Assumable homes for sale in Valley City, ND

4 homesFHA loansrates from 3.07% vs 7.40% today

Valley City assumption guide
506 4th Avenue, Valley City, ND, 58072 — assumable FHA mortgage at 3.07%
FHA
Active
41
$155,000$35,960 equity gap
Rate
3.07%
7.40%today
Payment
$564/mo
$918today
  • 5beds
  • 2baths
  • 2,207sqft

506 4th Avenue, Valley City

805 4th Street, Valley City, ND, 58072 — assumable FHA mortgage at 3.73%
FHA
Active
24
$98,000$28,727 equity gap
Rate
3.73%
7.40%today
Payment
$374/mo
$561today
  • 2beds
  • 1baths
  • 896sqft

805 4th Street, Valley City

805 4th Street, Valley City, ND, 58072 — assumable FHA mortgage at 3.73%
FHA
Active
24
$98,000$28,727 equity gap
Rate
3.73%
7.40%today
Payment
$374/mo
$561today
  • 2beds
  • 1baths
  • 896sqft

805 4th Street, Valley City

444 7th Avenue, Valley City, ND, 58072 — assumable FHA mortgage at 3.78%
FHA
Active
61
$149,900$46,891 equity gap
Rate
3.78%
7.40%today
Payment
$593/mo
$883today
  • 3beds
  • 4baths
  • 3,365sqft

444 7th Avenue, Valley City

Assuming a mortgage in Valley City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.07%
Lowest existing payment
$374 /mo
Median cash to assume
$32,343
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.