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Assumable homes for sale in Tampa, FL

25 homesFHA & VA loansrates from 2.70% vs 7.32% today

Tampa assumption guide
9646 FOX HEARST Road, Tampa, FL, 33647 — assumable VA mortgage at 2.73%
VA
Active
30
$399,900$133,428 equity gap
Rate
2.73%
7.32%today
Payment
$1,244/mo
$2,099today
  • 3beds
  • 2baths
  • 1,765sqft

9646 FOX HEARST Road, Tampa

10225 GOLDENBROOK Way, Tampa, FL, 33647 — assumable VA mortgage at 2.93%
VA
Active
73
$385,000$148,206 equity gap
Rate
2.93%
7.32%today
Payment
$1,117/mo
$1,836today
  • 3beds
  • 2baths
  • 1,530sqft

10225 GOLDENBROOK Way, Tampa

10527 SAN TRAVASO Drive, Tampa, FL, 33647 — assumable VA mortgage at 2.99%
VA
Active
63
$449,999$173,440 equity gap
Rate
2.99%
7.32%today
Payment
$1,313/mo
$2,142today
  • 4beds
  • 3baths
  • 2,650sqft

10527 SAN TRAVASO Drive, Tampa

1033 BLACKWATER Drive, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 3.05%
FHA
Active
55
$250,000$93,950 equity gap
Rate
3.05%
7.32%today
Payment
$739/mo
$1,197today
  • 3beds
  • 3baths
  • 1,832sqft

1033 BLACKWATER Drive, Wesley Chapel

9713 LITTLE POND Way, Tampa, FL, 33647 — assumable FHA mortgage at 2.70%
FHA
Active
54
$414,900$398,368 equity gap
Rate
2.70%
7.32%today
Payment
$79/mo
$133today
  • 3beds
  • 3baths
  • 1,496sqft

9713 LITTLE POND Way, Tampa

20435 NEEDLETREE Drive, Tampa, FL, 33647 — assumable VA mortgage at 2.96%
VA
Active
20
$239,999$113,132 equity gap
Rate
2.96%
7.32%today
Payment
$614/mo
$1,006today
  • 2beds
  • 3baths
  • 1,192sqft

20435 NEEDLETREE Drive, Tampa

10227 QUAILS LANDING Avenue, Tampa, FL, 33647 — assumable VA mortgage at 3.00%
VA
Active
52
$560,000$560,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,333sqft

10227 QUAILS LANDING Avenue, Tampa

18001 RICHMOND PLACE Drive #136, Tampa, FL, 33647 — assumable VA mortgage at 3.50%
VA
Active
34
$168,000$168,000 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,083sqft

18001 RICHMOND PLACE Drive #136, Tampa

9302 HERITAGE OAK Court, Tampa, FL, 33647 — assumable FHA mortgage at 3.50%
FHA
Active
24
$389,012$209,601 equity gap
Rate
3.50%
7.32%today
Payment
$998/mo
$1,527today
  • 3beds
  • 2baths
  • 1,812sqft

9302 HERITAGE OAK Court, Tampa

10103 DEERCLIFF Drive, Tampa, FL, 33647 — assumable VA mortgage at 3.72%
VA
Active
94
$650,000$341,919 equity gap
Rate
3.72%
7.32%today
Payment
$1,978/mo
$2,807today
  • 4beds
  • 3baths
  • 3,215sqft

10103 DEERCLIFF Drive, Tampa

9758 FOX HOLLOW Road, Tampa, FL, 33647 — assumable FHA mortgage at 3.84%
FHA
Active
61
$350,000$222,562 equity gap
Rate
3.84%
7.32%today
Payment
$800/mo
$1,174today
  • 3beds
  • 3baths
  • 1,794sqft

9758 FOX HOLLOW Road, Tampa

19126 WHITE WING Place, Tampa, FL, 33647 — assumable VA mortgage at 3.95%
VA
Active
40
$279,900$121,996 equity gap
Rate
3.95%
7.32%today
Payment
$925/mo
$1,340today
  • 2beds
  • 2baths
  • 1,552sqft

19126 WHITE WING Place, Tampa

9212 PINE ISLAND Court, Tampa, FL, 33647 — assumable VA mortgage at 4.16%
VA
Active
100
$1,249,000$639,488 equity gap
Rate
4.16%
7.32%today
Payment
$3,223/mo
$4,549today
  • 4beds
  • 4baths
  • 4,091sqft

