Assumable homes for sale in Virginia

200 homesFHA & VA loansrates from 2.10% vs 7.40% today

Virginia assumption guide
111 Peters Ct, Murfreesboro, TN, 37128 — assumable FHA mortgage at 2.10%
FHATop pick
Active
47
$639,470Potential short sale
Rate
2.10%
7.40%today
Payment
$2,810/mo
$5,193today
  • 3beds
  • 4baths
  • 2,718sqft

111 Peters Ct, Murfreesboro

1045 Buena Vista Dr, Franklin, TN, 37069 — assumable FHA mortgage at 2.32%
FHATop pick
Active
70
$2,700,000Potential short sale
Rate
2.32%
7.40%today
Payment
$31,535/mo
$44,132today
  • 5beds
  • 7baths
  • 5,391sqft

1045 Buena Vista Dr, Franklin

8048 Logan Dr, La Vergne, TN, 37086 — assumable FHA mortgage at 2.86%
FHATop pick
Active
29
$200,000$12,370 equity gap
Rate
2.86%
7.40%today
Payment
$874/mo
$1,462today
  • 3beds
  • 3baths
  • 1,122sqft

8048 Logan Dr, La Vergne

206 Triple Crown Ct, Shelbyville, TN, 37160 — assumable VA mortgage at 3.10%
VATop pick
Active
24
$314,000$28,534 equity gap
Rate
3.10%
7.40%today
Payment
$1,354/mo
$2,195today
  • 3beds
  • 3baths
  • 1,884sqft

206 Triple Crown Ct, Shelbyville

729 Prairie View Dr, Columbia, TN, 38401 — assumable FHA mortgage at 2.63%
FHA
Active
40
$335,000$65,992 equity gap
Rate
2.63%
7.40%today
Payment
$1,205/mo
$2,075today
  • 3beds
  • 3baths
  • 1,638sqft

729 Prairie View Dr, Columbia

214 Old Hickory Blvd #187, Nashville, TN, 37221 — assumable VA mortgage at 2.86%
VA
Active
35
$256,900$47,558 equity gap
Rate
2.86%
7.40%today
Payment
$973/mo
$1,627today
  • 2beds
  • 2baths
  • 1,530sqft

214 Old Hickory Blvd #187, Nashville

105 Lillian St, McMinnville, TN, 37110 — assumable FHA mortgage at 2.86%
FHA
Active
27
$234,999$33,418 equity gap
Rate
2.86%
7.40%today
Payment
$923/mo
$1,543today
  • 4beds
  • 2baths
  • 1,664sqft

105 Lillian St, McMinnville

359 County Road 675, Athens, TN, 37303 — assumable VA mortgage at 2.88%
VA
Active
23
$365,900$70,043 equity gap
Rate
2.88%
7.40%today
Payment
$1,378/mo
$2,299today
  • 3beds
  • 3baths
  • 2,363sqft

359 County Road 675, Athens

7527 Maggie Dr, Antioch, TN, 37013 — assumable FHA mortgage at 2.88%
FHA
Active
18
$399,900$74,057 equity gap
Rate
2.88%
7.40%today
Payment
$1,508/mo
$2,515today
  • 3beds
  • 2baths
  • 1,502sqft

7527 Maggie Dr, Antioch

250 Redbird Ln, Rutledge, TN, 37861 — assumable VA mortgage at 2.97%
VA
Active
$259,900$46,419 equity gap
Rate
2.97%
7.40%today
Payment
$1,021/mo
$1,682today
  • 5beds
  • 2baths
  • 1,484sqft

250 Redbird Ln, Rutledge

5505 Alabama Avenue, Chattanooga, TN, 37409 — assumable VA mortgage at 2.98%
VA
Active
37
$460,000$73,690 equity gap
Rate
2.98%
7.40%today
Payment
$1,828/mo
$3,010today
  • 3beds
  • 3baths
  • 1,904sqft

5505 Alabama Avenue, Chattanooga

376 Lowline Dr, Clarksville, TN, 37043 — assumable VA mortgage at 3.09%
VA
Active
13
$455,000$69,933 equity gap
Rate
3.09%
7.40%today
Payment
$1,828/mo
$2,968today
  • 3beds
  • 3baths
  • 2,271sqft

