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Assumable homes for sale in Winchester, CA

200 homesVA & FHA loansrates from 1.75% vs 7.40% today

Winchester assumption guide
28232 Palm Villa Dr., Menifee, CA, 92584 — assumable VA mortgage at 3.05%
VATop pick
Active
28
$474,999$38,707 equity gap
Rate
3.05%
7.40%today
Payment
$2,049/mo
$3,343today
  • 3beds
  • 2baths
  • 1,299sqft

28232 Palm Villa Dr., Menifee

3593 Cougar Canyon, Hemet, CA, 92545 — assumable VA mortgage at 3.12%
VATop pick
Active
13
$429,900$43,808 equity gap
Rate
3.12%
7.40%today
Payment
$1,835/mo
$2,968today
  • 3beds
  • 2baths
  • 1,336sqft

3593 Cougar Canyon, Hemet

4425 Oak Tree Way, Hemet, CA, 92545 — assumable VA mortgage at 2.49%
VA
Active
54
$600,000$103,174 equity gap
Rate
2.49%
7.40%today
Payment
$2,200/mo
$3,860today
  • 5beds
  • 3baths
  • 3,127sqft

4425 Oak Tree Way, Hemet

1413 Reeds Way, San Jacinto, CA, 92582 — assumable VA mortgage at 3.05%
VA
Active
48
$529,999$91,225 equity gap
Rate
3.05%
7.40%today
Payment
$2,069/mo
$3,377today
  • 4beds
  • 2baths
  • 2,112sqft

1413 Reeds Way, San Jacinto

30826 Bloomfest, Murrieta, CA, 92563 — assumable VA mortgage at 3.05%
VA
Active
40
$850,000$137,340 equity gap
Rate
3.05%
7.40%today
Payment
$3,429/mo
$5,595today
  • 5beds
  • 4baths
  • 3,270sqft

30826 Bloomfest, Murrieta

27307 Cloudrest, Hemet, CA, 92544 — assumable FHA mortgage at 3.09%
FHA
Active
19
$420,000$50,331 equity gap
Rate
3.09%
7.40%today
Payment
$1,759/mo
$2,855today
  • 3beds
  • 2baths
  • 1,347sqft

27307 Cloudrest, Hemet

30535 Ridgely Way, Menifee, CA, 92584 — assumable VA mortgage at 3.10%
VA
Active
37
$595,000$91,567 equity gap
Rate
3.10%
7.40%today
Payment
$2,393/mo
$3,879today
  • 4beds
  • 2baths
  • 1,806sqft

30535 Ridgely Way, Menifee

1300 Manassas, Hemet, CA, 92545 — assumable VA mortgage at 3.12%
VA
Active
13
$475,000$61,573 equity gap
Rate
3.12%
7.40%today
Payment
$1,961/mo
$3,171today
  • 3beds
  • 2baths
  • 1,717sqft

1300 Manassas, Hemet

855 Browning Court, San Jacinto, CA, 92583 — assumable VA mortgage at 3.45%
VA
Active
29
$511,500$47,783 equity gap
Rate
3.45%
7.40%today
Payment
$2,276/mo
$3,531today
  • 5beds
  • 3baths
  • 2,383sqft

855 Browning Court, San Jacinto

515 Qeweewish, San Jacinto, CA, 92582 — assumable FHA mortgage at 3.45%
FHA
Active
38
$549,900$90,730 equity gap
Rate
3.45%
7.40%today
Payment
$2,249/mo
$3,489today
  • 3beds
  • 3baths
  • 2,228sqft

515 Qeweewish, San Jacinto

31615 Tyme Court, Menifee, CA, 92584 — assumable VA mortgage at 2.71%
VA
Active
44
$760,000$176,613 equity gap
Rate
2.71%
7.40%today
Payment
$2,692/mo
$4,589today
  • 5beds
  • 3baths
  • 3,590sqft

31615 Tyme Court, Menifee

29646 Saddlebred Circle, Menifee, CA, 92584 — assumable VA mortgage at 2.79%
VA
Active
36
$749,900$198,428 equity gap
Rate
2.79%
7.40%today
Payment
$2,585/mo
$4,362today
  • 4beds
  • 3baths
  • 2,839sqft

