Assumable homes for sale in Wilton, CA

5 homesFHA & VA loansrates from 2.77% vs 7.32% today

Wilton assumption guide
Vida Court, Sacramento, CA, 95828 — assumable FHA mortgage at 2.77%
FHA
Active
33
$475,000$165,436 equity gap
Rate
2.77%
7.32%today
Payment
$1,458/mo
$2,448today
  • 4beds
  • 2baths
  • 1,652sqft

Vida Court, Sacramento

Oglethorpe Way, Elk Grove, CA, 95624 — assumable VA mortgage at 3.31%
VA
Active
36
$624,900$214,918 equity gap
Rate
3.31%
7.32%today
Payment
$2,074/mo
$3,250today
  • 4beds
  • 2baths
  • 2,128sqft

Oglethorpe Way, Elk Grove

Cupertino Drive, Elk Grove, CA, 95624 — assumable VA mortgage at 3.45%
VA
Active
65
$949,950$717,518 equity gap
Rate
3.45%
7.32%today
Payment
$1,193/mo
$1,837today
  • 3beds
  • 3baths
  • 2,504sqft

Cupertino Drive, Elk Grove

8837 J Sheehan St, Elk Grove, CA, 95624 — assumable FHA mortgage at 6.67%
FHA
Active
81
$499,000$11,437 equity gap
Rate
6.67%
7.32%today
Payment
$3,171/mo
$3,386today
  • 3beds
  • 3baths
  • 1,404sqft

8837 J Sheehan St, Elk Grove

8721 Valley Oak Ln, Elk Grove, CA, 95624 — assumable FHA mortgage at 6.95%
FHA
Active
2
$729,000$707,977 equity gap
Rate
6.95%
7.32%today
Payment
$131/mo
$137today
  • 4beds
  • 3baths
  • 1,862sqft

8721 Valley Oak Ln, Elk Grove

Assuming a mortgage in Wilton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$1,193 /mo
Median cash to assume
$214,918
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.