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Assumable homes for sale in St. Pete Beach, FL

161 homesVA & FHA loansrates from 2.66% vs 7.32% today

St. Pete Beach assumption guide
3727 ALABAMA Avenue, St Petersburg, FL, 33703 — assumable FHA mortgage at 3.00%
FHATop pick
Active
16
$253,500Potential short sale
Rate
3.00%
7.32%today
Payment
$1,283/mo
$2,091today
  • 2beds
  • 1baths
  • 920sqft

3727 ALABAMA Avenue, St Petersburg

2001 41ST Street, St Petersburg, FL, 33713 — assumable VA mortgage at 3.69%
VA
Active
41
$435,000$23,762 equity gap
Rate
3.69%
7.32%today
Payment
$2,072/mo
$3,096today
  • 2beds
  • 2baths
  • 1,335sqft

2001 41ST Street, St Petersburg

5980 TERRACE PARK Drive #108, St Petersburg, FL, 33709 — assumable VA mortgage at 2.66%
VA
Active
52
$102,000$30,322 equity gap
Rate
2.66%
7.32%today
Payment
$333/mo
$567today
  • 1beds
  • 1baths
  • 840sqft

5980 TERRACE PARK Drive #108, St Petersburg

4363 TYLER Circle, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.86%
FHA
Active
45
$350,000$87,595 equity gap
Rate
2.86%
7.32%today
Payment
$1,220/mo
$2,023today
  • 3beds
  • 3baths
  • 1,685sqft

4363 TYLER Circle, St Petersburg

2101 20TH Avenue, St Petersburg, FL, 33713 — assumable FHA mortgage at 2.99%
FHA
Active
27
$354,990$103,016 equity gap
Rate
2.99%
7.32%today
Payment
$1,199/mo
$1,956today
  • 2beds
  • 1baths
  • 981sqft

2101 20TH Avenue, St Petersburg

4318 HELENA Street, St Petersburg, FL, 33703 — assumable FHA mortgage at 2.99%
FHA
Active
35
$500,000$142,671 equity gap
Rate
2.99%
7.32%today
Payment
$1,736/mo
$2,832today
  • 3beds
  • 2baths
  • 1,926sqft

4318 HELENA Street, St Petersburg

9945 47TH Avenue #203, St Petersburg, FL, 33708 — assumable VA mortgage at 3.04%
VA
Active
65
$129,500$30,696 equity gap
Rate
3.04%
7.32%today
Payment
$473/mo
$766today
  • 2beds
  • 2baths
  • 1,050sqft

9945 47TH Avenue #203, St Petersburg

6205 65TH Street, Pinellas Park, FL, 33781 — assumable FHA mortgage at 3.11%
FHA
Active
33
$319,999$86,676 equity gap
Rate
3.11%
7.32%today
Payment
$1,113/mo
$1,787today
  • 3beds
  • 1baths
  • 1,138sqft

6205 65TH Street, Pinellas Park

7378 54TH Avenue, St Petersburg, FL, 33709 — assumable VA mortgage at 2.87%
VA
Active
5
$849,000$315,623 equity gap
Rate
2.87%
7.32%today
Payment
$2,488/mo
$4,122today
  • —beds
  • —baths
  • —sqft

7378 54TH Avenue, St Petersburg

1520 NORFOLK Street, St Petersburg, FL, 33710 — assumable FHA mortgage at 2.90%
FHA
Active
25
$325,000$111,517 equity gap
Rate
2.90%
7.32%today
Payment
$1,001/mo
$1,652today
  • 3beds
  • 1baths
  • 904sqft

1520 NORFOLK Street, St Petersburg

4611 14TH Avenue, St Petersburg, FL, 33711 — assumable FHA mortgage at 2.96%
FHA
Active
26
$295,000$102,658 equity gap
Rate
2.96%
7.32%today
Payment
$914/mo
$1,497today
  • 3beds
  • 1baths
  • 955sqft

4611 14TH Avenue, St Petersburg

7800 COUNTRY CLUB Road, St Petersburg, FL, 33710 — assumable VA mortgage at 2.97%
VA
Active
26
$726,777$289,910 equity gap
Rate
2.97%
7.32%today
Payment
$2,079/mo
$3,400today
  • 2beds
  • 2baths
  • 1,436sqft

