Assumable homes for sale in Saint Johns, FL

5 homesVA & FHA loansrates from 2.94% vs 6.95% today

Saint Johns assumption guide
1365 SHOOTINGSTAR Lane, St Johns, FL, 32259 — assumable FHA mortgage at 2.94%
FHA
Active
35
$385,000$121,088 down
Rate
2.94%
6.95%today
Payment
$1,269/mo
$2,008today
  • 4beds
  • 2baths
  • 1,786sqft

1365 SHOOTINGSTAR Lane, St Johns

13 VERDURE Street, St Johns, FL, 32259 — assumable VA mortgage at 3.03%
VA
Active
74
$599,900$291,097 down
Rate
3.03%
6.95%today
Payment
$1,507/mo
$2,357today
  • 4beds
  • 4baths
  • 2,781sqft

13 VERDURE Street, St Johns

312 STILLWATER Boulevard, St Johns, FL, 32259 — assumable VA mortgage at 5.10%
VA
Active
53
$395,000$31,516 down
Rate
5.10%
6.95%today
Payment
$2,109/mo
$2,571today
  • 2beds
  • 2baths
  • 1,710sqft

312 STILLWATER Boulevard, St Johns

4574 WANDERING OAKS Court, Jacksonville, FL, 32257 — assumable FHA mortgage at 6.02%
FHA
Active
35
$245,000$35,767 down
Rate
6.02%
6.95%today
Payment
$1,321/mo
$1,456today
  • 2beds
  • 2baths
  • 1,045sqft

4574 WANDERING OAKS Court, Jacksonville

245 WORTHINGTON Parkway, St Johns, FL, 32259 — assumable VA mortgage at 6.14%
VA
Active
60
$695,000$546,510 down
Rate
6.14%
6.95%today
Payment
$1,345/mo
$1,416today
  • 4beds
  • 3baths
  • 2,740sqft

245 WORTHINGTON Parkway, St Johns

Assuming a mortgage in Saint Johns

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.94%
Lowest existing payment
$1,269 /mo
Median cash to assume
$121,088
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.