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Assumable homes for sale in Valencia, CA

11 homesFHA loansrates from 2.67% vs 7.32% today

Valencia assumption guide
28046 Serra Lane, Valencia, CA, 91355 — assumable FHA mortgage at 2.90%
FHA
Active
34
$629,000$81,449 equity gap
Rate
2.90%
7.32%today
Payment
$2,534/mo
$4,182today
  • 2beds
  • 2baths
  • 1,315sqft

28046 Serra Lane, Valencia

28246 Canterbury Ct, Santa Clarita, CA, 91354 — assumable FHA mortgage at 2.67%
FHA
Active
2
$550,000$121,907 equity gap
Rate
2.67%
7.32%today
Payment
$1,985/mo
$3,376today
  • 2beds
  • 3baths
  • 1,484sqft

28246 Canterbury Ct, Santa Clarita

26951 Hillsborough Parkway #47, Valencia, CA, 91354 — assumable FHA mortgage at 2.73%
FHA
Active
37
$485,000$114,130 equity gap
Rate
2.73%
7.32%today
Payment
$1,723/mo
$2,907today
  • 2beds
  • 2baths
  • 863sqft

26951 Hillsborough Parkway #47, Valencia

23609 Del Monte #295, Valencia, CA, 91355 — assumable FHA mortgage at 2.67%
FHA
Active
44
$399,800$123,568 equity gap
Rate
2.67%
7.32%today
Payment
$1,284/mo
$2,184today
  • 1beds
  • 1baths
  • 710sqft

23609 Del Monte #295, Valencia

23605 Del Monte Drive #251, Valencia, CA, 91355 — assumable FHA mortgage at 2.88%
FHA
Active
38
$484,000$155,769 equity gap
Rate
2.88%
7.32%today
Payment
$1,526/mo
$2,524today
  • 2beds
  • 2baths
  • 910sqft

23605 Del Monte Drive #251, Valencia

27344 Oaktree Place, Valencia, CA, 91354 — assumable FHA mortgage at 2.96%
FHA
Active
29
$615,000$276,612 equity gap
Rate
2.96%
7.32%today
Payment
$1,639/mo
$2,684today
  • 3beds
  • 3baths
  • 1,329sqft

27344 Oaktree Place, Valencia

28131 Seco Canyon Road #39, Saugus, CA, 91390 — assumable FHA mortgage at 3.00%
FHA
Active
46
$529,999$529,999 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,040sqft

28131 Seco Canyon Road #39, Saugus

22905 Banyan #228, Saugus, CA, 91390 — assumable FHA mortgage at 3.03%
FHA
Active
35
$584,900$287,468 equity gap
Rate
3.03%
7.32%today
Payment
$1,455/mo
$2,361today
  • 3beds
  • 3baths
  • 1,146sqft

22905 Banyan #228, Saugus

23604 Sunderland Court, Valencia, CA, 91354 — assumable FHA mortgage at 5.70%
FHA
Active
32
$1,140,000$101,088 equity gap
Rate
5.70%
7.32%today
Payment
$6,340/mo
$7,503today
  • 4beds
  • 3baths
  • 2,870sqft

23604 Sunderland Court, Valencia

23800 Woodpark Court, Valencia, CA, 91354 — assumable FHA mortgage at 6.33%
FHA
Active
55
$825,000$139,552 equity gap
Rate
6.33%
7.32%today
Payment
$4,457/mo
$4,930today
  • 3beds
  • 3baths
  • 1,289sqft

23800 Woodpark Court, Valencia

26504 Rock Creek, Valencia, CA, 91354 — assumable FHA mortgage at 7.49%
FHA
Active
41
$549,998$84,760 equity gap
Rate
7.49%
7.32%today
Payment
$3,341/mo
$3,285today
  • 2beds
  • 2baths
  • 1,025sqft

26504 Rock Creek, Valencia

Assuming a mortgage in Valencia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$1,284 /mo
Median cash to assume
$123,568
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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