment
$1,075/mo
$1,714today
  • 3beds
  • 2baths
  • 1,587sqft

7788 STONEBROOK Circle, Wesley Chapel

31584 COLADA DRIFT Way, Wesley Chapel, FL, 33545 — assumable VA mortgage at 2.50%
VA
Active
76
$650,000$196,570 equity gap
Rate
2.50%
7.32%today
Payment
$2,034/mo
$3,536today
  • 5beds
  • 3baths
  • 3,292sqft

31584 COLADA DRIFT Way, Wesley Chapel

31088 JAZZ LEAF Place, San Antonio, FL, 33576 — assumable FHA mortgage at 2.71%
FHA
Active
21
$379,000$149,099 equity gap
Rate
2.71%
7.32%today
Payment
$1,074/mo
$1,816today
  • 3beds
  • 2baths
  • 1,867sqft

31088 JAZZ LEAF Place, San Antonio

9646 FOX HEARST Road, Tampa, FL, 33647 — assumable VA mortgage at 2.73%
VA
Active
30
$399,900$133,428 equity gap
Rate
2.73%
7.32%today
Payment
$1,244/mo
$2,099today
  • 3beds
  • 2baths
  • 1,765sqft

9646 FOX HEARST Road, Tampa

15246 ANGUILLA ISLE Avenue, Tampa, FL, 33647 — assumable VA mortgage at 2.80%
VA
Active
97
$520,000$198,815 equity gap
Rate
2.80%
7.32%today
Payment
$1,490/mo
$2,491today
  • 4beds
  • 3baths
  • 2,888sqft

15246 ANGUILLA ISLE Avenue, Tampa

31041 JAZZ LEAF Place, San Antonio, FL, 33576 — assumable VA mortgage at 2.84%
VA
Active
82
$419,900$140,391 equity gap
Rate
2.84%
7.32%today
Payment
$1,324/mo
$2,202today
  • 4beds
  • 2baths
  • 1,998sqft

31041 JAZZ LEAF Place, San Antonio

6977 ABBYWOOD Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.87%
FHA
Active
46
$315,000$108,659 equity gap
Rate
2.87%
7.32%today
Payment
$965/mo
$1,598today
  • 4beds
  • 2baths
  • 1,569sqft

6977 ABBYWOOD Lane, Zephyrhills

19206 BRIARBROOK Drive, Tampa, FL, 33647 — assumable VA mortgage at 2.90%
VA
Active
38
$734,000$263,319 equity gap
Rate
2.90%
7.32%today
Payment
$2,223/mo
$3,668today
  • 6beds
  • 4baths
  • 4,199sqft

19206 BRIARBROOK Drive, Tampa

10225 GOLDENBROOK Way, Tampa, FL, 33647 — assumable VA mortgage at 2.93%
VA
Active
73
$385,000$148,206 equity gap
Rate
2.93%
7.32%today
Payment
$1,117/mo
$1,836today
  • 3beds
  • 2baths
  • 1,530sqft

10225 GOLDENBROOK Way, Tampa

32688 CANYONLANDS Drive, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 2.96%
FHA
Active
25
$410,000$126,048 equity gap
Rate
2.96%
7.32%today
Payment
$1,347/mo
$2,206today
  • 4beds
  • 3baths
  • 2,260sqft

32688 CANYONLANDS Drive, Wesley Chapel

31040 PROUT Court, Wesley Chapel, FL, 33543 — assumable VA mortgage at 2.99%
VA
Active
43
$295,000$118,031 equity gap
Rate
2.99%
7.32%today
Payment
$858/mo
$1,399today
  • 2beds
  • 2baths
  • 1,703sqft

31040 PROUT Court, Wesley Chapel

10527 SAN TRAVASO Drive, Tampa, FL, 33647 — assumable VA mortgage at 2.99%
VA
Active
63
$449,999$173,440 equity gap
Rate
2.99%
7.32%today
Payment
$1,313/mo
$2,142today
  • 4beds
  • 3baths
  • 2,650sqft

10527 SAN TRAVASO Drive, Tampa

1033 BLACKWATER Drive, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 3.05%
FHA
Active
55
$250,000$93,950 equity gap
Rate
3.05%
7.32%today
Payment
$739/mo
$1,197today
  • 3beds
  • 3baths
  • 1,832sqft

