Assumable homes for sale in Temecula, CA

127 homesVA & FHA loansrates from 2.10% vs 7.40% today

Temecula assumption guide
45776 Klamath Court, Temecula, CA, 92592 — assumable VA mortgage at 2.87%
VA
Active
34
$599,900$113,634 equity gap
Rate
2.87%
7.40%today
Payment
$2,273/mo
$3,796today
  • 4beds
  • 3baths
  • 2,274sqft

45776 Klamath Court, Temecula

41245 Breckin, Murrieta, CA, 92562 — assumable VA mortgage at 2.94%
VA
Active
67
$749,999$144,306 equity gap
Rate
2.94%
7.40%today
Payment
$2,866/mo
$4,744today
  • 4beds
  • 3baths
  • 2,869sqft

41245 Breckin, Murrieta

31622 Heather Way, Temecula, CA, 92592 — assumable VA mortgage at 2.96%
VA
Active
42
$555,000$110,623 equity gap
Rate
2.96%
7.40%today
Payment
$2,108/mo
$3,479today
  • 3beds
  • 3baths
  • 1,332sqft

31622 Heather Way, Temecula

44603 La Paz Road, Temecula, CA, 92592 — assumable VA mortgage at 2.77%
VA
Active
31
$430,000$110,052 equity gap
Rate
2.77%
7.40%today
Payment
$1,507/mo
$2,550today
  • 3beds
  • 3baths
  • 1,889sqft

44603 La Paz Road, Temecula

24493 Corte Rojelio, Murrieta, CA, 92562 — assumable VA mortgage at 2.88%
VA
Active
42
$664,900$171,557 equity gap
Rate
2.88%
7.40%today
Payment
$2,293/mo
$3,824today
  • 3beds
  • 2baths
  • 1,834sqft

24493 Corte Rojelio, Murrieta

31546 Golden Lion Drive, Temecula, CA, 92591 — assumable VA mortgage at 2.94%
VA
Active
37
$825,000$188,472 equity gap
Rate
2.94%
7.40%today
Payment
$3,012/mo
$4,985today
  • 6beds
  • 3baths
  • 2,172sqft

31546 Golden Lion Drive, Temecula

39855 Osprey Road, Murrieta, CA, 92562 — assumable VA mortgage at 2.94%
VA
Active
39
$650,000$143,536 equity gap
Rate
2.94%
7.40%today
Payment
$2,397/mo
$3,967today
  • 4beds
  • 3baths
  • 1,900sqft

39855 Osprey Road, Murrieta

42592 Remora Street, Temecula, CA, 92592 — assumable VA mortgage at 3.01%
VA
Active
71
$988,000$241,291 equity gap
Rate
3.01%
7.40%today
Payment
$3,529/mo
$5,788today
  • 4beds
  • 3baths
  • 2,655sqft

42592 Remora Street, Temecula

25992 Country Walk Lane, Murrieta, CA, 92563 — assumable FHA mortgage at 3.22%
FHA
Active
46
$625,000$127,860 equity gap
Rate
3.22%
7.40%today
Payment
$2,384/mo
$3,807today
  • 5beds
  • 2baths
  • 1,537sqft

25992 Country Walk Lane, Murrieta

26264 Jasmiine Avenue, Murrieta, CA, 92563 — assumable FHA mortgage at 2.66%
FHA
Active
13
$559,000$184,372 equity gap
Rate
2.66%
7.40%today
Payment
$1,736/mo
$2,978today
  • 3beds
  • 3baths
  • 1,941sqft

26264 Jasmiine Avenue, Murrieta

45602 Altree Court, Temecula, CA, 92592 — assumable VA mortgage at 2.77%
VA
Active
62
$1,200,000$482,244 equity gap
Rate
2.77%
7.40%today
Payment
$3,365/mo
$5,693today
  • 5beds
  • 3baths
  • 3,823sqft

45602 Altree Court, Temecula

32163 Verbena, Temecula, CA, 92591 — assumable VA mortgage at 2.79%
VA
Active
52
$989,000$320,840 equity gap
Rate
2.79%
7.40%today
Payment
$3,089/mo
$5,212today
  • 5beds
  • 3baths
  • 3,181sqft

32163 Verbena, Temecula

32000 Radiant Drive, Temecula, CA, 92591 — assumable VA mortgage at 2.81%
VA
Active
33
$699,999$239,303 equity gap
Rate
2.81%
7.40%today
Payment
$2,144/mo
$3,609today
  • 3beds
  • 3baths
  • 1,818sqft

32000 Radiant Drive, Temecula

38200 Via Del Largo, Murrieta, CA, 92563 — assumable FHA mortgage at 2.84%
FHA
Active
27
$389,000$135,873 equity gap
Rate
2.84%
7.40%today
Payment
$1,177/mo
$1,973today
  • 3beds
  • 2baths
  • 1,696sqft

38200 Via Del Largo, Murrieta

31897 Calle Luz, Temecula, CA, 92592 — assumable VA mortgage at 2.88%
VA
Active
31
$575,000$213,034 equity gap
Rate
2.88%
7.40%today
Payment
$1,694/mo
$2,825today
  • 3beds
  • 3baths
  • 1,512sqft

31897 Calle Luz, Temecula

32205 Callesito Fadrique, Temecula, CA, 92592 — assumable VA mortgage at 2.89%
VA
Active
54
$772,000$285,409 equity gap
Rate
2.89%
7.40%today
Payment
$2,328/mo
$3,877today
  • 3beds
  • 3baths
  • 2,258sqft

32205 Callesito Fadrique, Temecula

45489 Camino Monzon, Temecula, CA, 92592 — assumable VA mortgage at 2.96%
VA
Active
64
$759,000$272,579 equity gap
Rate
2.96%
7.40%today
Payment
$2,307/mo
$3,808today
  • 4beds
  • 3baths
  • 2,665sqft

45489 Camino Monzon, Temecula

43115 Corte Fresca, Temecula, CA, 92592 — assumable VA mortgage at 4.62%
VA
Active
46
$799,999$35,015 equity gap
Rate
4.62%
7.40%today
Payment
$3,978/mo
$5,360today
  • 4beds
  • 3baths
  • 2,391sqft

43115 Corte Fresca, Temecula

36736 Pauba Road, Temecula, CA, 92592 — assumable VA mortgage at 2.10%
VA
Active
71
$3,750,000$2,762,722 equity gap
Rate
2.10%
7.40%today
Payment
$9,061/mo
$12,880today
  • 4beds
  • 4baths
  • 5,595sqft

36736 Pauba Road, Temecula

32128 Chagall Ct, Winchester, CA, 92596 — assumable VA mortgage at 2.19%
VA
Active
29
$659,000$527,124 equity gap
Rate
2.19%
7.40%today
Payment
$1,335/mo
$1,849today
  • 3beds
  • 2baths
  • 1,819sqft

32128 Chagall Ct, Winchester

38345 Sevilla, Murrieta, CA, 92563 — assumable VA mortgage at 2.25%
VA
Active
7
$680,000$305,260 equity gap
Rate
2.25%
7.40%today
Payment
$1,638/mo
$2,968today
  • 3beds
  • 3baths
  • 1,910sqft

38345 Sevilla, Murrieta

31465 Inverness Court, Temecula, CA, 92591 — assumable FHA mortgage at 2.65%
FHA
Active
75
$1,199,000$820,048 equity gap
Rate
2.65%
7.40%today
Payment
$1,754/mo
$3,013today
  • 5beds
  • 4baths
  • 3,557sqft

31465 Inverness Court, Temecula

33408 Calle Cantu, Temecula, CA, 92592 — assumable FHA mortgage at 2.66%
FHA
Active
29
$675,000$353,449 equity gap
Rate
2.66%
7.40%today
Payment
$1,490/mo
$2,556today
  • 3beds
  • 2baths
  • 1,457sqft

33408 Calle Cantu, Temecula

41441 Avenida De La Reina, Temecula, CA, 92592 — assumable VA mortgage at 2.71%
VA
Active
39
$665,000$344,325 equity gap
Rate
2.71%
7.40%today
Payment
$1,497/mo
$2,553today
  • 4beds
  • 2baths
  • 1,524sqft

