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Assumable homes for sale in Valrico, FL

35 homesVA & FHA loansrates from 2.72% vs 7.40% today

Valrico assumption guide
4613 DOVER BLUFF Court, Valrico, FL, 33594 — assumable VA mortgage at 2.80%
VA
Active
27
$425,000$88,401 equity gap
Rate
2.80%
7.40%today
Payment
$1,561/mo
$2,631today
  • 4beds
  • 2baths
  • 1,844sqft

4613 DOVER BLUFF Court, Valrico

1048 MALLETWOOD Drive, Brandon, FL, 33510 — assumable FHA mortgage at 2.84%
FHA
Active
55
$375,000$91,634 equity gap
Rate
2.84%
7.40%today
Payment
$1,317/mo
$2,208today
  • 4beds
  • 2baths
  • 1,972sqft

1048 MALLETWOOD Drive, Brandon

3144 ROYAL TUSCAN Lane, Valrico, FL, 33594 — assumable VA mortgage at 2.90%
VA
Active
44
$233,000$53,415 equity gap
Rate
2.90%
7.40%today
Payment
$837/mo
$1,392today
  • 2beds
  • 3baths
  • 1,364sqft

3144 ROYAL TUSCAN Lane, Valrico

615 VALRI PARK Drive, Valrico, FL, 33594 — assumable VA mortgage at 2.98%
VA
Active
37
$415,000$90,857 equity gap
Rate
2.98%
7.40%today
Payment
$1,534/mo
$2,525today
  • 4beds
  • 2baths
  • 1,983sqft

615 VALRI PARK Drive, Valrico

2214 GOLDEN OAK Lane, Valrico, FL, 33594 — assumable VA mortgage at 3.14%
VA
Active
26
$207,000$51,635 equity gap
Rate
3.14%
7.40%today
Payment
$742/mo
$1,196today
  • 2beds
  • 2baths
  • 1,130sqft

2214 GOLDEN OAK Lane, Valrico

712 OAKWOOD Avenue, Brandon, FL, 33511 — assumable VA mortgage at 2.87%
VA
Active
55
$649,900$215,718 equity gap
Rate
2.87%
7.40%today
Payment
$2,088/mo
$3,486today
  • 4beds
  • 4baths
  • 3,328sqft

712 OAKWOOD Avenue, Brandon

1001 SPLIT SILK Street, Valrico, FL, 33594 — assumable VA mortgage at 2.72%
VA
Active
54
$685,000$411,632 equity gap
Rate
2.72%
7.40%today
Payment
$1,281/mo
$2,181today
  • 4beds
  • 3baths
  • 2,698sqft

1001 SPLIT SILK Street, Valrico

2717 AVON RIVER Drive, Valrico, FL, 33596 — assumable VA mortgage at 2.77%
VA
Active
93
$689,999$410,500 equity gap
Rate
2.77%
7.40%today
Payment
$1,307/mo
$2,212today
  • 5beds
  • 3baths
  • 3,729sqft

2717 AVON RIVER Drive, Valrico

1124 KING ARTHUR Court, Valrico, FL, 33594 — assumable FHA mortgage at 2.90%
FHA
Active
34
$540,000$258,745 equity gap
Rate
2.90%
7.40%today
Payment
$1,328/mo
$2,209today
  • 6beds
  • 2baths
  • 2,420sqft

1124 KING ARTHUR Court, Valrico

1002 KAY JEAN Drive, Valrico, FL, 33594 — assumable FHA mortgage at 2.90%
FHA
Active
44
$425,000$170,886 equity gap
Rate
2.90%
7.40%today
Payment
$1,206/mo
$2,006today
  • 3beds
  • 2baths
  • 1,513sqft

1002 KAY JEAN Drive, Valrico

821 FLORESTA Street, Brandon, FL, 33511 — assumable VA mortgage at 4.42%
VA
Active
100
$849,000$156,316 equity gap
Rate
4.42%
7.40%today
Payment
$3,765/mo
$5,193today
  • 4beds
  • 3baths
  • 3,197sqft

