UMe
Get pre-qualified

Assumable homes for sale in Winter Haven, FL

24 homesFHA & VA loansrates from 2.80% vs 7.32% today

Winter Haven assumption guide
715 AVENUE B, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.96%
FHA
Active
25
$239,900$47,552 equity gap
Rate
2.96%
7.32%today
Payment
$910/mo
$1,491today
  • 3beds
  • 2baths
  • 1,580sqft

715 AVENUE B, Winter Haven

729 LAKE Avenue, Eagle Lake, FL, 33839 — assumable FHA mortgage at 3.45%
FHA
Active
35
$264,000$18,984 equity gap
Rate
3.45%
7.32%today
Payment
$1,205/mo
$1,855today
  • 5beds
  • 3baths
  • 1,632sqft

729 LAKE Avenue, Eagle Lake

3420 COVE Court, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.95%
FHA
Active
36
$254,900$82,125 equity gap
Rate
2.95%
7.32%today
Payment
$819/mo
$1,342today
  • 3beds
  • 2baths
  • 1,249sqft

3420 COVE Court, Winter Haven

506 CLAYTON Circle, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.80%
FHA
Active
26
$309,900$155,651 equity gap
Rate
2.80%
7.32%today
Payment
$734/mo
$1,213today
  • 4beds
  • 3baths
  • 2,004sqft

506 CLAYTON Circle, Winter Haven

3344 TIMBERLINE Road, Winter Haven, FL, 33880 — assumable FHA mortgage at 3.00%
FHA
Active
32
$225,000$225,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 904sqft

3344 TIMBERLINE Road, Winter Haven

119 ALLEN Avenue, Winter Haven, FL, 33880 — assumable VA mortgage at 3.45%
VA
Active
9
$219,000Potential short sale
Rate
3.45%
7.32%today
Payment
$1,387/mo
$2,135today
  • 4beds
  • 2baths
  • 1,520sqft

119 ALLEN Avenue, Winter Haven

119 GERBER DAIRY Road, Eagle Lake, FL, 33839 — assumable VA mortgage at 3.94%
VA
Active
43
$435,000$239,435 equity gap
Rate
3.94%
7.32%today
Payment
$1,166/mo
$1,690today
  • 5beds
  • 4baths
  • 2,956sqft

119 GERBER DAIRY Road, Eagle Lake

124 CENTER Street, Winter Haven, FL, 33880 — assumable FHA mortgage at 5.52%
FHA
Active
36
$165,000$3,208 equity gap
Rate
5.52%
7.32%today
Payment
$978/mo
$1,180today
  • 3beds
  • 2baths
  • 1,306sqft

124 CENTER Street, Winter Haven

232 KINGS POND Avenue, Winter Haven, FL, 33880 — assumable VA mortgage at 6.69%
VA
Active
39
$289,999$13,082 equity gap
Rate
6.69%
7.32%today
Payment
$1,837/mo
$1,958today
  • 3beds
  • 2baths
  • 1,417sqft

232 KINGS POND Avenue, Winter Haven

1810 EAGLE HAMMOCK Boulevard, Eagle Lake, FL, 33839 — assumable VA mortgage at 6.73%
VA
Active
35
$299,000Potential short sale
Rate
6.73%
7.32%today
Payment
$2,039/mo
$2,164today
  • 4beds
  • 2baths
  • 1,851sqft

1810 EAGLE HAMMOCK Boulevard, Eagle Lake

1365 SHERIDAN Street, Winter Haven, FL, 33880 — assumable FHA mortgage at 4.37%
FHA
Active
35
$219,000$147,772 equity gap
Rate
4.37%
7.32%today
Payment
$426/mo
$587today
  • 2beds
  • 1baths
  • 1,199sqft

1365 SHERIDAN Street, Winter Haven

217 4TH JPV Street, Winter Haven, FL, 33880 — assumable FHA mortgage at 4.46%
FHA
Active
20
$214,000$121,764 equity gap
Rate
4.46%
7.32%today
Payment
$633/mo
$863today
  • 3beds
  • 1baths
  • 1,064sqft

217 4TH JPV Street, Winter Haven

288 CHERRY LAUREL Lane, Winter Haven, FL, 33880 — assumable FHA mortgage at 4.50%
FHA
Active
32
$239,000$210,510 equity gap
Rate
4.50%
7.32%today
Payment
$214/mo
$290today
  • 3beds
  • 2baths
  • 1,276sqft