7800 COUNTRY CLUB Road, St Petersburg

1509 CANTERBURY Road, St Petersburg, FL, 33710 — assumable FHA mortgage at 3.01%
FHA
Active
49
$569,900$246,748 equity gap
Rate
3.01%
7.32%today
Payment
$1,531/mo
$2,491today
  • 5beds
  • 3baths
  • 1,897sqft

1509 CANTERBURY Road, St Petersburg

6164 23RD Avenue, St Petersburg, FL, 33710 — assumable VA mortgage at 3.04%
VA
Active
37
$479,000$178,570 equity gap
Rate
3.04%
7.32%today
Payment
$1,441/mo
$2,335today
  • 3beds
  • 2baths
  • 1,619sqft

6164 23RD Avenue, St Petersburg

5995 BLOSSOM LAKE Drive, Seminole, FL, 33772 — assumable VA mortgage at 3.56%
VA
Active
20
$499,999$143,695 equity gap
Rate
3.56%
7.32%today
Payment
$1,773/mo
$2,693today
  • 3beds
  • 2baths
  • 1,836sqft

5995 BLOSSOM LAKE Drive, Seminole

5116 BEACH Drive #D, St Petersburg, FL, 33705 — assumable VA mortgage at 3.68%
VA
Active
89
$292,000$63,768 equity gap
Rate
3.68%
7.32%today
Payment
$1,213/mo
$1,815today
  • 2beds
  • 1baths
  • 825sqft

5116 BEACH Drive #D, St Petersburg

7249 PARKSIDE VILLAS Drive, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.66%
FHA
Active
42
$235,000$139,131 equity gap
Rate
2.66%
7.32%today
Payment
$444/mo
$756today
  • 2beds
  • 2baths
  • 956sqft

7249 PARKSIDE VILLAS Drive, St Petersburg

21 CRESCENT Place, St Petersburg, FL, 33711 — assumable VA mortgage at 2.71%
VA
Active
51
$1,250,000$948,363 equity gap
Rate
2.71%
7.32%today
Payment
$1,408/mo
$2,382today
  • 3beds
  • 2baths
  • 2,000sqft

21 CRESCENT Place, St Petersburg

906 LANDMARK Circle, Tierra Verde, FL, 33715 — assumable VA mortgage at 2.75%
VA
Active
47
$900,000$692,742 equity gap
Rate
2.75%
7.32%today
Payment
$984/mo
$1,656today
  • 3beds
  • 3baths
  • 2,220sqft

906 LANDMARK Circle, Tierra Verde

3142 VINA DEL MAR Boulevard, St Pete Beach, FL, 33706 — assumable VA mortgage at 2.79%
VA
Active
41
$1,650,000$1,073,559 equity gap
Rate
2.79%
7.32%today
Payment
$2,709/mo
$4,534today
  • 3beds
  • 2baths
  • 1,560sqft

3142 VINA DEL MAR Boulevard, St Pete Beach

3725 57TH Avenue, St Petersburg, FL, 33714 — assumable VA mortgage at 2.79%
VA
Active
41
$469,900$192,783 equity gap
Rate
2.79%
7.32%today
Payment
$1,302/mo
$2,180today
  • 3beds
  • 2baths
  • 1,800sqft

3725 57TH Avenue, St Petersburg

1701 38TH AVENUE, St Petersburg, FL, 33713 — assumable FHA mortgage at 2.81%
FHA
Active
41
$600,000$353,597 equity gap
Rate
2.81%
7.32%today
Payment
$1,172/mo
$1,956today
  • 4beds
  • 2baths
  • 1,974sqft

1701 38TH AVENUE, St Petersburg

10735 63RD Avenue, Seminole, FL, 33772 — assumable VA mortgage at 2.84%
VA
Active
40
$339,900$169,540 equity gap
Rate
2.84%
7.32%today
Payment
$809/mo
$1,345today
  • 3beds
  • 1baths
  • 1,084sqft

10735 63RD Avenue, Seminole

17 FRANKLIN Court #C, St Petersburg, FL, 33711 — assumable VA mortgage at 2.85%
VA
Active
51
$1,389,000$693,275 equity gap
Rate
2.85%
7.32%today
Payment
$3,283/mo
$5,453today
  • 3beds
  • 2baths
  • 2,334sqft

17 FRANKLIN Court #C, St Petersburg

701 58TH Avenue, St Petersburg, FL, 33705 — assumable FHA mortgage at 2.86%
FHA
Active
63
$585,000$467,688 equity gap
Rate
2.86%
7.32%today
Payment
$840/mo
$1,219today
  • 4beds
  • 3baths
  • 2,506sqft

701 58TH Avenue, St Petersburg

6565 WAYNE Street, St Petersburg, FL, 33702 — assumable FHA mortgage at 2.88%
FHA
Active
35
$284,999$131,097 equity gap
Rate
2.88%
7.32%today
Payment
$734/mo
$1,214today
  • 2beds
  • 3baths
  • 1,161sqft

6565 WAYNE Street, St Petersburg

6522 112TH Street, Seminole, FL, 33772 — assumable FHA mortgage at 2.88%
FHA
Active
37
$345,000$158,236 equity gap
Rate
2.88%
7.32%today
Payment
$897/mo
$1,484today
  • 2beds
  • 1baths
  • 875sqft

6522 112TH Street, Seminole

6000 2ND Street, St Petersburg, FL, 33705 — assumable VA mortgage at 2.93%
VA
Active
58
$1,260,000$889,555 equity gap
Rate
2.93%
7.32%today
Payment
$2,557/mo
$3,687today
  • 4beds
  • 4baths
  • 3,836sqft

6000 2ND Street, St Petersburg

4851 WINDMILL PALM Terrace, St Petersburg, FL, 33703 — assumable VA mortgage at 2.95%
VA
Active
50
$1,095,000$881,062 equity gap
Rate
2.95%
7.32%today
Payment
$1,016/mo
$1,666today
  • 4beds
  • 3baths
  • 2,474sqft

4851 WINDMILL PALM Terrace, St Petersburg

6100 35TH Avenue, St Petersburg, FL, 33710 — assumable VA mortgage at 2.96%
VA
Active
50
$379,900$172,925 equity gap
Rate
2.96%
7.32%today
Payment
$982/mo
$1,608today
  • 2beds
  • 2baths
  • 1,402sqft

6100 35TH Avenue, St Petersburg

801 51ST Avenue, St Petersburg, FL, 33705 — assumable FHA mortgage at 2.97%
FHA
Active
29
$450,000$253,773 equity gap
Rate
2.97%
7.32%today
Payment
$934/mo
$1,527today
  • 3beds
  • 2baths
  • 1,941sqft

801 51ST Avenue, St Petersburg

2400 46TH Street, St Petersburg, FL, 33711 — assumable FHA mortgage at 2.98%
FHA
Active
33
$349,900$188,956 equity gap
Rate
2.98%
7.32%today
Payment
$751/mo
$1,228today
  • 3beds
  • 1baths
  • 875sqft

2400 46TH Street, St Petersburg

5025 28TH Avenue, Gulfport, FL, 33707 — assumable VA mortgage at 2.98%
VA
Active
29
$1,499,000$1,069,683 equity gap
Rate
2.98%
7.32%today
Payment
$2,009/mo
$3,282today
  • 10beds
  • 7baths
  • 4,766sqft

5025 28TH Avenue, Gulfport

4420 POMPANO Drive, St Petersburg, FL, 33705 — assumable FHA mortgage at 2.99%
FHA
Active
32
$340,000$179,153 equity gap
Rate
2.99%
7.32%today
Payment
$781/mo
$1,275today
  • 3beds
  • 1baths
  • 1,146sqft

4420 POMPANO Drive, St Petersburg

6430 69TH Avenue, Pinellas Park, FL, 33781 — assumable VA mortgage at 2.99%
VA
Active
48
$425,000$215,342 equity gap
Rate
2.99%
7.32%today
Payment
$1,019/mo
$1,662today
  • 3beds
  • 2baths
  • 998sqft

6430 69TH Avenue, Pinellas Park

5825 20TH Avenue, Gulfport, FL, 33707 — assumable VA mortgage at 3.00%
VA
Active
52
$625,000$445,296 equity gap
Rate
3.00%
7.32%today
Payment
$858/mo
$1,398today
  • 3beds
  • 2baths
  • 1,937sqft

5825 20TH Avenue, Gulfport

Assuming a mortgage in St. Pete Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$315 /mo
Median cash to assume
$145,041
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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