821 FLORESTA Street, Brandon

3414 KEARSNEY ABBEY Circle, Dover, FL, 33527 — assumable VA mortgage at 3.55%
VA
Active
43
$399,500$121,424 equity gap
Rate
3.55%
7.40%today
Payment
$1,383/mo
$2,119today
  • 4beds
  • 2baths
  • 1,918sqft

3414 KEARSNEY ABBEY Circle, Dover

804 SANDY TRAIL Place, Brandon, FL, 33511 — assumable FHA mortgage at 3.41%
FHA
Active
33
$450,000$291,327 equity gap
Rate
3.41%
7.40%today
Payment
$916/mo
$1,428today
  • 5beds
  • 2baths
  • 2,321sqft

804 SANDY TRAIL Place, Brandon

2418 BLUE STONE Court, Valrico, FL, 33594 — assumable VA mortgage at 3.45%
VA
Active
50
$620,000$257,781 equity gap
Rate
3.45%
7.40%today
Payment
$1,785/mo
$2,770today
  • 4beds
  • 4baths
  • 3,001sqft

2418 BLUE STONE Court, Valrico

4142 YELLOWWOOD Drive, Valrico, FL, 33594 — assumable FHA mortgage at 3.59%
FHA
Active
59
$399,000$265,165 equity gap
Rate
3.59%
7.40%today
Payment
$789/mo
$1,203today
  • 3beds
  • 2baths
  • 1,484sqft

4142 YELLOWWOOD Drive, Valrico

3833 TWILIGHT Drive, Valrico, FL, 33594 — assumable VA mortgage at 3.72%
VA
Active
36
$350,000$267,719 equity gap
Rate
3.72%
7.40%today
Payment
$571/mo
$858today
  • 3beds
  • 2baths
  • 1,470sqft

3833 TWILIGHT Drive, Valrico

1309 KEEL Place, Valrico, FL, 33594 — assumable FHA mortgage at 3.82%
FHA
Active
27
$316,000$150,690 equity gap
Rate
3.82%
7.40%today
Payment
$903/mo
$1,339today
  • 3beds
  • 2baths
  • 1,324sqft

1309 KEEL Place, Valrico

215 ENGLISH HERITAGE Place, Dover, FL, 33527 — assumable VA mortgage at 3.92%
VA
Active
84
$389,900$169,802 equity gap
Rate
3.92%
7.40%today
Payment
$1,283/mo
$1,879today
  • 4beds
  • 3baths
  • 2,612sqft

215 ENGLISH HERITAGE Place, Dover

2919 ROYAL TUSCAN Lane, Valrico, FL, 33594 — assumable FHA mortgage at 3.94%
FHA
Active
31
$240,000$148,366 equity gap
Rate
3.94%
7.40%today
Payment
$546/mo
$798today
  • 3beds
  • 3baths
  • 1,573sqft

2919 ROYAL TUSCAN Lane, Valrico

631 STONE Drive, Brandon, FL, 33510 — assumable VA mortgage at 4.15%
VA
Active
40
$419,000$322,433 equity gap
Rate
4.15%
7.40%today
Payment
$713/mo
$1,016today
  • 4beds
  • 2baths
  • 1,969sqft

631 STONE Drive, Brandon

1618 CITRUS ORCHARD Way, Valrico, FL, 33594 — assumable FHA mortgage at 6.28%
FHA
Active
29
$287,000$4,422 equity gap
Rate
6.28%
7.40%today
Payment
$1,819/mo
$2,040today
  • 3beds
  • 2baths
  • 1,059sqft

1618 CITRUS ORCHARD Way, Valrico

2108 RIDGEMORE Drive, Valrico, FL, 33594 — assumable FHA mortgage at 6.67%
FHA
Active
29
$310,000$7,050 equity gap
Rate
6.67%
7.40%today
Payment
$2,021/mo
$2,175today
  • 3beds
  • 2baths
  • 1,935sqft

2108 RIDGEMORE Drive, Valrico

4209 AMBER RIDGE Lane, Valrico, FL, 33594 — assumable VA mortgage at 6.86%
VA
Active
36
$394,999Potential short sale
Rate
6.86%
7.40%today
Payment
$2,609/mo
$2,754today
  • 4beds
  • 2baths
  • 2,008sqft

