Assumable homes for sale in Stockton, CA

5 homesFHA & VA loansrates from 4.98% vs 7.32% today

Stockton assumption guide
1016 Cypress Run Dr, Stockton, CA, 95209 — assumable FHA mortgage at 4.98%
FHA
Active
56
$565,000$33,668 equity gap
Rate
4.98%
7.32%today
Payment
$3,055/mo
$3,918today
  • 4beds
  • 3baths
  • 2,855sqft

1016 Cypress Run Dr, Stockton

10648 Tank House Dr, Stockton, CA, 95209 — assumable FHA mortgage at 6.57%
FHA
Active
47
$517,000$39,770 equity gap
Rate
6.57%
7.32%today
Payment
$3,157/mo
$3,406today
  • 3beds
  • 2baths
  • 1,614sqft

10648 Tank House Dr, Stockton

7025 Kermit Ln, Stockton, CA, 95207 — assumable FHA mortgage at 6.34%
FHA
Active
15
$399,000$48,427 equity gap
Rate
6.34%
7.32%today
Payment
$2,271/mo
$2,509today
  • 3beds
  • 1baths
  • 960sqft

7025 Kermit Ln, Stockton

7516 Dorchester Way, Stockton, CA, 95207 — assumable VA mortgage at 7.29%
VA
Active
42
$460,000$124,448 equity gap
Rate
7.29%
7.32%today
Payment
$2,363/mo
$2,370today
  • 3beds
  • 2baths
  • 1,657sqft

7516 Dorchester Way, Stockton

8225 Saratoga Way, Stockton, CA, 95209 — assumable FHA mortgage at 5.62%
FHA
Active
18
$355,000$275,630 equity gap
Rate
5.62%
7.32%today
Payment
$734/mo
$877today
  • 3beds
  • 2baths
  • 1,479sqft

8225 Saratoga Way, Stockton

Assuming a mortgage in Stockton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
4.98%
Lowest existing payment
$734 /mo
Median cash to assume
$48,427
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.