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Assumable homes for sale in White Bear Lake, MN

43 homesFHA & VA loansrates from 2.66% vs 7.03% today

White Bear Lake assumption guide
5651 138th Street, Hugo, MN, 55038 — assumable FHA mortgage at 3.07%
FHA
Active
30
$269,900$39,642 down
Rate
3.07%
7.03%today
Payment
$1,086/mo
$1,704today
  • 3beds
  • 3baths
  • 1,488sqft

5651 138th Street, Hugo

6356 48th Street, Oakdale, MN, 55128 — assumable FHA mortgage at 2.90%
FHA
Active
25
$299,900$82,290 down
Rate
2.90%
7.03%today
Payment
$1,012/mo
$1,622today
  • 3beds
  • 2baths
  • 1,437sqft

6356 48th Street, Oakdale

3811 Restwood Road, Circle Pines, MN, 55014 — assumable FHA mortgage at 2.96%
FHA
Active
12
$595,000$143,813 down
Rate
2.96%
7.03%today
Payment
$2,140/mo
$3,404today
  • —beds
  • —baths
  • 3,328sqft

3811 Restwood Road, Circle Pines

201 Alberta Lane, Little Canada, MN, 55117 — assumable FHA mortgage at 2.98%
FHA
Active
30
$369,000$89,174 down
Rate
2.98%
7.03%today
Payment
$1,321/mo
$2,096today
  • 3beds
  • 3baths
  • 2,648sqft

201 Alberta Lane, Little Canada

6560 White Oak Road, Lino Lakes, MN, 55038 — assumable VA mortgage at 3.02%
VA
Active
49
$520,000$109,282 down
Rate
3.02%
7.03%today
Payment
$1,992/mo
$3,146today
  • 5beds
  • 3baths
  • 2,935sqft

6560 White Oak Road, Lino Lakes

171 Hanson Road, Mahtomedi, MN, 55115 — assumable VA mortgage at 3.55%
VA
Active
11
$339,900$65,369 down
Rate
3.55%
7.03%today
Payment
$1,362/mo
$2,012today
  • 4beds
  • 2baths
  • 1,670sqft

171 Hanson Road, Mahtomedi

3498 Midland Court, White Bear Lake, MN, 55110 — assumable FHA mortgage at 2.73%
FHA
Active
39
$389,900$118,847 down
Rate
2.73%
7.03%today
Payment
$1,259/mo
$2,064today
  • 4beds
  • 2baths
  • 1,943sqft

3498 Midland Court, White Bear Lake

8653 Brant Street, Circle Pines, MN, 55014 — assumable VA mortgage at 2.81%
VA
Active
28
$398,000$144,116 down
Rate
2.81%
7.03%today
Payment
$1,190/mo
$1,930today
  • 3beds
  • 2baths
  • 1,780sqft

8653 Brant Street, Circle Pines

3102 Manitou Drive, White Bear Lake, MN, 55110 — assumable VA mortgage at 3.14%
VA
Active
35
$299,990$102,723 down
Rate
3.14%
7.03%today
Payment
$942/mo
$1,464today
  • 2beds
  • 2baths
  • 1,270sqft

3102 Manitou Drive, White Bear Lake

15240 Fanning Drive, Hugo, MN, 55038 — assumable FHA mortgage at 3.18%
FHA
Active
22
$285,000$103,227 down
Rate
3.18%
7.03%today
Payment
$883/mo
$1,366today
  • 3beds
  • 3baths
  • 1,982sqft

15240 Fanning Drive, Hugo

6193 49th Street, Oakdale, MN, 55128 — assumable FHA mortgage at 2.66%
FHA
Active
68
$475,000$195,304 down
Rate
2.66%
7.03%today
Payment
$1,425/mo
$2,270today
  • 6beds
  • 3baths
  • 2,804sqft

6193 49th Street, Oakdale

2819 Helen Street, North Saint Paul, MN, 55109 — assumable VA mortgage at 2.75%
VA
Active
57
$379,900$216,447 down
Rate
2.75%
7.03%today
Payment
$759/mo
$1,241today
  • 3beds
  • 2baths
  • 1,832sqft

