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Assumable homes for sale in Stockton, CA

23 homesFHA & VA loansrates from 2.72% vs 7.32% today

Stockton assumption guide
2007 Cedar Ridge Dr, Stockton, CA, 95207 — assumable FHA mortgage at 3.06%
FHATop pick
Active
14
$305,000$27,218 equity gap
Rate
3.06%
7.32%today
Payment
$1,335/mo
$2,158today
  • 2beds
  • 2baths
  • 1,123sqft

2007 Cedar Ridge Dr, Stockton

136 Stadium Drive, Stockton, CA, 95204 — assumable FHA mortgage at 2.74%
FHA
Active
38
$440,000$57,914 equity gap
Rate
2.74%
7.32%today
Payment
$1,781/mo
$3,001today
  • 3beds
  • 2baths
  • 1,689sqft

136 Stadium Drive, Stockton

630 Flagstone, Stockton, CA, 95206 — assumable VA mortgage at 2.84%
VA
Active
42
$499,000$124,964 equity gap
Rate
2.84%
7.32%today
Payment
$1,776/mo
$2,953today
  • 5beds
  • 3baths
  • 2,383sqft

630 Flagstone, Stockton

1 Mayfair Avenue, Stockton, CA, 95207 — assumable FHA mortgage at 3.09%
FHA
Active
8
$405,000$110,352 equity gap
Rate
3.09%
7.32%today
Payment
$1,424/mo
$2,293today
  • 3beds
  • 1baths
  • 1,104sqft

1 Mayfair Avenue, Stockton

415 Atlee Street, Stockton, CA, 95204 — assumable FHA mortgage at 3.14%
FHA
Active
18
$324,999$91,231 equity gap
Rate
3.14%
7.32%today
Payment
$1,116/mo
$1,786today
  • 2beds
  • 1baths
  • 804sqft

415 Atlee Street, Stockton

2411 Ophir, Stockton, CA, 95206 — assumable FHA mortgage at 3.65%
FHA
Active
2
$256,257$42,905 equity gap
Rate
3.65%
7.32%today
Payment
$1,123/mo
$1,686today
  • 2beds
  • 1baths
  • 1,320sqft

2411 Ophir, Stockton

2236 Stadium DR, Stockton, CA, 95205 — assumable VA mortgage at 2.72%
VA
Active
18
$360,000$150,188 equity gap
Rate
2.72%
7.32%today
Payment
$988/mo
$1,669today
  • 2beds
  • 2baths
  • 1,080sqft

2236 Stadium DR, Stockton

1016 Cypress Run Dr, Stockton, CA, 95209 — assumable FHA mortgage at 4.98%
FHA
Active
56
$565,000$33,668 equity gap
Rate
4.98%
7.32%today
Payment
$3,055/mo
$3,918today
  • 4beds
  • 3baths
  • 2,855sqft

1016 Cypress Run Dr, Stockton

2031 Swain Road, Stockton, CA, 95207 — assumable FHA mortgage at 4.01%
FHA
Active
29
$375,000$147,648 equity gap
Rate
4.01%
7.32%today
Payment
$1,343/mo
$1,930today
  • 3beds
  • 2baths
  • 1,593sqft

2031 Swain Road, Stockton

10330 Bono Lane, Stockton, CA, 95212 — assumable FHA mortgage at 5.70%
FHA
Active
6
$495,000$19,421 equity gap
Rate
5.70%
7.32%today
Payment
$2,934/mo
$3,473today
  • 3beds
  • 2baths
  • 1,509sqft

10330 Bono Lane, Stockton

1907 Pontelli Court, Stockton, CA, 95207 — assumable FHA mortgage at 4.02%
FHA
Active
33
$369,000$168,455 equity gap
Rate
4.02%
7.32%today
Payment
$1,186/mo
$1,702today
  • 3beds
  • 2baths
  • 1,657sqft

1907 Pontelli Court, Stockton

2215 Dune Pl, Stockton, CA, 95206 — assumable FHA mortgage at 6.43%
FHA
Active
16
$560,000$25,977 equity gap
Rate
6.43%
7.32%today
Payment
$3,481/mo
$3,811today
  • 4beds
  • 3baths
  • 2,399sqft

