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Assumable homes for sale in Waddell, AZ

200 homesVA & FHA loansrates from 2.12% vs 7.18% today

Waddell assumption guide
10708 CAMELOT Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.99%
VA
Active
35
$330,000$71,819 equity gap
Rate
2.99%
7.18%today
Payment
$1,220/mo
$1,963today
  • 2beds
  • 2baths
  • 1,656sqft

10708 CAMELOT Circle, Sun City

13041 ESTERO Lane, Litchfield Park, AZ, 85340 — assumable VA mortgage at 2.25%
VA
Active
43
$505,000$226,949 equity gap
Rate
2.25%
7.18%today
Payment
$1,237/mo
$2,193today
  • 5beds
  • 2baths
  • 2,684sqft

13041 ESTERO Lane, Litchfield Park

14458 POWDERHORN Drive, Surprise, AZ, 85374 — assumable VA mortgage at 4.875%
VA
Active
70
$525,000$92,154 equity gap
Rate
4.875%
7.18%today
Payment
$2,341/mo
$2,997today
  • 3beds
  • 3baths
  • 2,114sqft

14458 POWDERHORN Drive, Surprise

12402 EDGEMONT Avenue, Avondale, AZ, 85392 — assumable FHA mortgage at 3.625%
FHA
Active
25
$385,000$180,631 equity gap
Rate
3.625%
7.18%today
Payment
$1,093/mo
$1,623today
  • 4beds
  • 2baths
  • 1,642sqft

12402 EDGEMONT Avenue, Avondale

13621 TUCKEY Court, Glendale, AZ, 85307 — assumable VA mortgage at 3.75%
VA
Active
145
$1,199,900$520,328 equity gap
Rate
3.75%
7.18%today
Payment
$3,590/mo
$5,251today
  • 4beds
  • 4baths
  • 3,935sqft

13621 TUCKEY Court, Glendale

18549 SELDON Lane, Waddell, AZ, 85355 — assumable VA mortgage at 5.625%
VA
Active
38
$639,000$227,986 equity gap
Rate
5.625%
7.18%today
Payment
$2,460/mo
$2,895today
  • 3beds
  • 3baths
  • 2,392sqft

18549 SELDON Lane, Waddell

11531 JEROME Street, Surprise, AZ, 85388 — assumable VA mortgage at 3.14%
VATop pick
Active
71
$569,850Potential short sale
Rate
3.14%
7.18%today
Payment
$2,824/mo
$4,457today
  • 2beds
  • 3baths
  • 2,289sqft

11531 JEROME Street, Surprise

18031 UDALL Drive, Surprise, AZ, 85374 — assumable FHA mortgage at 2.87%
FHA
Active
30
$326,900$39,511 equity gap
Rate
2.87%
7.18%today
Payment
$1,343/mo
$2,195today
  • 1beds
  • 2baths
  • 1,270sqft

18031 UDALL Drive, Surprise

12419 SAN MIGUEL Avenue, Litchfield Park, AZ, 85340 — assumable FHA mortgage at 2.87%
FHA
Active
38
$399,900$67,037 equity gap
Rate
2.87%
7.18%today
Payment
$1,553/mo
$2,537today
  • 4beds
  • 3baths
  • 2,272sqft

12419 SAN MIGUEL Avenue, Litchfield Park

19948 ROMA Avenue, Litchfield Park, AZ, 85340 — assumable FHA mortgage at 2.90%
FHA
Active
53
$418,000$84,204 equity gap
Rate
2.90%
7.18%today
Payment
$1,559/mo
$2,537today
  • 4beds
  • 2baths
  • 1,920sqft

19948 ROMA Avenue, Litchfield Park

21188 GRANADA Road, Buckeye, AZ, 85396 — assumable VA mortgage at 2.90%
VA
Active
33
$420,000$48,125 equity gap
Rate
2.90%
7.18%today
Payment
$1,748/mo
$2,845today
  • 4beds
  • 2baths
  • 1,905sqft