2819 Helen Street, North Saint Paul

1474 Burke Avenue, Maplewood, MN, 55109 — assumable VA mortgage at 2.79%
VA
Active
19
$359,900$172,572 down
Rate
2.79%
7.03%today
Payment
$874/mo
$1,421today
  • 4beds
  • 2baths
  • 1,652sqft

1474 Burke Avenue, Maplewood

1626 Woodlynn Avenue #1, Maplewood, MN, 55109 — assumable FHA mortgage at 2.88%
FHA
Active
23
$300,000$127,784 down
Rate
2.88%
7.03%today
Payment
$801/mo
$1,287today
  • 3beds
  • 3baths
  • 1,603sqft

1626 Woodlynn Avenue #1, Maplewood

150 Roselawn Avenue, Maplewood, MN, 55117 — assumable FHA mortgage at 3.09%
FHA
Active
16
$275,000$244,232 down
Rate
3.09%
7.03%today
Payment
$146/mo
$229today
  • 5beds
  • 2baths
  • 1,668sqft

150 Roselawn Avenue, Maplewood

700 Arbogast Street, Shoreview, MN, 55126 — assumable VA mortgage at 4.48%
VA
Active
70
$749,900$104,188 down
Rate
4.48%
7.03%today
Payment
$3,513/mo
$4,638today
  • 5beds
  • 2baths
  • 3,078sqft

700 Arbogast Street, Shoreview

4856 Helena Lane #11, Oakdale, MN, 55128 — assumable VA mortgage at 4.06%
VA
Active
24
$224,900$66,881 down
Rate
4.06%
7.03%today
Payment
$884/mo
$1,226today
  • 2beds
  • 2baths
  • 1,407sqft

4856 Helena Lane #11, Oakdale

1105 Iris Drive, White Bear Lake, MN, 55127 — assumable FHA mortgage at 3.68%
FHA
Active
31
$348,000$138,018 down
Rate
3.68%
7.03%today
Payment
$1,147/mo
$1,653today
  • 3beds
  • 3baths
  • 2,276sqft

1105 Iris Drive, White Bear Lake

3441 Maureen Lane, Stillwater, MN, 55082 — assumable FHA mortgage at 3.42%
FHA
Active
64
$335,000$170,602 down
Rate
3.42%
7.03%today
Payment
$939/mo
$1,409today
  • 3beds
  • 3baths
  • 1,822sqft

3441 Maureen Lane, Stillwater

6570 Upper 35th Street, Oakdale, MN, 55128 — assumable FHA mortgage at 3.49%
FHA
Active
23
$225,000$138,212 down
Rate
3.49%
7.03%today
Payment
$536/mo
$798today
  • 2beds
  • 2baths
  • 1,302sqft

6570 Upper 35th Street, Oakdale

2110 Stillwater Street, White Bear Twp, MN, 55110 — assumable FHA mortgage at 3.55%
FHA
Active
27
$339,900$185,704 down
Rate
3.55%
7.03%today
Payment
$814/mo
$1,203today
  • 3beds
  • 2baths
  • 1,935sqft

2110 Stillwater Street, White Bear Twp

2841 Riviera Drive, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
43
$410,000$223,431 down
Rate
3.57%
7.03%today
Payment
$1,092/mo
$1,609today
  • 3beds
  • 2baths
  • 1,824sqft

2841 Riviera Drive, White Bear Lake

2697 8th Avenue, North Saint Paul, MN, 55109 — assumable FHA mortgage at 3.64%
FHA
Active
30
$315,000$180,801 down
Rate
3.64%
7.03%today
Payment
$788/mo
$1,151today
  • 3beds
  • 2baths
  • 1,496sqft

2697 8th Avenue, North Saint Paul

800 Nightingale Boulevard, Stillwater, MN, 55082 — assumable FHA mortgage at 3.72%
FHA
Active
74
$535,000$288,810 down
Rate
3.72%
7.03%today
Payment
$1,472/mo
$2,130today
  • 4beds
  • 4baths
  • 3,000sqft

