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Assumable homes for sale in Tarpon Springs, FL

25 homesVA & FHA loansrates from 2.23% vs 7.32% today

Tarpon Springs assumption guide
4883 BREEZE Circle, Palm Harbor, FL, 34683 — assumable VA mortgage at 2.78%
VA
Active
22
$670,000$143,153 equity gap
Rate
2.78%
7.32%today
Payment
$2,439/mo
$4,087today
  • 4beds
  • 3baths
  • 2,499sqft

4883 BREEZE Circle, Palm Harbor

1461 RIVER Circle, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.98%
VA
Active
68
$423,000$164,322 equity gap
Rate
2.98%
7.32%today
Payment
$1,232/mo
$2,013today
  • 3beds
  • 2baths
  • 1,722sqft

1461 RIVER Circle, Tarpon Springs

1605 GULF Road, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.99%
VA
Active
53
$1,068,000$417,649 equity gap
Rate
2.99%
7.32%today
Payment
$3,074/mo
$5,015today
  • 4beds
  • 4baths
  • 3,835sqft

1605 GULF Road, Tarpon Springs

753 SEMINOLE Boulevard, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.23%
VA
Active
70
$399,900$219,283 equity gap
Rate
2.23%
7.32%today
Payment
$1,693/mo
$2,373today
  • 3beds
  • 2baths
  • 1,742sqft

753 SEMINOLE Boulevard, Tarpon Springs

842 CALLISTA CAY Loop, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 2.99%
FHA
Active
51
$549,900$279,172 equity gap
Rate
2.99%
7.32%today
Payment
$1,285/mo
$2,097today
  • 3beds
  • 3baths
  • 2,304sqft

842 CALLISTA CAY Loop, Tarpon Springs

1067 ASHLAND Avenue, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.99%
VA
Active
89
$1,900,000$1,369,808 equity gap
Rate
2.99%
7.32%today
Payment
$2,517/mo
$4,106today
  • 4beds
  • 6baths
  • 5,815sqft

1067 ASHLAND Avenue, Tarpon Springs

612 SPRUCE Street, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 3.02%
FHA
Active
40
$300,000$189,935 equity gap
Rate
3.02%
7.32%today
Payment
$612/mo
$936today
  • 2beds
  • 1baths
  • 1,078sqft

612 SPRUCE Street, Tarpon Springs

491 BRILAND Street, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 3.11%
FHA
Active
19
$460,000$413,214 equity gap
Rate
3.11%
7.32%today
Payment
$222/mo
$356today
  • 3beds
  • 2baths
  • 1,365sqft

491 BRILAND Street, Tarpon Springs

4840 HUMMINGBIRD Trail, Palm Harbor, FL, 34683 — assumable FHA mortgage at 3.42%
FHA
Active
47
$675,000$487,207 equity gap
Rate
3.42%
7.32%today
Payment
$1,072/mo
$1,657today
  • 3beds
  • 4baths
  • 1,728sqft

4840 HUMMINGBIRD Trail, Palm Harbor

1279 DISSTON Avenue, Tarpon Springs, FL, 34689 — assumable VA mortgage at 3.48%
VA
Active
49
$449,000$302,705 equity gap
Rate
3.48%
7.32%today
Payment
$842/mo
$1,291today
  • 3beds
  • 3baths
  • 1,614sqft

1279 DISSTON Avenue, Tarpon Springs

2014 GOLFVIEW Drive #2014, Tarpon Springs, FL, 34689 — assumable VA mortgage at 4.37%
VA
Active
34
$185,000$49,645 equity gap
Rate
4.37%
7.32%today
Payment
$787/mo
$1,083today
  • 3beds
  • 2baths
  • 1,560sqft

2014 GOLFVIEW Drive #2014, Tarpon Springs

4897 HARBOR WOODS Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.77%
VA
Active
38
$575,000$396,480 equity gap
Rate
3.77%
7.32%today
Payment
$1,108/mo
$1,639today
  • 4beds
  • 3baths
  • 1,924sqft

4897 HARBOR WOODS Drive, Palm Harbor

210 LEAFWOOD Road, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 3.78%
FHA
Active
42
$462,500$286,690 equity gap
Rate
3.78%
7.32%today
Payment
$946/mo
$1,398today
  • 3beds
  • 2baths
  • 1,932sqft

