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Assumable homes for sale in Terra Ceia, FL

3 homesFHA & VA loansrates from 2.80% vs 7.32% today

Terra Ceia assumption guide
1831 BAYSHORE Drive, Terra Ceia, FL, 34250 — assumable VA mortgage at 2.80%
VA
Active
61
$599,990$330,710 equity gap
Rate
2.80%
7.32%today
Payment
$1,249/mo
$2,088today
  • 3beds
  • 2baths
  • 1,669sqft

1831 BAYSHORE Drive, Terra Ceia

321 45TH STREET Court, Palmetto, FL, 34221 — assumable FHA mortgage at 4.32%
FHA
Active
28
$245,000$126,597 equity gap
Rate
4.32%
7.32%today
Payment
$728/mo
$1,008today
  • 3beds
  • 1baths
  • 1,171sqft

321 45TH STREET Court, Palmetto

344 49TH Street, Palmetto, FL, 34221 — assumable FHA mortgage at 6.64%
FHA
Active
19
$300,000Potential short sale
Rate
6.64%
7.32%today
Payment
$2,172/mo
$2,327today
  • 3beds
  • 2baths
  • 1,254sqft

344 49TH Street, Palmetto

Assuming a mortgage in Terra Ceia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$728 /mo
Median cash to assume
$228,653
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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