2215 Dune Pl, Stockton

2351 Euclid Ave, Stockton, CA, 95204 — assumable FHA mortgage at 6.87%
FHA
Active
43
$459,900$9,737 equity gap
Rate
6.87%
7.32%today
Payment
$2,998/mo
$3,136today
  • 4beds
  • 2baths
  • 1,266sqft

2351 Euclid Ave, Stockton

4012 Trieste Circle, Stockton, CA, 95205 — assumable FHA mortgage at 4.52%
FHA
Active
7
$430,000$155,054 equity gap
Rate
4.52%
7.32%today
Payment
$1,646/mo
$2,226today
  • 3beds
  • 2baths
  • 1,449sqft

4012 Trieste Circle, Stockton

1030 Rose Street, Stockton, CA, 95203 — assumable FHA mortgage at 4.46%
FHA
Active
25
$374,999$160,632 equity gap
Rate
4.46%
7.32%today
Payment
$1,287/mo
$1,754today
  • 2beds
  • 1baths
  • 1,525sqft

1030 Rose Street, Stockton

3605 GLORIA CT, Stockton, CA, 95205-2591 — assumable FHA mortgage at 6.78%
FHA
Active
32
$535,000$34,534 equity gap
Rate
6.78%
7.32%today
Payment
$3,346/mo
$3,533today
  • 5beds
  • 3baths
  • 2,555sqft

3605 GLORIA CT, Stockton

7025 Kermit Ln, Stockton, CA, 95207 — assumable FHA mortgage at 6.34%
FHA
Active
15
$399,000$48,427 equity gap
Rate
6.34%
7.32%today
Payment
$2,271/mo
$2,509today
  • 3beds
  • 1baths
  • 960sqft

7025 Kermit Ln, Stockton

2268 Marsh St, Stockton, CA, 95205-6411 — assumable FHA mortgage at 7.10%
FHA
Active
17
$365,000$53,371 equity gap
Rate
7.10%
7.32%today
Payment
$2,145/mo
$2,192today
  • 2beds
  • 1baths
  • 672sqft

2268 Marsh St, Stockton

6311 Belmont Pl, Stockton, CA, 95207 — assumable FHA mortgage at 6.28%
FHA
Active
43
$529,000$130,268 equity gap
Rate
6.28%
7.32%today
Payment
$2,567/mo
$2,855today
  • 3beds
  • 2baths
  • 1,636sqft

6311 Belmont Pl, Stockton

7516 Dorchester Way, Stockton, CA, 95207 — assumable VA mortgage at 7.29%
VA
Active
42
$460,000$124,448 equity gap
Rate
7.29%
7.32%today
Payment
$2,363/mo
$2,370today
  • 3beds
  • 2baths
  • 1,657sqft

7516 Dorchester Way, Stockton

8052 Omega Way, Stockton, CA, 95212 — assumable FHA mortgage at 5.25%
FHA
Active
10
$470,000$392,532 equity gap
Rate
5.25%
7.32%today
Payment
$683/mo
$850today
  • 3beds
  • 3baths
  • 1,583sqft

8052 Omega Way, Stockton

8225 Saratoga Way, Stockton, CA, 95209 — assumable FHA mortgage at 5.62%
FHA
Active
18
$355,000$275,630 equity gap
Rate
5.62%
7.32%today
Payment
$734/mo
$877today
  • 3beds
  • 2baths
  • 1,479sqft

8225 Saratoga Way, Stockton

2648 Hayden Brook Dr, Stockton, CA, 95212 — assumable FHA mortgage at 6.90%
FHA
Active
7
$440,000Potential short sale
Rate
6.90%
7.32%today
Payment
$3,511/mo
$3,662today
  • 4beds
  • 3baths
  • 2,209sqft

2648 Hayden Brook Dr, Stockton

Assuming a mortgage in Stockton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$683 /mo
Median cash to assume
$100,792
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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