4209 AMBER RIDGE Lane, Valrico

1433 EMERALD HILL Way, Valrico, FL, 33594 — assumable VA mortgage at 7.07%
VA
Active
41
$520,000$27,895 equity gap
Rate
7.07%
7.40%today
Payment
$3,400/mo
$3,514today
  • 3beds
  • 2baths
  • 1,953sqft

1433 EMERALD HILL Way, Valrico

1004 MANDALAY Drive, Brandon, FL, 33511 — assumable FHA mortgage at 4.32%
FHA
Active
32
$450,000$345,198 equity gap
Rate
4.32%
7.40%today
Payment
$710/mo
$991today
  • 3beds
  • 2baths
  • 1,813sqft

1004 MANDALAY Drive, Brandon

2715 MOCK ORANGE Court, Valrico, FL, 33594 — assumable VA mortgage at 5.98%
VA
Active
56
$700,000$44,823 equity gap
Rate
5.98%
7.40%today
Payment
$3,940/mo
$4,559today
  • 5beds
  • 5baths
  • 2,886sqft

2715 MOCK ORANGE Court, Valrico

3012 SUMMER HOUSE Drive, Valrico, FL, 33594 — assumable FHA mortgage at 4.70%
FHA
Active
38
$280,000$120,297 equity gap
Rate
4.70%
7.40%today
Payment
$968/mo
$1,292today
  • 4beds
  • 2baths
  • 1,467sqft

3012 SUMMER HOUSE Drive, Valrico

1103 SOARING OSPREY Way, Valrico, FL, 33594 — assumable VA mortgage at 4.70%
VA
Active
23
$399,900$220,130 equity gap
Rate
4.70%
7.40%today
Payment
$1,089/mo
$1,454today
  • 4beds
  • 3baths
  • 2,120sqft

1103 SOARING OSPREY Way, Valrico

1742 STAYSAIL Drive, Valrico, FL, 33594 — assumable FHA mortgage at 6.57%
FHA
Active
50
$420,000$79,797 equity gap
Rate
6.57%
7.40%today
Payment
$2,251/mo
$2,447today
  • 3beds
  • 2baths
  • 1,715sqft

1742 STAYSAIL Drive, Valrico

918 VALMAR Street, Brandon, FL, 33511 — assumable FHA mortgage at 6.96%
FHA
Active
15
$399,900$61,129 equity gap
Rate
6.96%
7.40%today
Payment
$2,280/mo
$2,383today
  • 5beds
  • 4baths
  • 1,976sqft

918 VALMAR Street, Brandon

518 SUMMER SAILS Drive, Valrico, FL, 33594 — assumable FHA mortgage at 4.90%
FHA
Active
36
$270,000$116,509 equity gap
Rate
4.90%
7.40%today
Payment
$943/mo
$1,231today
  • 3beds
  • 2baths
  • 1,320sqft

518 SUMMER SAILS Drive, Valrico

620 CHESNEY Drive, Valrico, FL, 33594 — assumable FHA mortgage at 5.15%
FHA
Active
48
$405,000$295,852 equity gap
Rate
5.15%
7.40%today
Payment
$924/mo
$1,172today
  • 3beds
  • 2baths
  • 1,726sqft

620 CHESNEY Drive, Valrico

1124 SPLIT SILK Street, Valrico, FL, 33594 — assumable FHA mortgage at 6.96%
FHA
Active
44
$600,000$131,835 equity gap
Rate
6.96%
7.40%today
Payment
$3,151/mo
$3,293today
  • 5beds
  • 4baths
  • 3,372sqft

1124 SPLIT SILK Street, Valrico

902 GREENBELT Circle, Brandon, FL, 33510 — assumable VA mortgage at 6.11%
VA
Active
37
$339,900Potential short sale
Rate
6.11%
7.40%today
Payment
$2,518/mo
$2,873today
  • 3beds
  • 2baths
  • 1,948sqft

902 GREENBELT Circle, Brandon

2605 RIDGETOP Way, Valrico, FL, 33594 — assumable FHA mortgage at 6.50%
FHA
Active
48
$324,900$324,900 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,595sqft

2605 RIDGETOP Way, Valrico

Assuming a mortgage in Valrico

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$546 /mo
Median cash to assume
$149,528
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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