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Assumable homes for sale in Texas

200 homesVA & FHA loansrates from 1.66% vs 7.32% today

Texas assumption guide
1750 RENEGADE Trail, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 2.88%
FHA
Active
43
$305,000$87,487 equity gap
Rate
2.88%
7.32%today
Payment
$1,039/mo
$1,720today
  • 3beds
  • 2baths
  • 1,631sqft

1750 RENEGADE Trail, San Tan Valley

40641 BARRED Place, San Tan Valley, AZ, 85140 — assumable VA mortgage at 3.10%
VA
Active
21
$674,999$157,267 equity gap
Rate
3.10%
7.32%today
Payment
$2,477/mo
$3,984today
  • 4beds
  • 4baths
  • 2,924sqft

40641 BARRED Place, San Tan Valley

22768 VIA DEL SOL --, Queen Creek, AZ, 85142 — assumable VA mortgage at 3.125%
VA
Active
33
$549,000$118,088 equity gap
Rate
3.125%
7.32%today
Payment
$2,095/mo
$3,359today
  • 3beds
  • 2baths
  • 1,868sqft

22768 VIA DEL SOL --, Queen Creek

10809 BOSTON Street, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.50%
FHA
Active
50
$420,000$109,046 equity gap
Rate
3.50%
7.32%today
Payment
$1,553/mo
$2,376today
  • 3beds
  • 3baths
  • 1,859sqft

10809 BOSTON Street, Apache Junction

1231 80TH Street, Mesa, AZ, 85209 — assumable VA mortgage at 5.25%
VA
Active
24
$389,900$47,208 equity gap
Rate
5.25%
7.32%today
Payment
$2,016/mo
$2,507today
  • 3beds
  • 2baths
  • 1,196sqft

1231 80TH Street, Mesa

1061 PONCHO Lane, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 5.784%
FHA
Active
31
$429,800$21,441 equity gap
Rate
5.784%
7.32%today
Payment
$2,530/mo
$2,967today
  • 4beds
  • 3baths
  • 2,337sqft

1061 PONCHO Lane, San Tan Valley

3454 CHAPARRAL Road, Apache Junction, AZ, 85119 — assumable FHA mortgage at 6.50%
FHA
Active
21
$325,000Potential short sale
Rate
6.50%
7.32%today
Payment
$2,110/mo
$2,293today
  • 2beds
  • 2baths
  • 1,032sqft

3454 CHAPARRAL Road, Apache Junction

2458 ALONSO Drive, Casa Grande, AZ, 85194 — assumable FHA mortgage at 5.875%
FHA
Active
26
$300,000$25,242 equity gap
Rate
5.875%
7.32%today
Payment
$1,674/mo
$1,944today
  • 3beds
  • 2baths
  • 1,224sqft

2458 ALONSO Drive, Casa Grande

2886 SABLE Avenue, Apache Junction, AZ, 85120 — assumable FHA mortgage at 5.99%
FHA
Active
66
$499,900$37,387 equity gap
Rate
5.99%
7.32%today
Payment
$2,852/mo
$3,271today
  • 4beds
  • 2baths
  • 2,057sqft

2886 SABLE Avenue, Apache Junction

2508 KATRINA Trail, Casa Grande, AZ, 85194 — assumable FHA mortgage at 3.11%
FHATop pick
Active
51
$365,000$16,730 equity gap
Rate
3.11%
7.32%today
Payment
$1,650/mo
$2,651today
  • 4beds
  • 2baths
  • 2,163sqft

2508 KATRINA Trail, Casa Grande

15024 BROOK HOLLOW Road, Arizona City, AZ, 85123 — assumable VA mortgage at 2.90%
VATop pick
Active
27
$289,000$26,110 equity gap
Rate
2.90%
7.32%today
Payment
$1,227/mo
$2,026today
  • 3beds
  • 2baths
  • 1,610sqft

15024 BROOK HOLLOW Road, Arizona City

41316 CAMBRIA Drive, San Tan Valley, AZ, 85140 — assumable VA mortgage at 2.99%
VATop pick
Active
34
$399,900$28,533 equity gap
Rate
2.99%
7.32%today
Payment
$1,747/mo
$2,851today
  • 5beds
  • 3baths
  • 2,253sqft

