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Assumable homes for sale in Star, ID

95 homesVA & FHA loansrates from 2.50% vs 7.32% today

Star assumption guide
11761 Penobscot St, Caldwell, ID, 83605 — assumable FHA mortgage at 2.96%
FHA
Active
33
$409,900$52,126 equity gap
Rate
2.96%
7.32%today
Payment
$1,697/mo
$2,779today
  • 4beds
  • 2baths
  • 1,696sqft

11761 Penobscot St, Caldwell

10393 Millgrain St., Nampa, ID, 83687 — assumable VA mortgage at 3.22%
VA
Active
45
$699,000$101,110 equity gap
Rate
3.22%
7.32%today
Payment
$2,861/mo
$4,533today
  • 3beds
  • 3baths
  • 2,765sqft

10393 Millgrain St., Nampa

19643 Nanticoke Ave, Caldwell, ID, 83605 — assumable VA mortgage at 3.22%
VA
Active
23
$399,900$60,861 equity gap
Rate
3.22%
7.32%today
Payment
$1,626/mo
$2,576today
  • 3beds
  • 2baths
  • 1,479sqft

19643 Nanticoke Ave, Caldwell

3971 Sugar Creek Dr, Meridian, ID, 83646 — assumable FHA mortgage at 2.77%
FHA
Active
31
$399,900$121,339 equity gap
Rate
2.77%
7.32%today
Payment
$1,306/mo
$2,192today
  • 3beds
  • 2baths
  • 1,258sqft

3971 Sugar Creek Dr, Meridian

1320 New York, Middleton, ID, 83644 — assumable FHA mortgage at 2.77%
FHA
Active
34
$399,000$117,306 equity gap
Rate
2.77%
7.32%today
Payment
$1,299/mo
$2,181today
  • 3beds
  • 3baths
  • 1,528sqft

1320 New York, Middleton

1407 Diadora Ave, Eagle, ID, 83616 — assumable VA mortgage at 2.88%
VA
Active
42
$800,000$171,838 equity gap
Rate
2.88%
7.32%today
Payment
$2,926/mo
$4,842today
  • 3beds
  • 3baths
  • 2,576sqft

1407 Diadora Ave, Eagle

11555 W Pathview St, Star, ID, 83669 — assumable VA mortgage at 2.90%
VA
Active
43
$749,999$201,926 equity gap
Rate
2.90%
7.32%today
Payment
$2,576/mo
$4,252today
  • 3beds
  • 2baths
  • 2,250sqft

11555 W Pathview St, Star

18227 Rain Dance Way, Nampa, ID, 83687 — assumable FHA mortgage at 3.75%
FHA
Active
50
$534,900$46,150 equity gap
Rate
3.75%
7.32%today
Payment
$2,310/mo
$3,426today
  • 4beds
  • 3baths
  • 2,272sqft

18227 Rain Dance Way, Nampa

6082 Canyon Crossing Dr., Nampa, ID, 83687 — assumable VA mortgage at 3.89%
VA
Active
50
$689,900$38,594 equity gap
Rate
3.89%
7.32%today
Payment
$3,353/mo
$4,889today
  • 5beds
  • 3baths
  • 3,113sqft

6082 Canyon Crossing Dr., Nampa

1360 Bowknot Lake Way, Star, ID, 83669 — assumable VA mortgage at 2.50%
VA
Active
46
$889,000$352,024 equity gap
Rate
2.50%
7.32%today
Payment
$2,392/mo
$4,158today
  • 4beds
  • 3baths
  • 2,776sqft

1360 Bowknot Lake Way, Star

4028 Quenzer Way, Meridian, ID, 83646 — assumable VA mortgage at 2.73%
VA
Active
48
$799,900$267,858 equity gap
Rate
2.73%
7.32%today
Payment
$2,484/mo
$4,190today
  • 4beds
  • 3baths
  • 3,326sqft