29646 Saddlebred Circle, Menifee

35125 Waimea Way, Winchester, CA, 92596 — assumable VA mortgage at 2.81%
VA
Active
18
$645,000$175,395 equity gap
Rate
2.81%
7.40%today
Payment
$2,201/mo
$3,704today
  • 4beds
  • 3baths
  • 2,320sqft

35125 Waimea Way, Winchester

34586 Sagebrush Lane, Winchester, CA, 92596 — assumable VA mortgage at 2.85%
VA
Active
40
$665,000$120,220 equity gap
Rate
2.85%
7.40%today
Payment
$2,571/mo
$4,304today
  • 5beds
  • 3baths
  • 2,913sqft

34586 Sagebrush Lane, Winchester

28042 CALLE VALLARTA, Menifee, CA, 92585 — assumable VA mortgage at 2.87%
VA
Active
17
$408,000$92,419 equity gap
Rate
2.87%
7.40%today
Payment
$1,472/mo
$2,458today
  • 2beds
  • 2baths
  • 974sqft

28042 CALLE VALLARTA, Menifee

29632 Stageline, Menifee, CA, 92584 — assumable VA mortgage at 2.88%
VA
Active
28
$675,000$151,607 equity gap
Rate
2.88%
7.40%today
Payment
$2,449/mo
$4,085today
  • 5beds
  • 3baths
  • 2,641sqft

29632 Stageline, Menifee

1406 Tobago Drive, Hemet, CA, 92543 — assumable VA mortgage at 2.98%
VA
Active
41
$338,000$101,904 equity gap
Rate
2.98%
7.40%today
Payment
$1,120/mo
$1,843today
  • 2beds
  • 2baths
  • 1,646sqft

1406 Tobago Drive, Hemet

1464 Corte Rosaire, San Jacinto, CA, 92583 — assumable FHA mortgage at 3.00%
FHA
Active
50
$515,000$150,578 equity gap
Rate
3.00%
7.40%today
Payment
$1,732/mo
$2,844today
  • 4beds
  • 3baths
  • 2,319sqft

1464 Corte Rosaire, San Jacinto

34292 Chaparossa, Lake Elsinore, CA, 92532 — assumable VA mortgage at 3.05%
VA
Active
57
$619,000$128,824 equity gap
Rate
3.05%
7.40%today
Payment
$2,322/mo
$3,789today
  • 4beds
  • 3baths
  • 2,620sqft

34292 Chaparossa, Lake Elsinore

33347 Breighton Wood St, Menifee, CA, 92584 — assumable VA mortgage at 3.55%
VA
Active
45
$649,000$74,675 equity gap
Rate
3.55%
7.40%today
Payment
$2,855/mo
$4,376today
  • 5beds
  • 3baths
  • 3,393sqft

33347 Breighton Wood St, Menifee

26567 Calle Los Robles, Menifee, CA, 92585 — assumable VA mortgage at 3.09%
VA
Active
41
$675,000$158,465 equity gap
Rate
3.09%
7.40%today
Payment
$2,452/mo
$3,981today
  • 4beds
  • 2baths
  • 1,776sqft

26567 Calle Los Robles, Menifee

34647 Redhawk, Winchester, CA, 92596 — assumable VA mortgage at 3.12%
VA
Active
39
$690,000$194,591 equity gap
Rate
3.12%
7.40%today
Payment
$2,355/mo
$3,808today
  • 4beds
  • 2baths
  • 2,329sqft

34647 Redhawk, Winchester

30903 Wild Berry Way, Menifee, CA, 92584 — assumable VA mortgage at 3.92%
VA
Active
18
$620,000$67,382 equity gap
Rate
3.92%
7.40%today
Payment
$2,854/mo
$4,179today
  • 4beds
  • 3baths
  • 2,610sqft

30903 Wild Berry Way, Menifee

29045 Botanical Circle, Menifee, CA, 92584 — assumable VA mortgage at 4.17%
VA
Active
31
$649,999$65,110 equity gap
Rate
4.17%
7.40%today
Payment
$3,091/mo
$4,391today
  • 3beds
  • 2baths
  • 1,673sqft

29045 Botanical Circle, Menifee

29128 Blue Spruce, Menifee, CA, 92584 — assumable VA mortgage at 2.65%
VA
Active
36
$600,000$185,037 equity gap
Rate
2.65%
7.40%today
Payment
$1,920/mo
$3,300today
  • 3beds
  • 2baths
  • 1,997sqft

29128 Blue Spruce, Menifee

28603 River Glen Court, Menifee, CA, 92584 — assumable FHA mortgage at 2.66%
FHA
Active
28
$549,999$206,254 equity gap
Rate
2.66%
7.40%today
Payment
$1,593/mo
$2,733today
  • 4beds
  • 3baths
  • 1,732sqft

28603 River Glen Court, Menifee

28300 Calle Gaviota, Sun City, CA, 92586 — assumable FHA mortgage at 2.68%
FHA
Active
23
$365,000$147,371 equity gap
Rate
2.68%
7.40%today
Payment
$1,013/mo
$1,734today
  • 2beds
  • 2baths
  • 1,077sqft

28300 Calle Gaviota, Sun City

34829 Sweet Bells Dr, Winchester, CA, 92596 — assumable VA mortgage at 2.73%
VA
Active
31
$639,900$199,261 equity gap
Rate
2.73%
7.40%today
Payment
$2,052/mo
$3,490today
  • 3beds
  • 2baths
  • 1,691sqft

34829 Sweet Bells Dr, Winchester

2518 Beech Tree, Hemet, CA, 92545 — assumable FHA mortgage at 2.86%
FHA
Active
34
$360,000$129,730 equity gap
Rate
2.86%
7.40%today
Payment
$1,095/mo
$1,832today
  • 3beds
  • 2baths
  • 1,661sqft

2518 Beech Tree, Hemet

29937 Westlink Drive, Menifee, CA, 92584 — assumable FHA mortgage at 2.86%
FHA
Active
40
$519,000$201,759 equity gap
Rate
2.86%
7.40%today
Payment
$1,558/mo
$2,574today
  • 3beds
  • 2baths
  • 1,426sqft

29937 Westlink Drive, Menifee

30411 LAMPLIGHTER Lane, Menifee, CA, 92584 — assumable FHA mortgage at 2.88%
FHA
Active
46
$550,000$189,205 equity gap
Rate
2.88%
7.40%today
Payment
$1,732/mo
$2,889today
  • 4beds
  • 2baths
  • 2,260sqft

30411 LAMPLIGHTER Lane, Menifee

34285 Canyon Rim Drive, Lake Elsinore, CA, 92532 — assumable FHA mortgage at 2.90%
FHA
Active
75
$599,000$209,993 equity gap
Rate
2.90%
7.40%today
Payment
$1,872/mo
$3,114today
  • 5beds
  • 3baths
  • 2,108sqft

34285 Canyon Rim Drive, Lake Elsinore

35181 Gamay, Winchester, CA, 92596 — assumable VA mortgage at 2.95%
VA
Active
54
$695,000$209,116 equity gap
Rate
2.95%
7.40%today
Payment
$2,297/mo
$3,796today
  • 4beds
  • 3baths
  • 2,397sqft

35181 Gamay, Winchester

28825 Avenida Estrella, Menifee, CA, 92587 — assumable FHA mortgage at 2.98%
FHA
Active
34
$512,000$177,546 equity gap
Rate
2.98%
7.40%today
Payment
$1,590/mo
$2,617today
  • 3beds
  • 2baths
  • 1,512sqft

28825 Avenida Estrella, Menifee

30393 Blume Circle, Menifee, CA, 92584 — assumable VA mortgage at 2.99%
VA
Active
39
$599,990$192,077 equity gap
Rate
2.99%
7.40%today
Payment
$1,919/mo
$3,156today
  • 3beds
  • 3baths
  • 1,963sqft

30393 Blume Circle, Menifee

29421 Lake Hills, Menifee, CA, 92585 — assumable FHA mortgage at 3.05%
FHA
Active
49
$650,000$227,081 equity gap
Rate
3.05%
7.40%today
Payment
$2,003/mo
$3,269today
  • 4beds
  • 3baths
  • 2,325sqft

29421 Lake Hills, Menifee

Assuming a mortgage in Winchester

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
1.75%
Lowest existing payment
$311 /mo
Median cash to assume
$147,371
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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