Assumable homes for sale in Stockton, CA

9 homesFHA & VA loansrates from 2.74% vs 7.32% today

Stockton assumption guide
2007 Cedar Ridge Dr, Stockton, CA, 95207 — assumable FHA mortgage at 3.06%
FHATop pick
Active
14
$305,000$27,218 equity gap
Rate
3.06%
7.32%today
Payment
$1,335/mo
$2,158today
  • 2beds
  • 2baths
  • 1,123sqft

2007 Cedar Ridge Dr, Stockton

136 Stadium Drive, Stockton, CA, 95204 — assumable FHA mortgage at 2.74%
FHA
Active
38
$440,000$57,914 equity gap
Rate
2.74%
7.32%today
Payment
$1,781/mo
$3,001today
  • 3beds
  • 2baths
  • 1,689sqft

136 Stadium Drive, Stockton

1 Mayfair Avenue, Stockton, CA, 95207 — assumable FHA mortgage at 3.09%
FHA
Active
8
$405,000$110,352 equity gap
Rate
3.09%
7.32%today
Payment
$1,424/mo
$2,293today
  • 3beds
  • 1baths
  • 1,104sqft

1 Mayfair Avenue, Stockton

2031 Swain Road, Stockton, CA, 95207 — assumable FHA mortgage at 4.01%
FHA
Active
29
$375,000$147,648 equity gap
Rate
4.01%
7.32%today
Payment
$1,343/mo
$1,930today
  • 3beds
  • 2baths
  • 1,593sqft

2031 Swain Road, Stockton

1907 Pontelli Court, Stockton, CA, 95207 — assumable FHA mortgage at 4.02%
FHA
Active
33
$369,000$168,455 equity gap
Rate
4.02%
7.32%today
Payment
$1,186/mo
$1,702today
  • 3beds
  • 2baths
  • 1,657sqft

1907 Pontelli Court, Stockton

7025 Kermit Ln, Stockton, CA, 95207 — assumable FHA mortgage at 6.34%
FHA
Active
15
$399,000$48,427 equity gap
Rate
6.34%
7.32%today
Payment
$2,271/mo
$2,509today
  • 3beds
  • 1baths
  • 960sqft

7025 Kermit Ln, Stockton

6311 Belmont Pl, Stockton, CA, 95207 — assumable FHA mortgage at 6.28%
FHA
Active
43
$529,000$130,268 equity gap
Rate
6.28%
7.32%today
Payment
$2,567/mo
$2,855today
  • 3beds
  • 2baths
  • 1,636sqft

6311 Belmont Pl, Stockton

7516 Dorchester Way, Stockton, CA, 95207 — assumable VA mortgage at 7.29%
VA
Active
42
$460,000$124,448 equity gap
Rate
7.29%
7.32%today
Payment
$2,363/mo
$2,370today
  • 3beds
  • 2baths
  • 1,657sqft

7516 Dorchester Way, Stockton

8225 Saratoga Way, Stockton, CA, 95209 — assumable FHA mortgage at 5.62%
FHA
Active
18
$355,000$275,630 equity gap
Rate
5.62%
7.32%today
Payment
$734/mo
$877today
  • 3beds
  • 2baths
  • 1,479sqft

8225 Saratoga Way, Stockton

Assuming a mortgage in Stockton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$734 /mo
Median cash to assume
$124,448
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.