4028 Quenzer Way, Meridian

5686 Cherry Lane, Nampa, ID, 83687 — assumable VA mortgage at 2.73%
VA
Active
30
$319,000$101,236 equity gap
Rate
2.73%
7.32%today
Payment
$1,009/mo
$1,703today
  • 2beds
  • 3baths
  • 1,213sqft

5686 Cherry Lane, Nampa

18080 Treeline Ave, Nampa, ID, 83687 — assumable VA mortgage at 2.80%
VA
Active
50
$775,000$301,993 equity gap
Rate
2.80%
7.32%today
Payment
$2,199/mo
$3,677today
  • 3beds
  • 3baths
  • 2,378sqft

18080 Treeline Ave, Nampa

188 Halpin St, Meridian, ID, 83646 — assumable VA mortgage at 2.98%
VA
Active
43
$434,990$149,242 equity gap
Rate
2.98%
7.32%today
Payment
$1,355/mo
$2,214today
  • 3beds
  • 3baths
  • 1,730sqft

188 Halpin St, Meridian

3457 Barefoot St, Eagle, ID, 83616 — assumable VA mortgage at 3.04%
VA
Active
29
$959,600$329,106 equity gap
Rate
3.04%
7.32%today
Payment
$3,072/mo
$4,980today
  • 4beds
  • 4baths
  • 3,133sqft

3457 Barefoot St, Eagle

11883 Tidewater Street, Caldwell, ID, 83605 — assumable VA mortgage at 3.15%
VA
Active
38
$335,000$123,503 equity gap
Rate
3.15%
7.32%today
Payment
$1,052/mo
$1,682today
  • 3beds
  • 2baths
  • 1,411sqft

11883 Tidewater Street, Caldwell

1315 Big Star Place, Eagle, ID, 83616 — assumable VA mortgage at 4.75%
VA
Active
48
$820,000Potential short sale
Rate
4.75%
7.32%today
Payment
$4,583/mo
$6,035today
  • 4beds
  • 4baths
  • 3,347sqft

1315 Big Star Place, Eagle

6200 Holly Springs Ln, Eagle, ID, 83616 — assumable VA mortgage at 4.75%
VA
Active
50
$465,000$20,229 equity gap
Rate
4.75%
7.32%today
Payment
$2,344/mo
$3,087today
  • 3beds
  • 3baths
  • 1,843sqft

6200 Holly Springs Ln, Eagle

826 Beachwood St, Eagle, ID, 83616 — assumable FHA mortgage at 2.52%
FHA
Active
40
$649,000$510,890 equity gap
Rate
2.52%
7.32%today
Payment
$1,419/mo
$1,948today
  • 6beds
  • 3baths
  • 2,852sqft

826 Beachwood St, Eagle

1518 W Bear Track, Meridian, ID, 83642 — assumable VA mortgage at 2.72%
VA
Active
50
$735,000$328,009 equity gap
Rate
2.72%
7.32%today
Payment
$1,907/mo
$3,222today
  • 4beds
  • 3baths
  • 2,414sqft

1518 W Bear Track, Meridian

5813 Avilla Dr, Meridian, ID, 83646 — assumable VA mortgage at 2.72%
VA
Active
50
$595,000$422,596 equity gap
Rate
2.72%
7.32%today
Payment
$808/mo
$1,365today
  • 3beds
  • 2baths
  • 1,921sqft

5813 Avilla Dr, Meridian

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
41
$549,900$266,851 equity gap
Rate
2.73%
7.32%today
Payment
$1,318/mo
$2,224today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
45
$549,900$266,851 equity gap
Rate
2.73%
7.32%today
Payment
$1,318/mo
$2,224today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

7030 Southern Vista Ct, Star, ID, 83669 — assumable FHA mortgage at 2.81%
FHA
Active
50
$1,239,999$942,633 equity gap
Rate
2.81%
7.32%today
Payment
$1,394/mo
$2,327today
  • 4beds
  • 3baths
  • 3,360sqft

7030 Southern Vista Ct, Star

16842 Bethany Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.83%
VA
Active
46
$459,990$211,450 equity gap
Rate
2.83%
7.32%today
Payment
$1,179/mo
$1,963today
  • 4beds
  • 3baths
  • 2,702sqft