9212 PINE ISLAND Court, Tampa

17557 FAIRMEADOW Drive, Tampa, FL, 33647 — assumable FHA mortgage at 6.81%
FHA
Active
68
$369,900$11,093 equity gap
Rate
6.81%
7.32%today
Payment
$2,371/mo
$2,496today
  • 2beds
  • 2baths
  • 1,652sqft

17557 FAIRMEADOW Drive, Tampa

20427 CAROLINA CHERRY Court, Tampa, FL, 33647 — assumable FHA mortgage at 4.30%
FHA
Active
59
$469,900$306,311 equity gap
Rate
4.30%
7.32%today
Payment
$1,230/mo
$1,707today
  • 5beds
  • 3baths
  • 3,416sqft

20427 CAROLINA CHERRY Court, Tampa

8543 TRAIL WIND Drive, Tampa, FL, 33647 — assumable FHA mortgage at 4.43%
FHA
Active
23
$194,900$107,142 equity gap
Rate
4.43%
7.32%today
Payment
$598/mo
$817today
  • 2beds
  • 3baths
  • 1,120sqft

8543 TRAIL WIND Drive, Tampa

20306 STARFINDER WAY, Tampa, FL, 33647 — assumable FHA mortgage at 6.20%
FHA
Active
28
$349,000$35,915 equity gap
Rate
6.20%
7.32%today
Payment
$1,966/mo
$2,204today
  • 4beds
  • 3baths
  • 2,419sqft

20306 STARFINDER WAY, Tampa

10422 GLEN WILLOW Lane, Tampa, FL, 33647 — assumable VA mortgage at 6.34%
VA
Active
46
$505,000$19,719 equity gap
Rate
6.34%
7.32%today
Payment
$3,143/mo
$3,473today
  • 4beds
  • 3baths
  • 2,080sqft

10422 GLEN WILLOW Lane, Tampa

9801 CREEK CROSS Street, Tampa, FL, 33647 — assumable VA mortgage at 6.63%
VA
Active
22
$460,000$46,681 equity gap
Rate
6.63%
7.32%today
Payment
$2,726/mo
$2,923today
  • 4beds
  • 3baths
  • 2,013sqft

9801 CREEK CROSS Street, Tampa

9656 FOX HEARST Road, Tampa, FL, 33647 — assumable FHA mortgage at 6.78%
FHA
Active
33
$434,900$51,720 equity gap
Rate
6.78%
7.32%today
Payment
$2,549/mo
$2,691today
  • 3beds
  • 2baths
  • 1,843sqft

9656 FOX HEARST Road, Tampa

20443 AUTUMN FERN Avenue, Tampa, FL, 33647 — assumable FHA mortgage at 4.81%
FHA
Active
30
$450,000$309,188 equity gap
Rate
4.81%
7.32%today
Payment
$1,121/mo
$1,466today
  • 5beds
  • 3baths
  • 2,320sqft

20443 AUTUMN FERN Avenue, Tampa

8524 SANDPIPER RIDGE Avenue, Tampa, FL, 33647 — assumable FHA mortgage at 5.19%
FHA
Active
62
$310,500$249,491 equity gap
Rate
5.19%
7.32%today
Payment
$539/mo
$674today
  • 3beds
  • 3baths
  • 1,511sqft

8524 SANDPIPER RIDGE Avenue, Tampa

10417 BLACKMORE Drive, Tampa, FL, 33647 — assumable FHA mortgage at 6.27%
FHA
Active
48
$349,990$116,158 equity gap
Rate
6.27%
7.32%today
Payment
$1,510/mo
$1,681today
  • 3beds
  • 2baths
  • 1,296sqft

10417 BLACKMORE Drive, Tampa

17721 HAMPSHIRE OAK Drive, Tampa, FL, 33647 — assumable FHA mortgage at 6.11%
FHA
Active
35
$485,000$462,110 equity gap
Rate
6.11%
7.32%today
Payment
$139/mo
$158today
  • 3beds
  • 2baths
  • 2,132sqft

17721 HAMPSHIRE OAK Drive, Tampa

9309 HAMPSHIRE PARK Drive, Tampa, FL, 33647 — assumable VA mortgage at 6.35%
VA
Active
45
$400,000Potential short sale
Rate
6.35%
7.32%today
Payment
$3,192/mo
$3,524today
  • 3beds
  • 2baths
  • 2,202sqft

9309 HAMPSHIRE PARK Drive, Tampa

Assuming a mortgage in Tampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$539 /mo
Median cash to assume
$158,103
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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