1033 BLACKWATER Drive, Wesley Chapel

7430 POOL COMPASS Loop, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.23%
VA
Active
90
$550,000$180,375 equity gap
Rate
3.23%
7.32%today
Payment
$1,859/mo
$2,942today
  • 4beds
  • 3baths
  • 2,922sqft

7430 POOL COMPASS Loop, Wesley Chapel

1295 MONTGOMERY BELL Road, Wesley Chapel, FL, 33543 — assumable VA mortgage at 3.24%
VA
Active
39
$474,990$151,111 equity gap
Rate
3.24%
7.32%today
Payment
$1,631/mo
$2,577today
  • 4beds
  • 3baths
  • 2,571sqft

1295 MONTGOMERY BELL Road, Wesley Chapel

4741 SEABERG Road, Zephyrhills, FL, 33541 — assumable VA mortgage at 3.76%
VA
Active
39
$399,000$112,649 equity gap
Rate
3.76%
7.32%today
Payment
$1,451/mo
$2,149today
  • 3beds
  • 3baths
  • 1,843sqft

4741 SEABERG Road, Zephyrhills

1842 RIDGELAKE Court, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 2.15%
FHA
Active
15
$520,000$389,556 equity gap
Rate
2.15%
7.32%today
Payment
$1,191/mo
$1,679today
  • 3beds
  • 2baths
  • 2,066sqft

1842 RIDGELAKE Court, Wesley Chapel

31406 MANGO FADE Way, San Antonio, FL, 33576 — assumable FHA mortgage at 2.68%
FHA
Active
19
$317,700$129,497 equity gap
Rate
2.68%
7.32%today
Payment
$874/mo
$1,484today
  • 3beds
  • 2baths
  • 1,587sqft

31406 MANGO FADE Way, San Antonio

10802 CELTIC WOODS Avenue, Tampa, FL, 33647 — assumable VA mortgage at 2.70%
VA
Active
26
$287,500$127,847 equity gap
Rate
2.70%
7.32%today
Payment
$734/mo
$1,243today
  • 3beds
  • 3baths
  • 1,815sqft

10802 CELTIC WOODS Avenue, Tampa

9713 LITTLE POND Way, Tampa, FL, 33647 — assumable FHA mortgage at 2.70%
FHA
Active
54
$414,900$398,368 equity gap
Rate
2.70%
7.32%today
Payment
$79/mo
$133today
  • 3beds
  • 3baths
  • 1,496sqft

9713 LITTLE POND Way, Tampa

3318 CARNATION Lane, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.77%
VA
Active
63
$139,900$66,924 equity gap
Rate
2.77%
7.32%today
Payment
$344/mo
$577today
  • 2beds
  • 2baths
  • 1,152sqft

3318 CARNATION Lane, Zephyrhills

36749 JODI Avenue, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.83%
FHA
Active
50
$185,000$93,611 equity gap
Rate
2.83%
7.32%today
Payment
$433/mo
$722today
  • 2beds
  • 2baths
  • 1,200sqft

36749 JODI Avenue, Zephyrhills

9916 CLEGHORN Drive, San Antonio, FL, 33576 — assumable VA mortgage at 2.83%
VA
Active
28
$330,000$221,358 equity gap
Rate
2.83%
7.32%today
Payment
$515/mo
$858today
  • 3beds
  • 2baths
  • 1,749sqft

9916 CLEGHORN Drive, San Antonio

8634 23RD Street, Zephyrhills, FL, 33540 — assumable VA mortgage at 2.86%
VA
Active
43
$649,999$471,176 equity gap
Rate
2.86%
7.32%today
Payment
$939/mo
$1,502today
  • 3beds
  • 2baths
  • 2,016sqft

8634 23RD Street, Zephyrhills

33468 AZALEA RIDGE Drive, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 2.87%
FHA
Active
31
$644,900$401,585 equity gap
Rate
2.87%
7.32%today
Payment
$1,135/mo
$1,880today
  • 5beds
  • 4baths
  • 3,173sqft

33468 AZALEA RIDGE Drive, Wesley Chapel

10747 LAXER CAY Loop, San Antonio, FL, 33576 — assumable FHA mortgage at 2.89%
FHA
Active
67
$579,000$300,503 equity gap
Rate
2.89%
7.32%today
Payment
$1,332/mo
$2,202today
  • 4beds
  • 3baths
  • 2,528sqft

10747 LAXER CAY Loop, San Antonio

Assuming a mortgage in Zephyrhills

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.15%
Lowest existing payment
$316 /mo
Median cash to assume
$95,198
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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