21188 GRANADA Road, Buckeye

10963 COGGINS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.00%
FHA
Active
29
$151,995$26,842 equity gap
Rate
3.00%
7.18%today
Payment
$600/mo
$964today
  • 1beds
  • 1baths
  • 994sqft

10963 COGGINS Drive, Sun City

17611 CALAVAR Road, Surprise, AZ, 85388 — assumable FHA mortgage at 3.55%
FHA
Active
37
$399,900$7,271 equity gap
Rate
3.55%
7.18%today
Payment
$1,952/mo
$2,927today
  • 5beds
  • 3baths
  • 2,425sqft

17611 CALAVAR Road, Surprise

12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
26
$310,000$46,041 equity gap
Rate
3.07%
7.18%today
Payment
$1,253/mo
$1,995today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$399,000$63,467 equity gap
Rate
3.07%
7.18%today
Payment
$1,593/mo
$2,537today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

11802 HACIENDA Drive, Sun City, AZ, 85351 — assumable VA mortgage at 3.08%
VA
Active
21
$270,000$45,489 equity gap
Rate
3.08%
7.18%today
Payment
$1,086/mo
$1,727today
  • 2beds
  • 2baths
  • 1,371sqft

11802 HACIENDA Drive, Sun City

10433 LAURIE Lane, Peoria, AZ, 85345 — assumable FHA mortgage at 3.10%
FHA
Active
35
$339,900$57,587 equity gap
Rate
3.10%
7.18%today
Payment
$1,342/mo
$2,129today
  • 2beds
  • 2baths
  • 1,243sqft

10433 LAURIE Lane, Peoria

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.25%
FHA
Active
27
$400,000$70,456 equity gap
Rate
3.25%
7.18%today
Payment
$1,602/mo
$2,494today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

15762 CHERYL Drive, Waddell, AZ, 85355 — assumable VA mortgage at 3.49%
VA
Active
45
$568,900$47,376 equity gap
Rate
3.49%
7.18%today
Payment
$2,377/mo
$3,590today
  • 3beds
  • 3baths
  • 2,507sqft

15762 CHERYL Drive, Waddell

11002 DEANNE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.45%
FHA
Active
12
$325,000$39,891 equity gap
Rate
3.45%
7.18%today
Payment
$1,402/mo
$2,129today
  • 3beds
  • 2baths
  • 2,156sqft

11002 DEANNE Drive, Sun City

21138 EDGEMONT Avenue, Buckeye, AZ, 85396 — assumable VA mortgage at 2.77%
VA
Active
70
$650,000$115,595 equity gap
Rate
2.77%
7.18%today
Payment
$2,459/mo
$4,071today
  • 5beds
  • 4baths
  • 2,705sqft

21138 EDGEMONT Avenue, Buckeye

15250 PIERSON Street, Goodyear, AZ, 85395 — assumable VA mortgage at 2.78%
VA
Active
54
$669,990$184,617 equity gap
Rate
2.78%
7.18%today
Payment
$2,241/mo
$3,705today
  • 7beds
  • 3baths
  • 3,290sqft

15250 PIERSON Street, Goodyear

14994 VIRGINIA Avenue, Goodyear, AZ, 85395 — assumable FHA mortgage at 2.79%
FHA
Active
38
$384,500$102,209 equity gap
Rate
2.79%
7.18%today
Payment
$1,330/mo
$2,195today
  • 4beds
  • 3baths
  • 1,932sqft

14994 VIRGINIA Avenue, Goodyear

14575 MOUNTAIN VIEW Boulevard #11220, Surprise, AZ, 85374 — assumable FHA mortgage at 2.81%
FHA
Active
47
$285,000$84,848 equity gap
Rate
2.81%
7.18%today
Payment
$949/mo
$1,563today
  • 3beds
  • 2baths
  • 1,651sqft

