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Assumable homes for sale in Winter Springs, FL

200 homesFHA & VA loansrates from 2.20% vs 7.32% today

Winter Springs assumption guide
2590 STATE ROAD 46, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
19
$219,999$40,899 equity gap
Rate
2.78%
7.32%today
Payment
$829/mo
$1,389today
  • 3beds
  • 2baths
  • 1,405sqft

2590 STATE ROAD 46, Sanford

2040 TRIANGLE Drive, Longwood, FL, 32779 — assumable FHA mortgage at 3.09%
FHA
Active
21
$325,000$40,971 equity gap
Rate
3.09%
7.32%today
Payment
$1,348/mo
$2,172today
  • 3beds
  • 2baths
  • 1,283sqft

2040 TRIANGLE Drive, Longwood

5920 NORVALE Court, Orlando, FL, 32808 — assumable FHA mortgage at 3.45%
FHA
Active
6
$275,000$14,838 equity gap
Rate
3.45%
7.32%today
Payment
$1,279/mo
$1,970today
  • 4beds
  • 2baths
  • 1,684sqft

5920 NORVALE Court, Orlando

986 GRAND WILDMERE Cove, Longwood, FL, 32750 — assumable VA mortgage at 2.73%
VA
Active
40
$340,000$100,447 equity gap
Rate
2.73%
7.32%today
Payment
$1,116/mo
$1,882today
  • 3beds
  • 3baths
  • 1,743sqft

986 GRAND WILDMERE Cove, Longwood

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$235,000$69,320 equity gap
Rate
2.73%
7.32%today
Payment
$772/mo
$1,302today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.74%
FHA
Active
33
$446,900$133,504 equity gap
Rate
2.74%
7.32%today
Payment
$1,461/mo
$2,462today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

428 RUTH ST, Longwood, FL, 32779 — assumable FHA mortgage at 2.77%
FHA
Active
36
$399,900$103,671 equity gap
Rate
2.77%
7.32%today
Payment
$1,366/mo
$2,293today
  • 3beds
  • 2baths
  • 1,639sqft

428 RUTH ST, Longwood

128 ALDEAN Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
91
$439,900$126,910 equity gap
Rate
2.78%
7.32%today
Payment
$1,449/mo
$2,428today
  • 4beds
  • 2baths
  • 1,791sqft

128 ALDEAN Drive, Sanford

417 6TH Street, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%
FHA
Active
49
$329,000$80,663 equity gap
Rate
2.90%
7.32%today
Payment
$1,165/mo
$1,922today
  • 3beds
  • 2baths
  • 1,456sqft

417 6TH Street, Sanford

619 HEATHERTON Village, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.98%
FHA
Active
34
$199,500$47,749 equity gap
Rate
2.98%
7.32%today
Payment
$718/mo
$1,173today
  • 2beds
  • 2baths
  • 1,144sqft

619 HEATHERTON Village, Altamonte Springs

871 LAKE JACKSON Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.04%
FHA
Active
19
$350,000$102,696 equity gap
Rate
3.04%
7.32%today
Payment
$1,186/mo
$1,922today
  • 4beds
  • 3baths
  • 1,786sqft

871 LAKE JACKSON Circle, Apopka

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$91,088 equity gap
Rate
3.06%
7.32%today
Payment
$993/mo
$1,605today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

3602 PALM Avenue, Apopka, FL, 32703 — assumable VA mortgage at 3.10%
VA
Active
33
$415,000$122,445 equity gap
Rate
3.10%
7.32%today
Payment
$1,387/mo
$2,232today
  • 3beds
  • 2baths
  • 1,712sqft

3602 PALM Avenue, Apopka

1615 TERRACE Drive, Sanford, FL, 32773 — assumable FHA mortgage at 3.11%
FHA
Active
17
$199,900$44,818 equity gap
Rate
3.11%
7.32%today
Payment
$735/mo
$1,180today
  • 3beds
  • 2baths
  • 1,296sqft

1615 TERRACE Drive, Sanford

2326 CARRABELLE Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.85%
FHA
Active
32
$318,000$56,592 equity gap
Rate
3.85%
7.32%today
Payment
$1,337/mo
$1,959today
  • 3beds
  • 3baths
  • 1,575sqft

2326 CARRABELLE Way, Sanford

3552 STONEBRIAR Lane, Sanford, FL, 32771 — assumable VA mortgage at 3.92%
VA
Active
20
$499,900$86,345 equity gap
Rate
3.92%
7.32%today
Payment
$2,136/mo
$3,103today
  • 3beds
  • 2baths
  • 2,400sqft

3552 STONEBRIAR Lane, Sanford

2183 CRANDON Avenue, Winter Park, FL, 32789 — assumable FHA mortgage at 3.45%
FHA
Active
28
$469,000$111,888 equity gap
Rate
3.45%
7.32%today
Payment
$1,753/mo
$2,698today
  • 4beds
  • 2baths
  • 1,200sqft

2183 CRANDON Avenue, Winter Park

119 CROWN COLONY Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.95%
FHA
Active
31
$390,000$58,617 equity gap
Rate
3.95%
7.32%today
Payment
$1,790/mo
$2,591today
  • 3beds
  • 2baths
  • 1,617sqft

119 CROWN COLONY Way, Sanford

4013 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.73%
FHA
Active
41
$377,900$144,929 equity gap
Rate
2.73%
7.32%today
Payment
$1,085/mo
$1,830today
  • 4beds
  • 2baths
  • 1,846sqft