376 Lowline Dr, Clarksville

203 Eisenhower Drive, Nashville, TN, 37211 — assumable FHA mortgage at 3.09%
FHA
Active
24
$435,000$82,289 equity gap
Rate
3.09%
7.40%today
Payment
$1,704/mo
$2,767today
  • 3beds
  • 3baths
  • 1,703sqft

203 Eisenhower Drive, Nashville

3904 Chapel Hill Rd, Clarksville, TN, 37040 — assumable VA mortgage at 3.10%
VA
Active
48
$499,999$95,672 equity gap
Rate
3.10%
7.40%today
Payment
$1,922/mo
$3,116today
  • 4beds
  • 3baths
  • 2,605sqft

3904 Chapel Hill Rd, Clarksville

3014 Bienville Dr, Smyrna, TN, 37167 — assumable VA mortgage at 3.10%
VA
Active
17
$380,000$65,524 equity gap
Rate
3.10%
7.40%today
Payment
$1,495/mo
$2,423today
  • 3beds
  • 3baths
  • 1,680sqft

3014 Bienville Dr, Smyrna

1581 Hereford Blvd, Clarksville, TN, 37043 — assumable VA mortgage at 3.11%
VA
Active
32
$560,000$57,757 equity gap
Rate
3.11%
7.40%today
Payment
$2,384/mo
$3,861today
  • 4beds
  • 3baths
  • 3,004sqft

1581 Hereford Blvd, Clarksville

114 Brookside Dr, Hendersonville, TN, 37075 — assumable FHA mortgage at 3.11%
FHA
Active
29
$325,000$55,134 equity gap
Rate
3.11%
7.40%today
Payment
$1,281/mo
$2,075today
  • 2beds
  • 2baths
  • 1,053sqft

114 Brookside Dr, Hendersonville

1533 Kestrel Dr, Clarksville, TN, 37040 — assumable VA mortgage at 3.11%
VA
Active
46
$389,900$69,591 equity gap
Rate
3.11%
7.40%today
Payment
$1,517/mo
$2,457today
  • 5beds
  • 3baths
  • 2,250sqft

1533 Kestrel Dr, Clarksville

251 Signature Pl, Lebanon, TN, 37087 — assumable VA mortgage at 3.125%
VA
Active
29
$269,900$48,743 equity gap
Rate
3.125%
7.40%today
Payment
$1,073/mo
$1,734today
  • 3beds
  • 3baths
  • 1,405sqft

251 Signature Pl, Lebanon

742 Inspiration Blvd, Madison, TN, 37115 — assumable FHA mortgage at 3.13%
FHA
Active
25
$345,000$50,334 equity gap
Rate
3.13%
7.40%today
Payment
$1,427/mo
$2,305today
  • 2beds
  • 3baths
  • 1,552sqft

742 Inspiration Blvd, Madison

4347 Doral Dr, Murfreesboro, TN, 37127 — assumable FHA mortgage at 3.17%
FHA
Active
40
$299,890$54,261 equity gap
Rate
3.17%
7.40%today
Payment
$1,197/mo
$1,924today
  • 3beds
  • 3baths
  • 1,631sqft

4347 Doral Dr, Murfreesboro

130 Keelon Gap Rd, Spring Hill, TN, 37174 — assumable FHA mortgage at 3.22%
FHA
Active
22
$349,900$50,667 equity gap
Rate
3.22%
7.40%today
Payment
$1,435/mo
$2,292today
  • 3beds
  • 3baths
  • 1,757sqft

130 Keelon Gap Rd, Spring Hill

3615 Rose Gold Ct, Murfreesboro, TN, 37128 — assumable FHA mortgage at 3.22%
FHA
Active
56
$515,000$67,325 equity gap
Rate
3.22%
7.40%today
Payment
$2,147/mo
$3,428today
  • 4beds
  • 3baths
  • 2,635sqft

3615 Rose Gold Ct, Murfreesboro

3818 HARVEST RDG, Clarksville, TN, 37040 — assumable VA mortgage at 3.45%
VA
Active
43
$240,000$14,384 equity gap
Rate
3.45%
7.40%today
Payment
$1,110/mo
$1,722today
  • 2beds
  • 2baths
  • 1,623sqft