210 LEAFWOOD Road, Tarpon Springs

915 LYNNLEA Lane, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 3.90%
FHA
Active
66
$379,000$182,835 equity gap
Rate
3.90%
7.32%today
Payment
$1,144/mo
$1,667today
  • 3beds
  • 2baths
  • 1,417sqft

915 LYNNLEA Lane, Tarpon Springs

1300 MAYBURY Drive, Holiday, FL, 34691 — assumable VA mortgage at 4.10%
VA
Active
18
$192,500$121,145 equity gap
Rate
4.10%
7.32%today
Payment
$465/mo
$661today
  • 3beds
  • 2baths
  • 1,316sqft

1300 MAYBURY Drive, Holiday

1455 GOPHER Loop, Tarpon Springs, FL, 34689 — assumable VA mortgage at 6.71%
VA
Active
34
$596,750$24,824 equity gap
Rate
6.71%
7.32%today
Payment
$3,831/mo
$4,074today
  • 4beds
  • 3baths
  • 2,428sqft

1455 GOPHER Loop, Tarpon Springs

1400 CLUB Drive, Tarpon Springs, FL, 34689 — assumable VA mortgage at 6.89%
VA
Active
25
$439,000$13,348 equity gap
Rate
6.89%
7.32%today
Payment
$2,862/mo
$2,988today
  • 3beds
  • 2baths
  • 1,559sqft

1400 CLUB Drive, Tarpon Springs

605 CYPRESS PARK Avenue, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 5.22%
FHA
Active
52
$475,000$95,663 equity gap
Rate
5.22%
7.32%today
Payment
$2,221/mo
$2,772today
  • 4beds
  • 2baths
  • 1,941sqft

605 CYPRESS PARK Avenue, Tarpon Springs

750 GRAND CYPRESS Lane, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 6.92%
FHA
Active
85
$434,900$49,542 equity gap
Rate
6.92%
7.32%today
Payment
$2,599/mo
$2,705today
  • 3beds
  • 3baths
  • 2,230sqft

750 GRAND CYPRESS Lane, Tarpon Springs

992 SPINNAKER Court, Tarpon Springs, FL, 34689 — assumable VA mortgage at 6.96%
VA
Active
65
$329,000$43,243 equity gap
Rate
6.96%
7.32%today
Payment
$1,958/mo
$2,030today
  • 3beds
  • 2baths
  • 1,339sqft

992 SPINNAKER Court, Tarpon Springs

2106 PELICAN Court, Tarpon Springs, FL, 34689 — assumable VA mortgage at 5.30%
VA
Active
83
$1,150,000$455,366 equity gap
Rate
5.30%
7.32%today
Payment
$4,119/mo
$5,095today
  • 3beds
  • 4baths
  • 3,344sqft

2106 PELICAN Court, Tarpon Springs

1035 ANCLOTE Drive, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 6.27%
FHA
Active
53
$524,000$121,881 equity gap
Rate
6.27%
7.32%today
Payment
$2,587/mo
$2,880today
  • 3beds
  • 2baths
  • 2,298sqft

1035 ANCLOTE Drive, Tarpon Springs

3111 KILBURN Road, Holiday, FL, 34691 — assumable FHA mortgage at 6.46%
FHA
Active
32
$309,999$101,993 equity gap
Rate
6.46%
7.32%today
Payment
$1,313/mo
$1,433today
  • 3beds
  • 2baths
  • 1,284sqft

3111 KILBURN Road, Holiday

2111 HARBOUR WATCH Drive, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 5.98%
FHA
Active
78
$785,000$336,436 equity gap
Rate
5.98%
7.32%today
Payment
$2,694/mo
$3,094today
  • 4beds
  • 3baths
  • 2,785sqft

2111 HARBOUR WATCH Drive, Tarpon Springs

3641 WELLINGTON DR, Holiday, FL, 34691 — assumable VA mortgage at 8.51%
VA
Active
71
$370,000$379,272 equity gap
Rate
8.51%
7.32%today
Payment
$391/mo
$349today
  • 3beds
  • 2baths
  • 1,480sqft

3641 WELLINGTON DR, Holiday

Assuming a mortgage in Tarpon Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.23%
Lowest existing payment
$391 /mo
Median cash to assume
$189,935
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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