41316 CAMBRIA Drive, San Tan Valley

1363 PINKLEY Avenue, Coolidge, AZ, 85128 — assumable FHA mortgage at 3.07%
FHATop pick
Active
52
$295,000Potential short sale
Rate
3.07%
7.32%today
Payment
$1,462/mo
$2,361today
  • 3beds
  • 3baths
  • 2,113sqft

1363 PINKLEY Avenue, Coolidge

29954 LITTLE LEAF Drive, San Tan Valley, AZ, 85143 — assumable VA mortgage at 3.07%
VATop pick
Active
60
$384,000$29,719 equity gap
Rate
3.07%
7.32%today
Payment
$1,678/mo
$2,710today
  • 3beds
  • 2baths
  • 1,773sqft

29954 LITTLE LEAF Drive, San Tan Valley

2542 PALO VERDE Drive, Florence, AZ, 85132 — assumable FHA mortgage at 3.45%
FHATop pick
Active
27
$235,000Potential short sale
Rate
3.45%
7.32%today
Payment
$1,173/mo
$1,806today
  • 3beds
  • 2baths
  • 1,313sqft

2542 PALO VERDE Drive, Florence

1935 Bay City Place, El Paso, TX, 79936 — assumable VA mortgage at 2.375%
VA
Active
40
$415,000$82,259 equity gap
Rate
2.375%
7.32%today
Payment
$1,458/mo
$2,576today
  • 5beds
  • 3baths
  • 3,095sqft

1935 Bay City Place, El Paso

8746 STONE MEADOW Circle, Tucson, AZ, 85730 — assumable VA mortgage at 2.73%
VA
Active
24
$348,500$55,717 equity gap
Rate
2.73%
7.32%today
Payment
$1,357/mo
$2,290today
  • 3beds
  • 2baths
  • 2,013sqft

8746 STONE MEADOW Circle, Tucson

3982 SIDESADDLE Road, San Tan Valley, AZ, 85140 — assumable VA mortgage at 2.78%
VA
Active
21
$399,900$79,364 equity gap
Rate
2.78%
7.32%today
Payment
$1,487/mo
$2,492today
  • 4beds
  • 2baths
  • 1,819sqft

3982 SIDESADDLE Road, San Tan Valley

950 96TH Place, Mesa, AZ, 85207 — assumable VA mortgage at 2.81%
VA
Active
29
$320,000$46,766 equity gap
Rate
2.81%
7.32%today
Payment
$1,284/mo
$2,143today
  • 3beds
  • 2baths
  • 1,392sqft

950 96TH Place, Mesa

991 HULL Street, El Paso, TX, 79928 — assumable FHA mortgage at 2.88%
FHA
Active
55
$309,950$45,199 equity gap
Rate
2.88%
7.32%today
Payment
$1,239/mo
$2,050today
  • 4beds
  • 3baths
  • 1,985sqft

991 HULL Street, El Paso

35818 POMELO Trail, Queen Creek, AZ, 85140 — assumable VA mortgage at 2.90%
VA
Active
91
$699,000$116,894 equity gap
Rate
2.90%
7.32%today
Payment
$2,694/mo
$4,446today
  • 2beds
  • 4baths
  • 2,304sqft

35818 POMELO Trail, Queen Creek

5986 HELIOS Drive, Florence, AZ, 85132 — assumable FHA mortgage at 2.90%
FHA
Active
24
$394,900$62,609 equity gap
Rate
2.90%
7.32%today
Payment
$1,559/mo
$2,572today
  • 5beds
  • 3baths
  • 2,724sqft

5986 HELIOS Drive, Florence

6790 QUIET RETREAT --, Florence, AZ, 85132 — assumable FHA mortgage at 2.94%
FHA
Active
44
$334,000$46,675 equity gap
Rate
2.94%
7.32%today
Payment
$1,360/mo
$2,233today
  • 4beds
  • 3baths
  • 2,220sqft

6790 QUIET RETREAT --, Florence

27928 QUARTZ Drive, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 2.94%
FHA
Active
22
$329,995$47,235 equity gap
Rate
2.94%
7.32%today
Payment
$1,335/mo
$2,192today
  • 3beds
  • 2baths
  • 1,421sqft

27928 QUARTZ Drive, San Tan Valley

1562 DESERT VIEW Place, Apache Junction, AZ, 85120 — assumable FHA mortgage at 2.96%
FHA
Active
24
$349,900$54,650 equity gap
Rate
2.96%
7.32%today
Payment
$1,400/mo
$2,293today
  • 4beds
  • 3baths
  • 1,961sqft

1562 DESERT VIEW Place, Apache Junction

10193 Windtalker Road, Hereford, AZ, 85615 — assumable VA mortgage at 2.96%
VA
Active
22
$260,000$20,669 equity gap
Rate
2.96%
7.32%today
Payment
$1,133/mo
$1,855today
  • 3beds
  • 2baths
  • 1,680sqft

10193 Windtalker Road, Hereford

9507 CORONADO Drive, Arizona City, AZ, 85123 — assumable FHA mortgage at 2.98%
FHA
Active
17
$224,900$31,933 equity gap
Rate
2.98%
7.32%today
Payment
$905/mo
$1,478today
  • 2beds
  • 2baths
  • 1,273sqft

9507 CORONADO Drive, Arizona City

25727 230TH Place, Queen Creek, AZ, 85142 — assumable VA mortgage at 3.00%
VA
Active
43
$599,900$64,035 equity gap
Rate
3.00%
7.32%today
Payment
$2,041/mo
$3,675today
  • 4beds
  • 3baths
  • 2,634sqft

25727 230TH Place, Queen Creek

11066 ABILENE Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 3.00%
FHA
Active
15
$399,900$67,745 equity gap
Rate
3.00%
7.32%today
Payment
$1,579/mo
$2,572today
  • 4beds
  • 3baths
  • 1,540sqft

11066 ABILENE Avenue, Mesa

1510 LAWTHER Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.01%
FHA
Active
20
$269,000$32,562 equity gap
Rate
3.01%
7.32%today
Payment
$1,115/mo
$1,814today
  • 2beds
  • 2baths
  • 1,106sqft

1510 LAWTHER Drive, Apache Junction

30141 OAK Drive, Florence, AZ, 85132 — assumable FHA mortgage at 3.02%
FHA
Active
42
$265,000$42,226 equity gap
Rate
3.02%
7.32%today
Payment
$1,071/mo
$1,740today
  • 3beds
  • 2baths
  • 1,541sqft

30141 OAK Drive, Florence

1806 CAMERON Boulevard, Coolidge, AZ, 85128 — assumable FHA mortgage at 3.02%
FHA
Active
20
$275,000$42,728 equity gap
Rate
3.02%
7.32%today
Payment
$1,116/mo
$1,814today
  • 3beds
  • 2baths
  • 1,538sqft

1806 CAMERON Boulevard, Coolidge

125 56TH Street #57, Mesa, AZ, 85206 — assumable FHA mortgage at 3.03%
FHA
Active
35
$308,000$40,417 equity gap
Rate
3.03%
7.32%today
Payment
$1,267/mo
$2,057today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #57, Mesa

3902 PINTO VALLEY Road, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 3.06%
FHA
Active
18
$320,000$33,538 equity gap
Rate
3.06%
7.32%today
Payment
$1,377/mo
$2,226today
  • 4beds
  • 2baths
  • 1,699sqft

3902 PINTO VALLEY Road, San Tan Valley

10720 Landmark Lane, Casa Grande, AZ, 85193 — assumable VA mortgage at 3.07%
VA
Active
57
$319,900$49,749 equity gap
Rate
3.07%
7.32%today
Payment
$1,282/mo
$2,071today
  • 3beds
  • 3baths
  • 2,760sqft

10720 Landmark Lane, Casa Grande

4732 GINGER Avenue, Coolidge, AZ, 85128 — assumable FHA mortgage at 3.08%
FHA
Active
50
$260,000$51,584 equity gap
Rate
3.08%
7.32%today
Payment
$1,004/mo
$1,619today
  • 5beds
  • 3baths
  • 2,205sqft

4732 GINGER Avenue, Coolidge

Assuming a mortgage in Texas

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 9 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
1.66%
Lowest existing payment
$354 /mo
Median cash to assume
$98,596
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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