41441 Avenida De La Reina, Temecula

36761 Pebley Court, Winchester, CA, 92596 — assumable VA mortgage at 2.74%
VA
Active
45
$960,000$480,577 equity gap
Rate
2.74%
7.40%today
Payment
$2,235/mo
$3,796today
  • 5beds
  • 3baths
  • 3,217sqft

36761 Pebley Court, Winchester

30371 Falcon Point Ct, Murrieta, CA, 92563 — assumable VA mortgage at 2.74%
VA
Active
56
$795,000$628,022 equity gap
Rate
2.74%
7.40%today
Payment
$779/mo
$1,322today
  • 4beds
  • 3baths
  • 2,500sqft

30371 Falcon Point Ct, Murrieta

35875 Camino De Buena Vida, Temecula, CA, 92592 — assumable VA mortgage at 2.77%
VA
Active
75
$1,750,000$982,401 equity gap
Rate
2.77%
7.40%today
Payment
$3,541/mo
$5,990today
  • 6beds
  • 5baths
  • 3,894sqft

35875 Camino De Buena Vida, Temecula

39499 Via Montalvo, Murrieta, CA, 92563 — assumable FHA mortgage at 2.77%
FHA
Active
49
$625,000$392,518 equity gap
Rate
2.77%
7.40%today
Payment
$1,072/mo
$1,814today
  • 3beds
  • 3baths
  • 1,808sqft

39499 Via Montalvo, Murrieta

30000 Pechanga Drive, Temecula, CA, 92592 — assumable VA mortgage at 2.83%
VA
Active
29
$649,900$348,610 equity gap
Rate
2.83%
7.40%today
Payment
$1,432/mo
$2,404today
  • 3beds
  • 3baths
  • 1,289sqft

30000 Pechanga Drive, Temecula

35394 Linda Rosea Road, Temecula, CA, 92592 — assumable VA mortgage at 2.83%
VA
Active
69
$2,100,000$1,422,132 equity gap
Rate
2.83%
7.40%today
Payment
$3,207/mo
$5,383today
  • 6beds
  • 4baths
  • 4,605sqft

35394 Linda Rosea Road, Temecula

24560 Teakwood Court, Wildomar, CA, 92595 — assumable VA mortgage at 2.84%
VA
Active
41
$689,999$296,605 equity gap
Rate
2.84%
7.40%today
Payment
$1,867/mo
$3,131today
  • 5beds
  • 3baths
  • 2,809sqft

24560 Teakwood Court, Wildomar

20655 Paseo Montana, Murrieta, CA, 92562 — assumable VA mortgage at 2.85%
VA
Active
75
$1,199,000$464,287 equity gap
Rate
2.85%
7.40%today
Payment
$3,459/mo
$5,791today
  • 4beds
  • 3baths
  • 3,493sqft

20655 Paseo Montana, Murrieta

37334 Bunchberry, Murrieta, CA, 92562 — assumable VA mortgage at 2.86%
VA
Active
58
$824,900$336,732 equity gap
Rate
2.86%
7.40%today
Payment
$2,269/mo
$3,794today
  • 4beds
  • 3baths
  • 2,622sqft

37334 Bunchberry, Murrieta

45794 Corte Lerma, Temecula, CA, 92592 — assumable VA mortgage at 2.87%
VA
Active
37
$830,000$467,791 equity gap
Rate
2.87%
7.40%today
Payment
$1,729/mo
$2,887today
  • 5beds
  • 3baths
  • 2,258sqft

45794 Corte Lerma, Temecula

31827 Calle Brio, Temecula, CA, 92592 — assumable VA mortgage at 2.91%
VA
Active
43
$615,000$281,055 equity gap
Rate
2.91%
7.40%today
Payment
$1,609/mo
$2,673today
  • 3beds
  • 3baths
  • 1,734sqft

31827 Calle Brio, Temecula

24027 Semillon, Murrieta, CA, 92562 — assumable VA mortgage at 2.96%
VA
Active
61
$1,099,999$704,317 equity gap
Rate
2.96%
7.40%today
Payment
$1,877/mo
$3,098today
  • 6beds
  • 6baths
  • 4,080sqft

24027 Semillon, Murrieta

Assuming a mortgage in Temecula

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.10%
Lowest existing payment
$586 /mo
Median cash to assume
$188,472
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.