4013 SILVERSTREAM Terrace, Sanford

3405 HEIRLOOM ROSE Place, Oviedo, FL, 32766 — assumable VA mortgage at 2.77%
VA
Active
52
$950,000$334,926 equity gap
Rate
2.77%
7.32%today
Payment
$2,824/mo
$4,740today
  • 6beds
  • 5baths
  • 4,332sqft

3405 HEIRLOOM ROSE Place, Oviedo

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$320,000$117,937 equity gap
Rate
2.81%
7.32%today
Payment
$949/mo
$1,585today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

139 OLIVE TREE Circle, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.81%
FHA
Active
61
$298,000$110,261 equity gap
Rate
2.81%
7.32%today
Payment
$888/mo
$1,483today
  • 3beds
  • 3baths
  • 1,314sqft

139 OLIVE TREE Circle, Altamonte Springs

2223 WEKIVA VILLAGE Lane, Apopka, FL, 32703 — assumable VA mortgage at 2.81%
VA
Active
34
$369,000$147,050 equity gap
Rate
2.81%
7.32%today
Payment
$1,053/mo
$1,758today
  • 3beds
  • 3baths
  • 2,293sqft

2223 WEKIVA VILLAGE Lane, Apopka

105 CEDAR OAK Trail, Longwood, FL, 32750 — assumable VA mortgage at 2.87%
VA
Active
82
$575,000$223,408 equity gap
Rate
2.87%
7.32%today
Payment
$1,640/mo
$2,717today
  • 4beds
  • 3baths
  • 2,212sqft

105 CEDAR OAK Trail, Longwood

3531 PINE OAK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 2.87%
FHA
Active
50
$270,000$85,112 equity gap
Rate
2.87%
7.32%today
Payment
$862/mo
$1,429today
  • 3beds
  • 3baths
  • 1,530sqft

3531 PINE OAK Trail, Sanford

1407 BROAD WING Lane, Winter Park, FL, 32792 — assumable VA mortgage at 2.87%
VA
Active
41
$491,000$187,127 equity gap
Rate
2.87%
7.32%today
Payment
$1,451/mo
$2,403today
  • 3beds
  • 3baths
  • 2,308sqft

1407 BROAD WING Lane, Winter Park

4008 MARYLAND Place, Casselberry, FL, 32707 — assumable FHA mortgage at 2.88%
FHA
Active
30
$224,500$71,225 equity gap
Rate
2.88%
7.32%today
Payment
$714/mo
$1,182today
  • 2beds
  • 2baths
  • 1,166sqft

4008 MARYLAND Place, Casselberry

4022 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable VA mortgage at 2.89%
VA
Active
35
$389,999$146,584 equity gap
Rate
2.89%
7.32%today
Payment
$1,167/mo
$1,929today
  • 4beds
  • 2baths
  • 1,846sqft

4022 SILVERSTREAM Terrace, Sanford

3960 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.96%
FHA
Active
22
$399,000$159,191 equity gap
Rate
2.96%
7.32%today
Payment
$1,161/mo
$1,902today
  • 3beds
  • 3baths
  • 1,697sqft

3960 SILVERSTREAM Terrace, Sanford

2521 STOCKTON Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.99%
FHA
Active
35
$289,900$113,170 equity gap
Rate
2.99%
7.32%today
Payment
$837/mo
$1,366today
  • 3beds
  • 3baths
  • 1,687sqft

2521 STOCKTON Drive, Sanford

513 OAKCREST Street, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.20%
FHA
Active
32
$490,000$299,849 equity gap
Rate
2.20%
7.32%today
Payment
$1,000/mo
$1,677today
  • 4beds
  • 3baths
  • 2,400sqft

513 OAKCREST Street, Altamonte Springs

6617 BEAR LAKE Terrace, Apopka, FL, 32703 — assumable VA mortgage at 2.31%
VA
Active
58
$625,000$418,941 equity gap
Rate
2.31%
7.32%today
Payment
$898/mo
$1,601today
  • 4beds
  • 3baths
  • 2,132sqft

6617 BEAR LAKE Terrace, Apopka

1930 AQUARIUS Court, Oviedo, FL, 32766 — assumable FHA mortgage at 2.35%
FHA
Active
32
$399,900$201,131 equity gap
Rate
2.35%
7.32%today
Payment
$894/mo
$1,586today
  • 3beds
  • 2baths
  • 1,306sqft

1930 AQUARIUS Court, Oviedo

1521 HERON WOOD Place, Winter Park, FL, 32792 — assumable FHA mortgage at 2.65%
FHA
Active
74
$829,500$544,213 equity gap
Rate
2.65%
7.32%today
Payment
$1,320/mo
$2,251today
  • 3beds
  • 2baths
  • 3,950sqft

1521 HERON WOOD Place, Winter Park

3740 HAWTHORNE Lane, Winter Park, FL, 32792 — assumable FHA mortgage at 2.72%
FHA
Active
35
$430,000$217,798 equity gap
Rate
2.72%
7.32%today
Payment
$994/mo
$1,680today
  • 3beds
  • 2baths
  • 1,645sqft

3740 HAWTHORNE Lane, Winter Park

2357 CHANTILLY Terrace, Oviedo, FL, 32765 — assumable VA mortgage at 2.74%
VA
Active
61
$699,999$578,274 equity gap
Rate
2.74%
7.32%today
Payment
$568/mo
$956today
  • 4beds
  • 3baths
  • 2,569sqft

2357 CHANTILLY Terrace, Oviedo

Assuming a mortgage in Winter Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$325 /mo
Median cash to assume
$111,195
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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