UMe
Get pre-qualified

Assumable homes for sale in Valencia, CA

10 homesFHA & VA loansrates from 2.67% vs 7.32% today

Valencia assumption guide
23121 Yvette, Valencia, CA, 91355 — assumable FHA mortgage at 3.55%
FHA
Active
27
$649,900$62,911 equity gap
Rate
3.55%
7.32%today
Payment
$2,913/mo
$4,428today
  • 3beds
  • 3baths
  • 2,059sqft

23121 Yvette, Valencia

26951 Hillsborough Parkway #47, Valencia, CA, 91354 — assumable FHA mortgage at 2.73%
FHA
Active
37
$485,000$114,130 equity gap
Rate
2.73%
7.32%today
Payment
$1,723/mo
$2,907today
  • 2beds
  • 2baths
  • 863sqft

26951 Hillsborough Parkway #47, Valencia

23609 Del Monte #295, Valencia, CA, 91355 — assumable FHA mortgage at 2.67%
FHA
Active
44
$399,800$123,568 equity gap
Rate
2.67%
7.32%today
Payment
$1,284/mo
$2,184today
  • 1beds
  • 1baths
  • 710sqft

23609 Del Monte #295, Valencia

23605 Del Monte Drive #251, Valencia, CA, 91355 — assumable FHA mortgage at 2.88%
FHA
Active
38
$484,000$155,769 equity gap
Rate
2.88%
7.32%today
Payment
$1,526/mo
$2,524today
  • 2beds
  • 2baths
  • 910sqft

23605 Del Monte Drive #251, Valencia

24632 Masters Cup Way, Valencia, CA, 91355 — assumable FHA mortgage at 3.57%
FHA
Active
22
$549,999$304,451 equity gap
Rate
3.57%
7.32%today
Payment
$1,433/mo
$2,173today
  • 2beds
  • 2baths
  • 962sqft

24632 Masters Cup Way, Valencia

24817 Sand Wedge Lane, Valencia, CA, 91355 — assumable FHA mortgage at 3.85%
FHA
Active
27
$574,000$253,257 equity gap
Rate
3.85%
7.32%today
Payment
$1,641/mo
$2,404today
  • 3beds
  • 3baths
  • 1,217sqft

24817 Sand Wedge Lane, Valencia

24662 Golfview Drive, Valencia, CA, 91355 — assumable FHA mortgage at 6.50%
FHA
Active
29
$515,000Potential short sale
Rate
6.50%
7.32%today
Payment
$3,525/mo
$3,831today
  • 2beds
  • 2baths
  • 962sqft

24662 Golfview Drive, Valencia

26504 Rock Creek, Valencia, CA, 91354 — assumable FHA mortgage at 7.49%
FHA
Active
41
$549,998$84,760 equity gap
Rate
7.49%
7.32%today
Payment
$3,341/mo
$3,285today
  • 2beds
  • 2baths
  • 1,025sqft

26504 Rock Creek, Valencia

25557 Alesna, Valencia, CA, 91355 — assumable FHA mortgage at 6.23%
FHA
Active
45
$789,500$173,541 equity gap
Rate
6.23%
7.32%today
Payment
$3,814/mo
$4,264today
  • 3beds
  • 2baths
  • 1,330sqft

25557 Alesna, Valencia

23926 Arroyo Park Drive #123, Valencia, CA, 91355 — assumable VA mortgage at 6.89%
VA
Active
37
$500,000Potential short sale
Rate
6.89%
7.32%today
Payment
$3,807/mo
$3,975today
  • 2beds
  • 2baths
  • 1,178sqft

23926 Arroyo Park Drive #123, Valencia

Assuming a mortgage in Valencia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$1,284 /mo
Median cash to assume
$139,669
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe