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Assumable homes for sale in Tracy, CA

11 homesFHA & VA loansrates from 2.90% vs 7.32% today

Tracy assumption guide
1702 Plumas Drive, Lathrop, CA, 95330 — assumable FHA mortgage at 3.06%
FHA
Active
54
$634,900$200,416 equity gap
Rate
3.06%
7.32%today
Payment
$2,088/mo
$3,376today
  • 4beds
  • 3baths
  • 2,209sqft

1702 Plumas Drive, Lathrop

825 Foxwood Drive, Tracy, CA, 95376 — assumable VA mortgage at 2.90%
VA
Active
43
$650,000$284,978 equity gap
Rate
2.90%
7.32%today
Payment
$1,752/mo
$2,892today
  • 4beds
  • 3baths
  • 2,116sqft

825 Foxwood Drive, Tracy

319 Aventino Ave, Mountain House, CA, 95391 — assumable VA mortgage at 5.25%
VA
Active
47
$699,000Potential short sale
Rate
5.25%
7.32%today
Payment
$4,050/mo
$5,039today
  • 4beds
  • 3baths
  • 2,191sqft

319 Aventino Ave, Mountain House

4341 Burr Ct, Tracy, CA, 95377 — assumable VA mortgage at 3.89%
VA
Active
30
$624,999$329,465 equity gap
Rate
3.89%
7.32%today
Payment
$1,825/mo
$2,661today
  • 3beds
  • 3baths
  • 1,808sqft

4341 Burr Ct, Tracy

290 Santa Clara Dr, Mountain House, CA, 95391 — assumable VA mortgage at 6.51%
VA
Active
46
$760,000$14,353 equity gap
Rate
6.51%
7.32%today
Payment
$4,726/mo
$5,131today
  • 4beds
  • 3baths
  • 2,504sqft

290 Santa Clara Dr, Mountain House

1356 Peppertree Way, Tracy, CA, 95376 — assumable FHA mortgage at 6.27%
FHA
Active
46
$619,000$34,361 equity gap
Rate
6.27%
7.32%today
Payment
$3,774/mo
$4,202today
  • 4beds
  • 3baths
  • 1,611sqft

1356 Peppertree Way, Tracy

3143 Needham Ave, Lathrop, CA, 95330 — assumable VA mortgage at 6.63%
VA
Active
41
$925,000$75,786 equity gap
Rate
6.63%
7.32%today
Payment
$5,495/mo
$5,892today
  • 4beds
  • 4baths
  • 3,086sqft

3143 Needham Ave, Lathrop

2650 Colony Dr, Tracy, CA, 95376 — assumable FHA mortgage at 7.08%
FHA
Active
62
$575,000$101,536 equity gap
Rate
7.08%
7.32%today
Payment
$3,309/mo
$3,389today
  • 4beds
  • 2baths
  • 1,433sqft

2650 Colony Dr, Tracy

379 N Sierra Madre St, Mountain House, CA, 95391 — assumable FHA mortgage at 4.88%
FHA
Active
24
$898,888$693,129 equity gap
Rate
4.88%
7.32%today
Payment
$1,818/mo
$2,358today
  • 4beds
  • 3baths
  • 2,929sqft

379 N Sierra Madre St, Mountain House

15195 Leland St, Lathrop, CA, 95330 — assumable FHA mortgage at 6.94%
FHA
Active
44
$679,000$173,724 equity gap
Rate
6.94%
7.32%today
Payment
$3,486/mo
$3,621today
  • 3beds
  • 2baths
  • 1,320sqft

15195 Leland St, Lathrop

44 Alonsa Ln, Mountain House, CA, 95391 — assumable FHA mortgage at 6.69%
FHA
Active
30
$549,999Potential short sale
Rate
6.69%
7.32%today
Payment
$3,988/mo
$4,249today
  • 3beds
  • 3baths
  • 1,454sqft

44 Alonsa Ln, Mountain House

Assuming a mortgage in Tracy

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$1,752 /mo
Median cash to assume
$173,724
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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