Assumable homes for sale in Ventura, CA

5 homesFHA & VA loansrates from 2.83% vs 7.32% today

Ventura assumption guide
324 Kiawah River Drive, Oxnard, CA, 93036 — assumable VA mortgage at 2.83%
VA
Active
33
$874,000$382,533 equity gap
Rate
2.83%
7.32%today
Payment
$2,325/mo
$3,872today
  • 4beds
  • 4baths
  • 2,004sqft

324 Kiawah River Drive, Oxnard

900 Fitzgerald Avenue, Ventura, CA, 93003 — assumable VA mortgage at 3.80%
VA
Active
43
$799,900$485,109 equity gap
Rate
3.80%
7.32%today
Payment
$1,952/mo
$2,878today
  • 3beds
  • 3baths
  • 1,963sqft

900 Fitzgerald Avenue, Ventura

735 Garonne Street, Oxnard, CA, 93036 — assumable FHA mortgage at 5.52%
FHA
Active
23
$675,000$120,285 equity gap
Rate
5.52%
7.32%today
Payment
$3,352/mo
$4,047today
  • 3beds
  • 2baths
  • 1,449sqft

735 Garonne Street, Oxnard

1207 Chelan Lane, Ventura, CA, 93004 — assumable FHA mortgage at 6.81%
FHA
Active
28
$424,900$42,815 equity gap
Rate
6.81%
7.32%today
Payment
$2,604/mo
$2,741today
  • 1beds
  • 2baths
  • 817sqft

1207 Chelan Lane, Ventura

2725 Smokey Mountain Drive, Oxnard, CA, 93036 — assumable FHA mortgage at 5.00%
FHA
Active
18
$630,000$452,595 equity gap
Rate
5.00%
7.32%today
Payment
$1,528/mo
$1,955today
  • 3beds
  • 3baths
  • 1,336sqft

2725 Smokey Mountain Drive, Oxnard

Assuming a mortgage in Ventura

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$1,528 /mo
Median cash to assume
$382,533
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.