14575 MOUNTAIN VIEW Boulevard #11220, Surprise

14870 ENCANTO Boulevard #2138, Goodyear, AZ, 85395 — assumable VA mortgage at 2.87%
VA
Active
41
$315,000$78,181 equity gap
Rate
2.87%
7.18%today
Payment
$1,105/mo
$1,805today
  • 2beds
  • 2baths
  • 1,329sqft

14870 ENCANTO Boulevard #2138, Goodyear

2014 MARKETSIDE Avenue, Buckeye, AZ, 85396 — assumable FHA mortgage at 2.90%
FHA
Active
50
$415,000$109,095 equity gap
Rate
2.90%
7.18%today
Payment
$1,428/mo
$2,325today
  • 4beds
  • 3baths
  • 2,064sqft

2014 MARKETSIDE Avenue, Buckeye

17226 185TH Lane, Surprise, AZ, 85374 — assumable VA mortgage at 2.96%
VA
Active
27
$346,000$89,187 equity gap
Rate
2.96%
7.18%today
Payment
$1,221/mo
$1,972today
  • 3beds
  • 3baths
  • 1,692sqft

17226 185TH Lane, Surprise

3945 FOUNDER Circle, Buckeye, AZ, 85396 — assumable VA mortgage at 2.98%
VA
Active
46
$799,000$231,486 equity gap
Rate
2.98%
7.18%today
Payment
$2,691/mo
$4,336today
  • 4beds
  • 3baths
  • 2,596sqft

3945 FOUNDER Circle, Buckeye

11844 CHERRY HILLS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.04%
FHA
Active
31
$243,000$68,692 equity gap
Rate
3.04%
7.18%today
Payment
$834/mo
$1,333today
  • 2beds
  • 1baths
  • 1,139sqft

11844 CHERRY HILLS Drive, Sun City

17200 BELL Road #487, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
29
$295,000$79,131 equity gap
Rate
3.07%
7.18%today
Payment
$1,025/mo
$1,632today
  • —beds
  • —baths
  • —sqft

17200 BELL Road #487, Surprise

15121 WOODRIDGE Drive, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
30
$329,000$69,133 equity gap
Rate
3.07%
7.18%today
Payment
$1,234/mo
$1,965today
  • 2beds
  • 2baths
  • 1,183sqft

15121 WOODRIDGE Drive, Surprise

16854 RIMROCK Street, Surprise, AZ, 85388 — assumable VA mortgage at 3.10%
VA
Active
39
$385,000$101,091 equity gap
Rate
3.10%
7.18%today
Payment
$1,349/mo
$2,141today
  • 4beds
  • 3baths
  • 2,220sqft

16854 RIMROCK Street, Surprise

11129 JACARANDA Drive, Sun City, AZ, 85373 — assumable VA mortgage at 3.11%
VA
Active
57
$264,900$62,698 equity gap
Rate
3.11%
7.18%today
Payment
$958/mo
$1,518today
  • 2beds
  • 2baths
  • 1,466sqft

11129 JACARANDA Drive, Sun City

18611 SUNNYSLOPE Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 3.11%
FHA
Active
49
$400,000$102,827 equity gap
Rate
3.11%
7.18%today
Payment
$1,414/mo
$2,240today
  • 4beds
  • 3baths
  • 2,379sqft

18611 SUNNYSLOPE Lane, Waddell

4428 185TH Avenue, Goodyear, AZ, 85395 — assumable VA mortgage at 3.12%
VA
Active
49
$1,125,000$330,102 equity gap
Rate
3.12%
7.18%today
Payment
$3,770/mo
$5,965today
  • 5beds
  • 4baths
  • 3,419sqft

4428 185TH Avenue, Goodyear

11117 Florida Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 3.69%
FHA
Active
12
$285,000$38,601 equity gap
Rate
3.69%
7.18%today
Payment
$1,241/mo
$1,829today
  • 2beds
  • 1baths
  • 960sqft

11117 Florida Avenue, Youngtown

Assuming a mortgage in Waddell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 6 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.12%
Lowest existing payment
$412/mo
Median cash to assume
$146,648
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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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