3818 HARVEST RDG, Clarksville

3150 Smoky Ridge Way, Sevierville, TN, 37862 — assumable FHA mortgage at 3.76%
FHA
Active
45
$469,900$8,623 equity gap
Rate
3.76%
7.40%today
Payment
$2,337/mo
$3,490today
  • —beds
  • —baths
  • 1,218sqft

3150 Smoky Ridge Way, Sevierville

2216 Milan Ct, Madison, TN, 37115 — assumable FHA mortgage at 3.50%
FHA
Active
41
$399,900$29,591 equity gap
Rate
3.50%
7.40%today
Payment
$1,839/mo
$2,835today
  • 4beds
  • 3baths
  • 2,000sqft

2216 Milan Ct, Madison

321 Hickory St, Madison, TN, 37115 — assumable FHA mortgage at 3.56%
FHA
Active
27
$329,000$24,951 equity gap
Rate
3.56%
7.40%today
Payment
$1,510/mo
$2,311today
  • 3beds
  • 1baths
  • 1,008sqft

321 Hickory St, Madison

3012 Cambridge Ct, Lewisburg, TN, 37091 — assumable VA mortgage at 3.89%
VA
Active
15
$394,000$14,841 equity gap
Rate
3.89%
7.40%today
Payment
$1,952/mo
$2,869today
  • 3beds
  • 2baths
  • 1,870sqft

3012 Cambridge Ct, Lewisburg

829 Luttrell Ave, Smithville, TN, 37166 — assumable FHA mortgage at 3.45%
FHA
Active
47
$274,900$42,867 equity gap
Rate
3.45%
7.40%today
Payment
$1,139/mo
$1,767today
  • 3beds
  • 2baths
  • 1,320sqft

829 Luttrell Ave, Smithville

4907 Sango Rd, Clarksville, TN, 37043 — assumable VA mortgage at 3.45%
VA
Active
44
$575,000$109,503 equity gap
Rate
3.45%
7.40%today
Payment
$2,289/mo
$3,552today
  • 3beds
  • 4baths
  • 3,351sqft

4907 Sango Rd, Clarksville

1205 Fuller St, Old Hickory, TN, 37138 — assumable FHA mortgage at 3.45%
FHA
Active
19
$292,500$42,612 equity gap
Rate
3.45%
7.40%today
Payment
$1,226/mo
$1,903today
  • 3beds
  • 1baths
  • 1,000sqft

1205 Fuller St, Old Hickory

8937 Macauley Ln, Nolensville, TN, 37135 — assumable FHA mortgage at 3.69%
FHA
Active
46
$709,900$65,990 equity gap
Rate
3.69%
7.40%today
Payment
$3,244/mo
$4,886today
  • 4beds
  • 3baths
  • 3,122sqft

8937 Macauley Ln, Nolensville

2122 Youngfellow Dr, Columbia, TN, 38401 — assumable FHA mortgage at 3.99%
FHA
Active
27
$419,000$17,949 equity gap
Rate
3.99%
7.40%today
Payment
$1,971/mo
$2,862today
  • 3beds
  • 3baths
  • 2,136sqft

2122 Youngfellow Dr, Columbia

214 Netherlands Blvd, Lebanon, TN, 37090 — assumable FHA mortgage at 2.73%
FHA
Active
44
$318,500$89,304 equity gap
Rate
2.73%
7.40%today
Payment
$1,067/mo
$1,815today
  • 3beds
  • 3baths
  • 1,692sqft

214 Netherlands Blvd, Lebanon

118 Boyette Ave, Lewisburg, TN, 37091 — assumable FHA mortgage at 2.77%
FHA
Active
54
$299,000$72,559 equity gap
Rate
2.77%
7.40%today
Payment
$1,045/mo
$1,767today
  • 4beds
  • 3baths
  • 2,408sqft

118 Boyette Ave, Lewisburg

2235 Jasmine Dr, Clarksville, TN, 37043 — assumable VA mortgage at 2.78%
VA
Active
44
$524,900$144,154 equity gap
Rate
2.78%
7.40%today
Payment
$1,762/mo
$2,977today
  • 5beds
  • 3baths
  • 3,333sqft

2235 Jasmine Dr, Clarksville

Assuming a mortgage in Virginia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.10%
Lowest existing payment
$383 /mo
Median cash to assume
$102,601
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.