16842 Bethany Ave, Caldwell

20535 Hancock Ave, Caldwell, ID, 83605 — assumable VA mortgage at 2.84%
VA
Active
43
$365,000$149,227 equity gap
Rate
2.84%
7.32%today
Payment
$1,024/mo
$1,704today
  • 4beds
  • 2baths
  • 1,506sqft

20535 Hancock Ave, Caldwell

2150 N Eureka Ave, Meridian, ID, 83646 — assumable VA mortgage at 2.87%
VA
Active
31
$459,900$189,041 equity gap
Rate
2.87%
7.32%today
Payment
$1,263/mo
$2,093today
  • 3beds
  • 2baths
  • 1,616sqft

2150 N Eureka Ave, Meridian

1901 Stream Pointe Ln, Eagle, ID, 83616 — assumable VA mortgage at 2.93%
VA
Active
43
$750,000$308,233 equity gap
Rate
2.93%
7.32%today
Payment
$2,133/mo
$3,506today
  • 3beds
  • 3baths
  • 2,840sqft

1901 Stream Pointe Ln, Eagle

3451 Anfield Ave, Meridian, ID, 83646 — assumable VA mortgage at 2.95%
VA
Active
45
$569,900$269,698 equity gap
Rate
2.95%
7.32%today
Payment
$1,419/mo
$2,327today
  • 5beds
  • 3baths
  • 2,710sqft

3451 Anfield Ave, Meridian

314 S Hamlin Lane, Eagle, ID, 83616 — assumable FHA mortgage at 2.99%
FHA
Active
24
$975,000$462,445 equity gap
Rate
2.99%
7.32%today
Payment
$2,439/mo
$3,979today
  • 3beds
  • 3baths
  • 2,780sqft

314 S Hamlin Lane, Eagle

11411 1st St, Star, ID, 83669 — assumable FHA mortgage at 2.99%
FHA
Active
35
$449,997$241,680 equity gap
Rate
2.99%
7.32%today
Payment
$1,014/mo
$1,655today
  • 4beds
  • 2baths
  • 1,400sqft

11411 1st St, Star

312 Carol Pl, Middleton, ID, 83644 — assumable FHA mortgage at 3.02%
FHA
Active
34
$346,900Potential short sale
Rate
3.02%
7.32%today
Payment
$1,667/mo
$2,710today
  • 3beds
  • 1baths
  • 1,404sqft

312 Carol Pl, Middleton

847 Tullshire Way, Eagle, ID, 83616 — assumable VA mortgage at 3.13%
VA
Active
48
$745,000$411,257 equity gap
Rate
3.13%
7.32%today
Payment
$1,661/mo
$2,633today
  • 4beds
  • 4baths
  • 3,170sqft

847 Tullshire Way, Eagle

3738 Hollymount Way, Meridian, ID, 83646 — assumable VA mortgage at 3.16%
VA
Active
29
$624,900$616,532 equity gap
Rate
3.16%
7.32%today
Payment
$1,408/mo
$1,848today
  • 3beds
  • 2baths
  • 2,303sqft

3738 Hollymount Way, Meridian

2179 Fieldstream Dr, Meridian, ID, 83646 — assumable VA mortgage at 3.21%
VA
Active
37
$425,000$170,992 equity gap
Rate
3.21%
7.32%today
Payment
$1,025/mo
$1,785today
  • 3beds
  • 2baths
  • 1,408sqft

2179 Fieldstream Dr, Meridian

6164 Winward Ln, Meridian, ID, 83646 — assumable VA mortgage at 5.09%
VA
Active
28
$429,900Potential short sale
Rate
5.09%
7.32%today
Payment
$2,528/mo
$3,202today
  • 1beds
  • 2baths
  • 1,120sqft

6164 Winward Ln, Meridian

Assuming a mortgage in Star

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$573 /mo
Median cash to assume
$164,911
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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