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Assumable homes for sale in Valencia, CA

11 homesFHA & VA loansrates from 2.90% vs 7.32% today

Valencia assumption guide
27258 Narrowleaf Willow Lane, Valencia, CA, 91381 — assumable VA mortgage at 2.90%
VATop pick
Active
22
$750,000$73,146 equity gap
Rate
2.90%
7.32%today
Payment
$3,139/mo
$5,181today
  • 3beds
  • 3baths
  • 2,010sqft

27258 Narrowleaf Willow Lane, Valencia

27628 Exploration, Valencia, CA, 91381 — assumable FHA mortgage at 3.05%
FHA
Active
38
$685,000$71,783 equity gap
Rate
3.05%
7.32%today
Payment
$2,905/mo
$4,702today
  • 3beds
  • 2baths
  • 1,970sqft

27628 Exploration, Valencia

27420 Horizon View, Valencia, CA, 91381 — assumable FHA mortgage at 3.09%
FHA
Active
62
$664,995$119,384 equity gap
Rate
3.09%
7.32%today
Payment
$2,596/mo
$4,181today
  • 3beds
  • 4baths
  • 1,800sqft

27420 Horizon View, Valencia

27566 Sanctuary Court, Valencia, CA, 91381 — assumable VA mortgage at 6.50%
VA
Active
50
$739,999Potential short sale
Rate
6.50%
7.32%today
Payment
$4,731/mo
$5,142today
  • 4beds
  • 4baths
  • 2,056sqft

27566 Sanctuary Court, Valencia

27212 Diamond Peak Lane #203, Valencia, CA, 91381 — assumable FHA mortgage at 6.54%
FHA
Active
66
$499,000Potential short sale
Rate
6.54%
7.32%today
Payment
$3,334/mo
$3,608today
  • 2beds
  • 2baths
  • 1,168sqft

27212 Diamond Peak Lane #203, Valencia

27525 Illumination Court, Valencia, CA, 91381 — assumable VA mortgage at 6.66%
VA
Active
55
$675,000Potential short sale
Rate
6.66%
7.32%today
Payment
$5,494/mo
$5,873today
  • 5beds
  • 4baths
  • 2,870sqft

27525 Illumination Court, Valencia

27582 Manzanita Way, Valencia, CA, 91381 — assumable FHA mortgage at 6.42%
FHA
Active
60
$695,000$61,174 equity gap
Rate
6.42%
7.32%today
Payment
$4,157/mo
$4,556today
  • 3beds
  • 4baths
  • 1,866sqft

27582 Manzanita Way, Valencia

27035 Tanager, Valencia, CA, 91381 — assumable FHA mortgage at 7.23%
FHA
Active
30
$599,000$65,972 equity gap
Rate
7.23%
7.32%today
Payment
$3,739/mo
$3,773today
  • 2beds
  • 3baths
  • 1,720sqft

27035 Tanager, Valencia

27410 Merlin Place #305, Valencia, CA, 91381 — assumable VA mortgage at 5.55%
VA
Active
32
$545,000$136,956 equity gap
Rate
5.55%
7.32%today
Payment
$2,466/mo
$2,967today
  • 3beds
  • 2baths
  • 1,442sqft

27410 Merlin Place #305, Valencia

25730 Hawthorne Place, Stevenson Ranch, CA, 91381 — assumable FHA mortgage at 6.49%
FHA
Active
41
$1,149,000$258,849 equity gap
Rate
6.49%
7.32%today
Payment
$5,870/mo
$6,387today
  • 4beds
  • 3baths
  • 2,792sqft

25730 Hawthorne Place, Stevenson Ranch

27466 Mercantile Court #303, Valencia, CA, 91381 — assumable FHA mortgage
FHA
Active
31
$439,999$439,999 equity gap
Rate
—%
7.32%today
Payment
—/mo
  • 1beds
  • 1baths
  • 720sqft

27466 Mercantile Court #303, Valencia

Assuming a mortgage in Valencia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$2,466 /mo
Median cash to assume
$96,265
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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