800 Nightingale Boulevard, Stillwater

4836 Grenwich Trail, Oakdale, MN, 55128 — assumable VA mortgage at 5.52%
VA
Active
24
$165,000Potential short sale
Rate
5.52%
7.03%today
Payment
$1,019/mo
$1,195today
  • 2beds
  • 1baths
  • 956sqft

4836 Grenwich Trail, Oakdale

5420 134th Street, Hugo, MN, 55038 — assumable VA mortgage at 5.23%
VA
Active
27
$390,000$29,996 down
Rate
5.23%
7.03%today
Payment
$2,113/mo
$2,559today
  • 4beds
  • 2baths
  • 1,882sqft

5420 134th Street, Hugo

38 Circle Drive, Circle Pines, MN, 55014 — assumable FHA mortgage at 3.75%
FHA
Active
3
$219,000$132,324 down
Rate
3.75%
7.03%today
Payment
$577/mo
$832today
  • 3beds
  • 1baths
  • 923sqft

38 Circle Drive, Circle Pines

6479 Tomahawk Trail, Lino Lakes, MN, 55014 — assumable FHA mortgage at 4.00%
FHA
Active
43
$375,000$268,649 down
Rate
4.00%
7.03%today
Payment
$839/mo
$1,173today
  • 3beds
  • 2baths
  • 1,488sqft

6479 Tomahawk Trail, Lino Lakes

5940 Fernwood Street, Shoreview, MN, 55126 — assumable FHA mortgage at 5.81%
FHA
Active
11
$212,000$6,147 down
Rate
5.81%
7.03%today
Payment
$1,280/mo
$1,455today
  • 2beds
  • 1baths
  • 1,152sqft

5940 Fernwood Street, Shoreview

2735 Century Court, White Bear Lake, MN, 55110 — assumable FHA mortgage at 5.52%
FHA
Active
24
$309,900$28,383 down
Rate
5.52%
7.03%today
Payment
$1,701/mo
$1,995today
  • 3beds
  • 3baths
  • 2,052sqft

2735 Century Court, White Bear Lake

3814 97th Lane, Circle Pines, MN, 55014 — assumable FHA mortgage at 4.15%
FHA
Active
14
$329,990$174,464 down
Rate
4.15%
7.03%today
Payment
$937/mo
$1,287today
  • 3beds
  • 2baths
  • 2,106sqft

3814 97th Lane, Circle Pines

1735 Birch Lake Avenue, White Bear Lake, MN, 55110 — assumable FHA mortgage at 4.16%
FHA
Active
41
$323,000Potential short sale
Rate
4.16%
7.03%today
Payment
$1,720/mo
$2,359today
  • 3beds
  • 2baths
  • 1,567sqft

1735 Birch Lake Avenue, White Bear Lake

4043 Heath Lane, Oakdale, MN, 55128 — assumable VA mortgage at 6.93%
VA
Active
59
$565,000$18,224 down
Rate
6.93%
7.03%today
Payment
$3,666/mo
$3,704today
  • 4beds
  • 3baths
  • 2,487sqft

4043 Heath Lane, Oakdale

932 Ledgestone Drive, Mahtomedi, MN, 55115 — assumable FHA mortgage at 7.06%
FHA
Active
5
$269,000$4,477 down
Rate
7.06%
7.03%today
Payment
$1,808/mo
$1,803today
  • 3beds
  • 2baths
  • 1,810sqft

932 Ledgestone Drive, Mahtomedi

1548 Legacy Parkway, Maplewood, MN, 55109 — assumable FHA mortgage at 6.10%
FHA
Active
26
$344,900$23,208 down
Rate
6.10%
7.03%today
Payment
$1,957/mo
$2,155today
  • 3beds
  • 3baths
  • 1,857sqft

1548 Legacy Parkway, Maplewood

4864 Bloom Avenue, White Bear Lake, MN, 55110 — assumable VA mortgage at 6.64%
VA
Active
25
$392,000$32,208 down
Rate
6.64%
7.03%today
Payment
$2,373/mo
$2,469today
  • 3beds
  • 2baths
  • 2,406sqft

4864 Bloom Avenue, White Bear Lake

Assuming a mortgage in White Bear Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$536 /mo
Median cash to assume
$107,675
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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