UMe
Get pre-qualified

Assumable homes for sale in Spring Hill, FL

31 homesFHA & VA loansrates from 2.66% vs 7.32% today

Spring Hill assumption guide
11333 SILVERWOOD Court, Spring Hill, FL, 34609 — assumable VA mortgage at 3.10%
VATop pick
Active
38
$385,000Potential short sale
Rate
3.10%
7.32%today
Payment
$2,153/mo
$3,463today
  • 3beds
  • 2baths
  • 1,846sqft

11333 SILVERWOOD Court, Spring Hill

1495 BISHOP Road, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.45%
FHA
Active
26
$270,000$42,804 equity gap
Rate
3.45%
7.32%today
Payment
$1,117/mo
$1,720today
  • 4beds
  • 2baths
  • 1,565sqft

1495 BISHOP Road, Spring Hill

4233 DRISTOL Avenue, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.92%
FHA
Active
33
$275,000$34,968 equity gap
Rate
3.92%
7.32%today
Payment
$1,240/mo
$1,801today
  • 3beds
  • 2baths
  • 1,432sqft

4233 DRISTOL Avenue, Spring Hill

11260 LIBBY Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.18%
FHA
Active
21
$319,000$123,763 equity gap
Rate
3.18%
7.32%today
Payment
$953/mo
$1,517today
  • 3beds
  • 2baths
  • 1,722sqft

11260 LIBBY Road, Spring Hill

11113 NORVELL Road, Spring Hill, FL, 34608 — assumable VA mortgage at 2.66%
VA
Active
73
$279,000$159,538 equity gap
Rate
2.66%
7.32%today
Payment
$555/mo
$945today
  • 3beds
  • 2baths
  • 1,220sqft

11113 NORVELL Road, Spring Hill

10513 BLYTHVILLE Road, Spring Hill, FL, 34608 — assumable VA mortgage at 2.73%
VA
Active
36
$329,900$143,673 equity gap
Rate
2.73%
7.32%today
Payment
$865/mo
$1,460today
  • 3beds
  • 2baths
  • 1,592sqft

10513 BLYTHVILLE Road, Spring Hill

6041 PARNELL Avenue, Spring Hill, FL, 34608 — assumable VA mortgage at 3.06%
VA
Active
28
$318,000$236,686 equity gap
Rate
3.06%
7.32%today
Payment
$891/mo
$1,178today
  • 4beds
  • 2baths
  • 1,755sqft

6041 PARNELL Avenue, Spring Hill

10021 HAYES Street, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.07%
FHA
Active
15
$199,900$95,492 equity gap
Rate
3.07%
7.32%today
Payment
$514/mo
$830today
  • 2beds
  • 2baths
  • 1,212sqft

10021 HAYES Street, Spring Hill

8334 COLMA Street, Spring Hill, FL, 34606 — assumable FHA mortgage at 3.55%
FHA
Active
99
$465,000$160,996 equity gap
Rate
3.55%
7.32%today
Payment
$1,508/mo
$2,293today
  • 3beds
  • 2baths
  • 1,904sqft

8334 COLMA Street, Spring Hill

4292 ELWOOD Road, Spring Hill, FL, 34609 — assumable VA mortgage at 3.61%
VA
Active
62
$323,000$182,721 equity gap
Rate
3.61%
7.32%today
Payment
$742/mo
$1,120today
  • 3beds
  • 2baths
  • 1,659sqft

4292 ELWOOD Road, Spring Hill

4321 PEACOCK Road, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.75%
FHA
Active
40
$235,000$117,976 equity gap
Rate
3.75%
7.32%today
Payment
$633/mo
$940today
  • 2beds
  • 2baths
  • 1,025sqft

4321 PEACOCK Road, Spring Hill

11339 STACY Street, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.89%
FHA
Active
29
$248,000$243,291 equity gap
Rate
3.89%
7.32%today
Payment
$25/mo
$36today
  • 2beds
  • 2baths
  • 1,269sqft

11339 STACY Street, Spring Hill

10308 GIFFORD Drive, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.94%
FHA
Active
35
$279,000$184,197 equity gap
Rate
3.94%
7.32%today
Payment
$564/mo
$810today
  • 2beds
  • 2baths
  • 1,722sqft

10308 GIFFORD Drive, Spring Hill

4119 CASTLE Avenue, Spring Hill, FL, 34609 — assumable FHA mortgage at 4.17%
FHA
Active
64
$418,000$275,456 equity gap
Rate
4.17%
7.32%today
Payment
$861/mo
$1,213today
  • 3beds
  • 2baths
  • 2,062sqft

4119 CASTLE Avenue, Spring Hill

11309 OUTRIGGER Avenue, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.95%
FHA
Active
49
$360,000Potential short sale
Rate
6.95%
7.32%today
Payment
$2,613/mo
$2,712today
  • 6beds
  • 5baths
  • 3,920sqft

