Assumable homes for sale in Stockton, CA

3 homesFHA & VA loansrates from 2.84% vs 7.32% today

Stockton assumption guide
630 Flagstone, Stockton, CA, 95206 — assumable VA mortgage at 2.84%
VA
Active
42
$499,000$124,964 equity gap
Rate
2.84%
7.32%today
Payment
$1,776/mo
$2,953today
  • 5beds
  • 3baths
  • 2,383sqft

630 Flagstone, Stockton

2411 Ophir, Stockton, CA, 95206 — assumable FHA mortgage at 3.65%
FHA
Active
2
$256,257$42,905 equity gap
Rate
3.65%
7.32%today
Payment
$1,123/mo
$1,686today
  • 2beds
  • 1baths
  • 1,320sqft

2411 Ophir, Stockton

2215 Dune Pl, Stockton, CA, 95206 — assumable FHA mortgage at 6.43%
FHA
Active
16
$560,000$25,977 equity gap
Rate
6.43%
7.32%today
Payment
$3,481/mo
$3,811today
  • 4beds
  • 3baths
  • 2,399sqft

2215 Dune Pl, Stockton

Assuming a mortgage in Stockton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$1,123 /mo
Median cash to assume
$42,905
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.