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Assumable homes for sale in Summerfield, FL

183 homesFHA & VA loansrates from 2.24% vs 7.32% today

Summerfield assumption guide
16581 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 2.625%
VA
Active
41
$469,000$219,322 equity gap
Rate
2.625%
7.32%today
Payment
$1,161/mo
$1,985today
  • 3beds
  • 2baths
  • 1,850sqft

16581 77TH NORTHRIDGE Court, The Villages

10767 174TH Loop, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VATop pick
Active
45
$225,000$20,128 equity gap
Rate
2.88%
7.32%today
Payment
$954/mo
$1,579today
  • 3beds
  • 2baths
  • 1,690sqft

10767 174TH Loop, Summerfield

4575 137TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 3.45%
FHATop pick
Active
43
$230,000$8,150 equity gap
Rate
3.45%
7.32%today
Payment
$1,091/mo
$1,679today
  • 3beds
  • 2baths
  • 1,367sqft

4575 137TH Place, Summerfield

4322 CASAURINA Road, Lady Lake, FL, 32159 — assumable FHA mortgage at 3.06%
FHA
Active
22
$245,000$57,064 equity gap
Rate
3.06%
7.32%today
Payment
$903/mo
$1,460today
  • 3beds
  • 2baths
  • 2,075sqft

4322 CASAURINA Road, Lady Lake

25 SPRING LOOP Circle, Ocala, FL, 34472 — assumable FHA mortgage at 3.56%
FHA
Active
16
$224,900$33,018 equity gap
Rate
3.56%
7.32%today
Payment
$955/mo
$1,450today
  • 4beds
  • 2baths
  • 1,254sqft

25 SPRING LOOP Circle, Ocala

3418 155TH Place, Ocala, FL, 34473 — assumable FHA mortgage at 3.13%
FHA
Active
40
$265,000$72,033 equity gap
Rate
3.13%
7.32%today
Payment
$934/mo
$1,497today
  • 3beds
  • 2baths
  • 1,543sqft

3418 155TH Place, Ocala

10957 170TH LANE Road, Summerfield, FL, 34491 — assumable VA mortgage at 3.76%
VA
Active
23
$289,900$55,602 equity gap
Rate
3.76%
7.32%today
Payment
$1,187/mo
$1,759today
  • 3beds
  • 2baths
  • 1,381sqft

10957 170TH LANE Road, Summerfield

17832 115TH Court, Summerfield, FL, 34491 — assumable FHA mortgage at 3.30%
FHA
Active
57
$310,000$78,628 equity gap
Rate
3.30%
7.32%today
Payment
$1,281/mo
$2,009today
  • 3beds
  • 3baths
  • 1,749sqft

17832 115TH Court, Summerfield

867 CORTEZ Avenue, The Villages, FL, 32159 — assumable FHA mortgage at 4.01%
FHA
Active
22
$350,000$27,833 equity gap
Rate
4.01%
7.32%today
Payment
$2,058/mo
$2,957today
  • 2beds
  • 2baths
  • 1,770sqft

867 CORTEZ Avenue, The Villages

8305 168TH MARDELL Lane, The Villages, FL, 32162 — assumable VA mortgage at 4.42%
VA
Active
46
$388,876$15,981 equity gap
Rate
4.42%
7.32%today
Payment
$2,027/mo
$2,773today
  • 3beds
  • 2baths
  • 1,766sqft

8305 168TH MARDELL Lane, The Villages

2854 140TH Lane, Summerfield, FL, 34491 — assumable VA mortgage at 2.24%
VA
Active
19
$210,000$74,812 equity gap
Rate
2.24%
7.32%today
Payment
$580/mo
$1,044today
  • 3beds
  • 2baths
  • 1,093sqft

2854 140TH Lane, Summerfield

3783 97TH Lane, Belleview, FL, 34420 — assumable FHA mortgage at 2.74%
FHA
Active
10
$319,900$125,002 equity gap
Rate
2.74%
7.32%today
Payment
$909/mo
$1,531today
  • 4beds
  • 2baths
  • 1,827sqft

3783 97TH Lane, Belleview

11337 175TH Place, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VA
Active
48
$259,900$102,688 equity gap
Rate
2.88%
7.32%today
Payment
$753/mo
$1,246today
  • 2beds
  • 2baths
  • 1,502sqft

11337 175TH Place, Summerfield

16947 93RD CUTHBERT Circle, The Villages, FL, 32162 — assumable VA mortgage at 2.96%
VA
Active
47
$332,000$120,148 equity gap
Rate
2.96%
7.32%today
Payment
$1,002/mo
$1,642today
  • 3beds
  • 2baths
  • 1,497sqft

16947 93RD CUTHBERT Circle, The Villages

9782 157TH Lane, Summerfield, FL, 34491 — assumable FHA mortgage at 2.97%
FHA
Active
22
$195,000$66,747 equity gap
Rate
2.97%
7.32%today
Payment
$610/mo
$998today
  • 3beds
  • 1baths
  • 1,176sqft

9782 157TH Lane, Summerfield

13645 39TH Court, Ocala, FL, 34473 — assumable FHA mortgage at 3.08%
FHA
Active
30
$259,000$94,463 equity gap
Rate
3.08%
7.32%today
Payment
$794/mo
$1,281today
  • 3beds
  • 2baths
  • 1,362sqft

13645 39TH Court, Ocala

17079 25TH TERRACE Road, Ocala, FL, 34473 — assumable FHA mortgage at 3.12%
FHA
Active
14
$298,900$103,439 equity gap
Rate
3.12%
7.32%today
Payment
$929/mo
$1,491today
  • 3beds
  • 2baths
  • 1,631sqft

