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Assumable homes for sale in Vallecito, CA

3 homesFHA loansrates from 3.33% vs 7.32% today

Vallecito assumption guide
14201 Hillview Ct, Sonora, CA, 95370 — assumable FHA mortgage at 3.33%
FHA
Active
56
$495,000$203,482 equity gap
Rate
3.33%
7.32%today
Payment
$1,481/mo
$2,315today
  • 3beds
  • 3baths
  • 2,128sqft

14201 Hillview Ct, Sonora

136 Cottage Circle, Murphys, CA, 95247 — assumable FHA mortgage at 3.43%
FHA
Active
35
$495,000$310,864 equity gap
Rate
3.43%
7.32%today
Payment
$1,064/mo
$1,643today
  • 2beds
  • 2baths
  • 1,110sqft

136 Cottage Circle, Murphys

20582 Eureka Dr, Sonora, CA, 95370 — assumable FHA mortgage at 6.27%
FHA
Active
48
$469,000$445,614 equity gap
Rate
6.27%
7.32%today
Payment
$155/mo
$172today
  • 3beds
  • 2baths
  • 2,060sqft

20582 Eureka Dr, Sonora

Assuming a mortgage in Vallecito

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.33%
Lowest existing payment
$1,064 /mo
Median cash to assume
$310,864
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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