Assumable homes for sale in Tarpon Springs, FL

10 homesVA & FHA loansrates from 2.66% vs 7.32% today

Tarpon Springs assumption guide
5657 OCEANIC Road, Holiday, FL, 34690 — assumable VA mortgage at 3.09%
VA
Active
45
$549,900$160,644 equity gap
Rate
3.09%
7.32%today
Payment
$1,848/mo
$2,976today
  • 4beds
  • 4baths
  • 3,553sqft

5657 OCEANIC Road, Holiday

2161 BRANDING IRON Court, New Port Richey, FL, 34655 — assumable VA mortgage at 3.29%
VA
Active
65
$470,000$169,082 equity gap
Rate
3.29%
7.32%today
Payment
$1,526/mo
$2,397today
  • 4beds
  • 3baths
  • 2,348sqft

2161 BRANDING IRON Court, New Port Richey

8115 MONTOCK Court, Trinity, FL, 34655 — assumable VA mortgage at 2.66%
VA
Active
54
$679,900$409,561 equity gap
Rate
2.66%
7.32%today
Payment
$1,381/mo
$2,261today
  • 4beds
  • 3baths
  • 2,515sqft

8115 MONTOCK Court, Trinity

1422 TAWNYBERRY Court, Trinity, FL, 34655 — assumable VA mortgage at 2.83%
VA
Active
31
$549,900$253,812 equity gap
Rate
2.83%
7.32%today
Payment
$1,404/mo
$2,338today
  • 4beds
  • 3baths
  • 2,268sqft

1422 TAWNYBERRY Court, Trinity

8891 PRAIRIE CREEK Drive, New Port Richey, FL, 34655 — assumable VA mortgage at 2.89%
VA
Active
38
$499,500$239,445 equity gap
Rate
2.89%
7.32%today
Payment
$1,247/mo
$2,061today
  • 4beds
  • 2baths
  • 2,017sqft

8891 PRAIRIE CREEK Drive, New Port Richey

7828 LAKE PLACID Lane, New Port Richey, FL, 34655 — assumable VA mortgage at 2.94%
VA
Active
24
$365,000$146,361 equity gap
Rate
2.94%
7.32%today
Payment
$1,035/mo
$1,699today
  • 3beds
  • 2baths
  • 1,832sqft

7828 LAKE PLACID Lane, New Port Richey

5650 BITTERSWEET Drive, Holiday, FL, 34690 — assumable FHA mortgage at 3.87%
FHA
Active
38
$355,000$282,303 equity gap
Rate
3.87%
7.32%today
Payment
$443/mo
$648today
  • 3beds
  • 2baths
  • 1,824sqft

5650 BITTERSWEET Drive, Holiday

5513 OCEANIC Road, Holiday, FL, 34690 — assumable VA mortgage at 6.09%
VA
Active
41
$385,000$13,631 equity gap
Rate
6.09%
7.32%today
Payment
$2,300/mo
$2,610today
  • 4beds
  • 3baths
  • 1,800sqft

5513 OCEANIC Road, Holiday

1230 BERKSHIRE Lane, Tarpon Springs, FL, 34688 — assumable VA mortgage at 6.34%
VA
Active
71
$750,000Potential short sale
Rate
6.34%
7.32%today
Payment
$4,912/mo
$5,428today
  • 3beds
  • 3baths
  • 2,656sqft

1230 BERKSHIRE Lane, Tarpon Springs

8713 PERSEA Court, Trinity, FL, 34655 — assumable FHA mortgage at 5.71%
FHA
Active
28
$329,900$256,444 equity gap
Rate
5.71%
7.32%today
Payment
$918/mo
$1,085today
  • 4beds
  • 3baths
  • 1,438sqft

8713 PERSEA Court, Trinity

Assuming a mortgage in Tarpon Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$443 /mo
Median cash to assume
$239,445
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.