Assumable homes for sale in Thousand Oaks, CA

8 homesVA & FHA loansrates from 2.72% vs 7.32% today

Thousand Oaks assumption guide
569 Rio Grande Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.33%
VA
Active
34
$450,000$110,203 equity gap
Rate
3.33%
7.32%today
Payment
$1,727/mo
$2,698today
  • 2beds
  • 1baths
  • 956sqft

569 Rio Grande Circle, Thousand Oaks

751 Birchpark Circle #102, Thousand Oaks, CA, 91360 — assumable VA mortgage at 2.72%
VA
Active
23
$475,000$177,333 equity gap
Rate
2.72%
7.32%today
Payment
$1,395/mo
$2,356today
  • 2beds
  • 2baths
  • 1,048sqft

751 Birchpark Circle #102, Thousand Oaks

1079 Avon Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 2.81%
VA
Active
30
$1,499,000$795,032 equity gap
Rate
2.81%
7.32%today
Payment
$3,300/mo
$5,509today
  • 4beds
  • 3baths
  • 2,275sqft

1079 Avon Circle, Thousand Oaks

363 Larcom Street, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.00%
VA
Active
17
$1,149,500$519,386 equity gap
Rate
3.00%
7.32%today
Payment
$3,008/mo
$4,902today
  • 4beds
  • 3baths
  • 2,136sqft

363 Larcom Street, Thousand Oaks

110 Maegan Place #2, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 4.72%
FHA
Active
15
$455,000$72,920 equity gap
Rate
4.72%
7.32%today
Payment
$2,139/mo
$2,826today
  • 2beds
  • 1baths
  • 750sqft

110 Maegan Place #2, Thousand Oaks

779 Spalding Street, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.54%
VA
Active
21
$849,900$573,123 equity gap
Rate
3.54%
7.32%today
Payment
$1,827/mo
$2,782today
  • 3beds
  • 2baths
  • 1,034sqft

779 Spalding Street, Thousand Oaks

324 Venus Street, Thousand Oaks, CA, 91360 — assumable FHA mortgage at 6.36%
FHA
Active
48
$1,099,000$262,142 equity gap
Rate
6.36%
7.32%today
Payment
$5,222/mo
$5,759today
  • 3beds
  • 2baths
  • 1,712sqft

324 Venus Street, Thousand Oaks

1541 Eucalyptus Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 5.54%
VA
Active
28
$599,900Potential short sale
Rate
5.54%
7.32%today
Payment
$3,988/mo
$4,804today
  • 3beds
  • 3baths
  • 1,493sqft

1541 Eucalyptus Circle, Thousand Oaks

Assuming a mortgage in Thousand Oaks

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$1,395 /mo
Median cash to assume
$262,142
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.