288 CHERRY LAUREL Lane, Winter Haven

2234 MAJESTIC SPAN Avenue, Eagle Lake, FL, 33839 — assumable FHA mortgage at 6.73%
FHA
Active
16
$279,990$21,022 equity gap
Rate
6.73%
7.32%today
Payment
$1,716/mo
$1,821today
  • 3beds
  • 2baths
  • 1,422sqft

2234 MAJESTIC SPAN Avenue, Eagle Lake

156 MANSEAU Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 6.79%
FHA
Active
46
$265,000$16,306 equity gap
Rate
6.79%
7.32%today
Payment
$1,663/mo
$1,754today
  • 3beds
  • 2baths
  • 1,323sqft

156 MANSEAU Drive, Winter Haven

2303 JAGGER Lane, Winter Haven, FL, 33880 — assumable FHA mortgage at 6.65%
FHA
Active
19
$355,000$40,610 equity gap
Rate
6.65%
7.32%today
Payment
$2,048/mo
$2,192today
  • 4beds
  • 2baths
  • 1,882sqft

2303 JAGGER Lane, Winter Haven

1601 ROSELAWN Street, Winter Haven, FL, 33880 — assumable FHA mortgage at 6.82%
FHA
Active
13
$256,500$27,859 equity gap
Rate
6.82%
7.32%today
Payment
$1,533/mo
$1,612today
  • 2beds
  • 1baths
  • 1,099sqft

1601 ROSELAWN Street, Winter Haven

675 BAY Avenue, Eagle Lake, FL, 33839 — assumable FHA mortgage at 6.82%
FHA
Active
47
$185,000$26,992 equity gap
Rate
6.82%
7.32%today
Payment
$1,058/mo
$1,113today
  • 3beds
  • 2baths
  • 1,519sqft

675 BAY Avenue, Eagle Lake

113 6TH JPV Street, Winter Haven, FL, 33880 — assumable FHA mortgage at 6.94%
FHA
Active
44
$249,000$33,996 equity gap
Rate
6.94%
7.32%today
Payment
$1,485/mo
$1,542today
  • 3beds
  • 2baths
  • 1,035sqft

113 6TH JPV Street, Winter Haven

730 COUNTRY WALK Cove, Eagle Lake, FL, 33839 — assumable FHA mortgage at 4.75%
FHA
Active
21
$350,000$250,731 equity gap
Rate
4.75%
7.32%today
Payment
$618/mo
$813today
  • 4beds
  • 2baths
  • 1,986sqft

730 COUNTRY WALK Cove, Eagle Lake

661 CROWN ROSE Drive, Eagle Lake, FL, 33839 — assumable VA mortgage at 6.86%
VA
Active
44
$341,000$74,062 equity gap
Rate
6.86%
7.32%today
Payment
$1,793/mo
$1,878today
  • 4beds
  • 3baths
  • 2,001sqft

661 CROWN ROSE Drive, Eagle Lake

224 CROWN Court, Winter Haven, FL, 33880 — assumable VA mortgage at 6.50%
VA
Active
30
$269,000$86,335 equity gap
Rate
6.50%
7.32%today
Payment
$1,207/mo
$1,312today
  • 3beds
  • 2baths
  • 1,192sqft

224 CROWN Court, Winter Haven

602 TAYLOR Boulevard, Winter Haven, FL, 33880 — assumable FHA mortgage at 6.09%
FHA
Active
19
$220,000Potential short sale
Rate
6.09%
7.32%today
Payment
$1,516/mo
$1,720today
  • 3beds
  • 2baths
  • 1,242sqft

602 TAYLOR Boulevard, Winter Haven

1923 GOLDEN BEAK Drive, Eagle Lake, FL, 33839 — assumable FHA mortgage at 7.57%
FHA
Active
61
$248,500Potential short sale
Rate
7.57%
7.32%today
Payment
$2,074/mo
$2,023today
  • 3beds
  • 2baths
  • 1,486sqft

1923 GOLDEN BEAK Drive, Eagle Lake

Assuming a mortgage in Winter Haven

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$426 /mo
Median cash to assume
$60,807
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe