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Assumable homes for sale in South St. Paul, MN

131 homesFHA & VA loansrates from 2.65% vs 7.03% today

South St. Paul assumption guide
633 Burlington Road, Saint Paul, MN, 55119 — assumable VA mortgage at 2.84%
VA
Active
78
$450,000$49,276 down
Rate
2.84%
7.03%today
Payment
$1,859/mo
$3,003today
  • 3beds
  • 3baths
  • 2,811sqft

633 Burlington Road, Saint Paul

520 Fred Street, Saint Paul, MN, 55130 — assumable FHA mortgage at 2.87%
FHA
Active
15
$189,999$24,156 down
Rate
2.87%
7.03%today
Payment
$774/mo
$1,245today
  • 2beds
  • 1baths
  • 1,292sqft

520 Fred Street, Saint Paul

410 Hickory Lane, Oakdale, MN, 55128 — assumable FHA mortgage at 2.88%
FHA
Active
32
$209,900$37,739 down
Rate
2.88%
7.03%today
Payment
$804/mo
$1,292today
  • 2beds
  • 2baths
  • 1,208sqft

410 Hickory Lane, Oakdale

1472 Concordia Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.94%
FHA
Active
47
$302,000$20,153 down
Rate
2.94%
7.03%today
Payment
$1,356/mo
$2,162today
  • 3beds
  • 3baths
  • 1,776sqft

1472 Concordia Avenue, Saint Paul

1828 Bush Avenue, Saint Paul, MN, 55119 — assumable FHA mortgage at 3.07%
FHA
Active
19
$249,900$47,981 down
Rate
3.07%
7.03%today
Payment
$952/mo
$1,494today
  • 4beds
  • 1baths
  • 1,442sqft

1828 Bush Avenue, Saint Paul

1050 Matilda Street, Saint Paul, MN, 55117 — assumable FHA mortgage at 3.13%
FHA
Active
23
$170,000$26,550 down
Rate
3.13%
7.03%today
Payment
$709/mo
$1,104today
  • 2beds
  • 2baths
  • 1,059sqft

1050 Matilda Street, Saint Paul

894 Euclid Street, Saint Paul, MN, 55106 — assumable VA mortgage at 3.56%
VA
Active
25
$245,000$23,720 down
Rate
3.56%
7.03%today
Payment
$1,099/mo
$1,621today
  • 2beds
  • 1baths
  • 1,326sqft

894 Euclid Street, Saint Paul

1607 Van Buren Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.89%
FHA
Active
43
$549,500$23,714 down
Rate
3.89%
7.03%today
Payment
$2,701/mo
$3,827today
  • 8beds
  • 4baths
  • 3,392sqft

1607 Van Buren Avenue, Saint Paul

1105 Rose Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.87%
FHA
Active
27
$235,000$68,781 down
Rate
2.87%
7.03%today
Payment
$774/mo
$1,245today
  • 6beds
  • 2baths
  • 1,465sqft

1105 Rose Avenue, Saint Paul

7590 Newbury Road, Woodbury, MN, 55125 — assumable VA mortgage at 2.89%
VA
Active
29
$335,000$99,716 down
Rate
2.89%
7.03%today
Payment
$1,126/mo
$1,807today
  • 2beds
  • 2baths
  • 1,464sqft

7590 Newbury Road, Woodbury

8663 Quarry Ridge Lane #F, Woodbury, MN, 55125 — assumable VA mortgage at 2.89%
VA
Active
49
$249,990$64,598 down
Rate
2.89%
7.03%today
Payment
$883/mo
$1,417today
  • 2beds
  • 2baths
  • 1,242sqft

8663 Quarry Ridge Lane #F, Woodbury

9013 Indian Boulevard, Cottage Grove, MN, 55016 — assumable FHA mortgage at 2.93%
FHA
Active
37
$425,000$116,015 down
Rate
2.93%
7.03%today
Payment
$1,481/mo
$2,365today
  • 3beds
  • 2baths
  • 1,859sqft

9013 Indian Boulevard, Cottage Grove

6333 Alderwood Circle #B, Woodbury, MN, 55125 — assumable VA mortgage at 2.96%
VA
Active
18
$123,000$29,927 down
Rate
2.96%
7.03%today
Payment
$440/mo
$701today
  • —beds
  • 1baths
  • 594sqft

6333 Alderwood Circle #B, Woodbury

995 Rose Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.96%
FHA
Active
40
$235,000$60,231 down
Rate
2.96%
7.03%today
Payment
$820/mo
$1,304today
  • 3beds
  • 2baths
  • 1,567sqft

995 Rose Avenue, Saint Paul

6781 Sherwood Road, Woodbury, MN, 55125 — assumable FHA mortgage at 3.01%
FHA
Active
20
$254,900$54,961 down
Rate
3.01%
7.03%today
Payment
$971/mo
$1,535today
  • 2beds
  • 2baths
  • 1,324sqft

6781 Sherwood Road, Woodbury

393 Geranium Avenue, Saint Paul, MN, 55130 — assumable FHA mortgage at 3.02%
FHA
Active
43
$329,900$72,048 down
Rate
3.02%
7.03%today
Payment
$1,245/mo
$1,966today
  • 5beds
  • 2baths
  • 2,112sqft

393 Geranium Avenue, Saint Paul

96 Winifred Street, Saint Paul, MN, 55107 — assumable FHA mortgage at 3.02%
FHA
Active
28
$329,900$65,306 down
Rate
3.02%
7.03%today
Payment
$1,287/mo
$2,031today
  • 4beds
  • 2baths
  • 3,400sqft

96 Winifred Street, Saint Paul

4089 Pennsylvania Avenue, Eagan, MN, 55123 — assumable FHA mortgage at 3.02%
FHA
Active
39
$439,900$92,937 down
Rate
3.02%
7.03%today
Payment
$1,660/mo
$2,621today
  • 5beds
  • 3baths
  • 2,136sqft

4089 Pennsylvania Avenue, Eagan

1721 Deerwood Drive, Eagan, MN, 55122 — assumable FHA mortgage at 3.03%
FHA
Active
46
$399,000$117,276 down
Rate
3.03%
7.03%today
Payment
$1,371/mo
$2,162today
  • 4beds
  • 2baths
  • 1,756sqft

1721 Deerwood Drive, Eagan

837 Pedersen Street, Saint Paul, MN, 55119 — assumable FHA mortgage at 3.07%
FHA
Active
29
$235,000$63,052 down
Rate
3.07%
7.03%today
Payment
$814/mo
$1,278today
  • 2beds
  • 2baths
  • 1,256sqft

837 Pedersen Street, Saint Paul

968 Sherburne Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.07%
FHA
Active
9
$324,900$61,247 down
Rate
3.07%
7.03%today
Payment
$1,249/mo
$1,959today
  • 4beds
  • 2baths
  • 2,004sqft

968 Sherburne Avenue, Saint Paul

11011 Oak Grove Circle #B, Woodbury, MN, 55129 — assumable FHA mortgage at 3.28%
FHA
Active
39
$300,000$79,940 down
Rate
3.28%
7.03%today
Payment
$1,102/mo
$1,684today
  • 3beds
  • 2baths
  • 1,788sqft

11011 Oak Grove Circle #B, Woodbury

1662 Minnehaha Avenue, Saint Paul, MN, 55106 — assumable VA mortgage at 3.33%
VA
Active
30
$320,000$80,941 down
Rate
3.33%
7.03%today
Payment
$1,209/mo
$1,836today
  • 3beds
  • 3baths
  • 1,934sqft

1662 Minnehaha Avenue, Saint Paul

833 3rd Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 4.17%
FHA
Active
25
$265,000$24,337 down
Rate
4.17%
7.03%today
Payment
$1,272/mo
$1,742today
  • 6beds
  • 2baths
  • 1,960sqft

833 3rd Street, Saint Paul

8351 Innsdale Avenue, Cottage Grove, MN, 55016 — assumable FHA mortgage at 2.73%
FHA
Active
44
$350,000$110,527 down
Rate
2.73%
7.03%today
Payment
$1,113/mo
$1,824today
  • 3beds
  • 2baths
  • 1,482sqft

8351 Innsdale Avenue, Cottage Grove

30 B Street, Saint Paul, MN, 55106 — assumable VA mortgage at 2.74%
VA
Active
38
$435,000$165,725 down
Rate
2.74%
7.03%today
Payment
$1,255/mo
$2,055today
  • 4beds
  • 4baths
  • 3,240sqft

30 B Street, Saint Paul

2439 53rd Street, Inver Grove Heights, MN, 55076 — assumable FHA mortgage at 2.77%
FHA
Active
26
$335,000$104,084 down
Rate
2.77%
7.03%today
Payment
$1,080/mo
$1,761today
  • 3beds
  • 2baths
  • 1,640sqft

2439 53rd Street, Inver Grove Heights

939 Earl Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.87%
FHA
Active
11
$219,999$67,226 down
Rate
2.87%
7.03%today
Payment
$733/mo
$1,179today
  • 3beds
  • 2baths
  • 1,338sqft

939 Earl Street, Saint Paul

9845 67th Street, Cottage Grove, MN, 55016 — assumable FHA mortgage at 2.87%
FHA
Active
44
$675,000$222,915 down
Rate
2.87%
7.03%today
Payment
$2,090/mo
$3,363today
  • 5beds
  • 4baths
  • 4,332sqft

9845 67th Street, Cottage Grove

3563 Rae Lane, Woodbury, MN, 55125 — assumable VA mortgage at 2.94%
VA
Active
82
$650,000$206,035 down
Rate
2.94%
7.03%today
Payment
$2,135/mo
$3,406today
  • 4beds
  • 3baths
  • 3,502sqft

3563 Rae Lane, Woodbury

9933 5th St Lane, Lake Elmo, MN, 55042 — assumable FHA mortgage at 3.02%
FHA
Active
33
$360,000$108,632 down
Rate
3.02%
7.03%today
Payment
$1,192/mo
$1,882today
  • 3beds
  • 3baths
  • 1,763sqft

9933 5th St Lane, Lake Elmo

3580 Hazel Trail #D, Woodbury, MN, 55129 — assumable VA mortgage at 3.60%
VA
Active
30
$280,000$77,108 down
Rate
3.60%
7.03%today
Payment
$1,082/mo
$1,588today
  • 3beds
  • 2baths
  • 1,847sqft

3580 Hazel Trail #D, Woodbury

468 Bellows Street, Saint Paul, MN, 55107 — assumable FHA mortgage at 4.64%
FHA
Active
14
$90,066Potential short sale
Rate
4.64%
7.03%today
Payment
$900/mo
$1,166today
  • 3beds
  • 2baths
  • 1,173sqft

468 Bellows Street, Saint Paul

9224 Cornell Road, Woodbury, MN, 55125 — assumable VA mortgage at 2.65%
VA
Active
32
$589,000$347,388 down
Rate
2.65%
7.03%today
Payment
$1,373/mo
$2,104today
  • 5beds
  • 4baths
  • 3,985sqft

9224 Cornell Road, Woodbury

4035 78th Street, Inver Grove Heights, MN, 55076 — assumable FHA mortgage at 2.73%
FHA
Active
32
$369,900$358,271 down
Rate
2.73%
7.03%today
Payment
$67/mo
$101today
  • 4beds
  • 3baths
  • 1,805sqft

4035 78th Street, Inver Grove Heights

899 Ashland Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.88%
FHA
Active
42
$589,500$323,759 down
Rate
2.88%
7.03%today
Payment
$1,267/mo
$2,036today
  • 5beds
  • 3baths
  • 2,519sqft

899 Ashland Avenue, Saint Paul

Assuming a mortgage in South St. Paul

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$360 /mo
Median cash to assume
$97,469
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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