17079 25TH TERRACE Road, Ocala

10540 42ND Terrace, Belleview, FL, 34420 — assumable VA mortgage at 3.22%
VA
Active
48
$514,900$185,346 equity gap
Rate
3.22%
7.32%today
Payment
$1,580/mo
$2,504today
  • 4beds
  • 4baths
  • 2,849sqft

10540 42ND Terrace, Belleview

17760 84TH PEYTON Court, The Villages, FL, 32162 — assumable VA mortgage at 2.37%
VA
Active
32
$315,000$242,916 equity gap
Rate
2.37%
7.32%today
Payment
$661/mo
$917today
  • 2beds
  • 2baths
  • 1,165sqft

17760 84TH PEYTON Court, The Villages

723 HEATHROW Avenue, The Villages, FL, 32159 — assumable VA mortgage at 2.70%
VA
Active
39
$307,500$176,330 equity gap
Rate
2.70%
7.32%today
Payment
$610/mo
$1,034today
  • 2beds
  • 2baths
  • 1,352sqft

723 HEATHROW Avenue, The Villages

12577 36 Avenue, Belleview, FL, 34420 — assumable FHA mortgage at 2.71%
FHA
Active
52
$380,000$220,561 equity gap
Rate
2.71%
7.32%today
Payment
$746/mo
$1,262today
  • 3beds
  • 3baths
  • 2,160sqft

12577 36 Avenue, Belleview

124 OAK Circle, Ocala, FL, 34472 — assumable VA mortgage at 2.77%
VA
Active
31
$230,000$109,313 equity gap
Rate
2.77%
7.32%today
Payment
$569/mo
$954today
  • 3beds
  • 2baths
  • 1,342sqft

124 OAK Circle, Ocala

477 SPRING Lane, Ocala, FL, 34472 — assumable FHA mortgage at 2.77%
FHA
Active
21
$186,000$75,001 equity gap
Rate
2.77%
7.32%today
Payment
$512/mo
$859today
  • 3beds
  • 2baths
  • 1,467sqft

477 SPRING Lane, Ocala

1793 HARTFORD Path, The Villages, FL, 32162 — assumable VA mortgage at 2.78%
VA
Active
86
$1,400,000$1,093,398 equity gap
Rate
2.78%
7.32%today
Payment
$1,443/mo
$2,418today
  • 3beds
  • 2baths
  • 3,478sqft

1793 HARTFORD Path, The Villages

16388 82ND Court, Summerfield, FL, 34491 — assumable VA mortgage at 2.80%
VA
Active
39
$335,000$140,411 equity gap
Rate
2.80%
7.32%today
Payment
$924/mo
$1,545today
  • 3beds
  • 2baths
  • 1,852sqft

16388 82ND Court, Summerfield

1126 MIONA SHORES Drive, The Villages, FL, 32162 — assumable VA mortgage at 2.81%
VA
Active
99
$949,900$507,324 equity gap
Rate
2.81%
7.32%today
Payment
$2,094/mo
$3,496today
  • 3beds
  • 2baths
  • 2,680sqft

1126 MIONA SHORES Drive, The Villages

9430 158TH Street, Summerfield, FL, 34491 — assumable VA mortgage at 2.87%
VA
Active
78
$289,000$128,987 equity gap
Rate
2.87%
7.32%today
Payment
$746/mo
$1,236today
  • 3beds
  • 2baths
  • 1,273sqft

9430 158TH Street, Summerfield

1624 TAMPICO Place, The Villages, FL, 32159 — assumable VA mortgage at 2.88%
VA
Active
41
$299,900$125,302 equity gap
Rate
2.88%
7.32%today
Payment
$838/mo
$1,387today
  • 2beds
  • 2baths
  • 1,198sqft

1624 TAMPICO Place, The Villages

2881 142ND Lane, Ocala, FL, 34473 — assumable FHA mortgage at 2.94%
FHA
Active
26
$299,900$134,141 equity gap
Rate
2.94%
7.32%today
Payment
$801/mo
$1,315today
  • 4beds
  • 3baths
  • 2,218sqft

2881 142ND Lane, Ocala

8262 158TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 2.94%
FHA
Active
35
$369,999$200,667 equity gap
Rate
2.94%
7.32%today
Payment
$816/mo
$1,340today
  • 4beds
  • 3baths
  • 2,115sqft

8262 158TH Place, Summerfield

16923 17TH Circle, Ocala, FL, 34473 — assumable FHA mortgage at 2.94%
FHA
Active
99
$435,000$245,765 equity gap
Rate
2.94%
7.32%today
Payment
$896/mo
$1,470today
  • 5beds
  • 2baths
  • 1,820sqft

16923 17TH Circle, Ocala

3390 146TH Lane, Summerfield, FL, 34491 — assumable FHA mortgage at 2.96%
FHA
Active
48
$250,000$102,040 equity gap
Rate
2.96%
7.32%today
Payment
$700/mo
$1,147today
  • 5beds
  • 3baths
  • 2,356sqft

3390 146TH Lane, Summerfield

13380 32ND Court, Ocala, FL, 34473 — assumable FHA mortgage at 2.99%
FHA
Active
25
$329,900$152,940 equity gap
Rate
2.99%
7.32%today
Payment
$838/mo
$1,368today
  • 4beds
  • 2baths
  • 2,141sqft

13380 32ND Court, Ocala

16315 95TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
39
$120,000$120,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 880sqft

16315 95TH Court, Summerfield

7380 168TH DIPIETRO Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
41
$325,000$325,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,442sqft

7380 168TH DIPIETRO Lane, The Villages

17808 115TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
50
$329,900$329,900 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,282sqft

17808 115TH Court, Summerfield

Assuming a mortgage in Summerfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 1 of the 183 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.24%
Lowest existing payment
$308 /mo
Median cash to assume
$101,655
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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