11309 OUTRIGGER Avenue, Spring Hill

10154 SPRING HILL Drive, Spring Hill, FL, 34608 — assumable VA mortgage at 4.43%
VA
Active
44
$278,500$227,163 equity gap
Rate
4.43%
7.32%today
Payment
$352/mo
$481today
  • 3beds
  • 2baths
  • 1,667sqft

10154 SPRING HILL Drive, Spring Hill

5260 HANFORD Avenue, Spring Hill, FL, 34608 — assumable FHA mortgage at 4.50%
FHA
Active
5
$249,900$227,104 equity gap
Rate
4.50%
7.32%today
Payment
$311/mo
$390today
  • 3beds
  • 2baths
  • 1,365sqft

5260 HANFORD Avenue, Spring Hill

5301 MERRIFIELD Court, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.54%
FHA
Active
46
$469,000$44,812 equity gap
Rate
6.54%
7.32%today
Payment
$2,804/mo
$3,035today
  • 4beds
  • 2baths
  • 2,379sqft

5301 MERRIFIELD Court, Spring Hill

1372 HAULOVER Avenue, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.89%
FHA
Active
41
$335,000$22,744 equity gap
Rate
6.89%
7.32%today
Payment
$2,100/mo
$2,192today
  • 2beds
  • 2baths
  • 1,764sqft

1372 HAULOVER Avenue, Spring Hill

11436 LAGORCE Avenue, Spring Hill, FL, 34609 — assumable FHA mortgage at 4.69%
FHA
Active
32
$354,999$295,523 equity gap
Rate
4.69%
7.32%today
Payment
$486/mo
$644today
  • 4beds
  • 2baths
  • 2,020sqft

11436 LAGORCE Avenue, Spring Hill

2087 BREEZY Way, Spring Hill, FL, 34608 — assumable VA mortgage at 6.09%
VA
Active
70
$535,000$62,014 equity gap
Rate
6.09%
7.32%today
Payment
$2,996/mo
$3,400today
  • 3beds
  • 2baths
  • 2,607sqft

2087 BREEZY Way, Spring Hill

11322 TERRELL Road, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.35%
FHA
Active
97
$345,000$46,434 equity gap
Rate
6.35%
7.32%today
Payment
$1,876/mo
$2,071today
  • 3beds
  • 2baths
  • 1,453sqft

11322 TERRELL Road, Spring Hill

1388 HASTINGS Road, Spring Hill, FL, 34608 — assumable VA mortgage at 6.58%
VA
Active
71
$390,000$74,951 equity gap
Rate
6.58%
7.32%today
Payment
$2,026/mo
$2,184today
  • 3beds
  • 2baths
  • 1,796sqft

1388 HASTINGS Road, Spring Hill

5045 KENMORE Street, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.83%
FHA
Active
36
$345,500$54,930 equity gap
Rate
6.83%
7.32%today
Payment
$1,926/mo
$2,023today
  • 3beds
  • 2baths
  • 1,750sqft

5045 KENMORE Street, Spring Hill

10303 FORDHAM ST, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.90%
FHA
Active
44
$335,000$48,181 equity gap
Rate
6.90%
7.32%today
Payment
$1,940/mo
$2,023today
  • 4beds
  • 2baths
  • 1,748sqft

10303 FORDHAM ST, Spring Hill

10501 RED COACH Street, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.22%
FHA
Active
100
$575,000$119,190 equity gap
Rate
6.22%
7.32%today
Payment
$2,808/mo
$3,143today
  • 6beds
  • 5baths
  • 4,054sqft

10501 RED COACH Street, Spring Hill

8295 BEGONIA Street, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.30%
FHA
Active
62
$392,000$80,510 equity gap
Rate
6.30%
7.32%today
Payment
$1,945/mo
$2,158today
  • 4beds
  • 3baths
  • 2,380sqft

8295 BEGONIA Street, Spring Hill

4425 UNION SPRINGS Road, Spring Hill, FL, 34608 — assumable FHA mortgage at 5.54%
FHA
Active
37
$339,900$109,918 equity gap
Rate
5.54%
7.32%today
Payment
$1,393/mo
$1,677today
  • 3beds
  • 2baths
  • 1,501sqft

4425 UNION SPRINGS Road, Spring Hill

13046 LINDEN Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 6.66%
FHA
Active
23
$350,000$334,325 equity gap
Rate
6.66%
7.32%today
Payment
$108/mo
$115today
  • 4beds
  • 3baths
  • 2,574sqft

13046 LINDEN Drive, Spring Hill

8441 BRAGANZA Street, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.72%
FHA
Active
33
$234,500Potential short sale
Rate
6.72%
7.32%today
Payment
$1,714/mo
$1,821today
  • 2beds
  • 2baths
  • 1,479sqft

8441 BRAGANZA Street, Spring Hill

4220 AUGUSTINE Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 7.09%
FHA
Active
44
$326,999$316,873 equity gap
Rate
7.09%
7.32%today
Payment
$73/mo
$75today
  • 4beds
  • 2baths
  • 1,975sqft

4220 AUGUSTINE Road, Spring Hill

Assuming a mortgage in Spring Hill

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$311 /mo
Median cash to assume
$121,477
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe