Assumable homes for sale in Simi Valley, CA

5 homesFHA & VA loansrates from 2.77% vs 7.32% today

Simi Valley assumption guide
3055 Waco Avenue, Simi Valley, CA, 93063 — assumable VA mortgage at 2.77%
VA
Active
34
$884,900$179,625 equity gap
Rate
2.77%
7.32%today
Payment
$3,246/mo
$5,447today
  • 3beds
  • 2baths
  • 1,427sqft

3055 Waco Avenue, Simi Valley

2431 Birchknoll Court #2, Simi Valley, CA, 93063 — assumable FHA mortgage at 3.54%
FHA
Active
45
$689,000$331,239 equity gap
Rate
3.54%
7.32%today
Payment
$2,088/mo
$3,179today
  • 3beds
  • 3baths
  • 1,724sqft

2431 Birchknoll Court #2, Simi Valley

3974 Cochran Street #80, Simi Valley, CA, 93063 — assumable VA mortgage at 4.72%
VA
Active
32
$575,000$138,507 equity gap
Rate
4.72%
7.32%today
Payment
$2,443/mo
$3,229today
  • 3beds
  • 3baths
  • 1,207sqft

3974 Cochran Street #80, Simi Valley

6408 Katherine Road #D, Simi Valley, CA, 93063 — assumable FHA mortgage at 5.52%
FHA
Active
37
$499,900$27,227 equity gap
Rate
5.52%
7.32%today
Payment
$2,861/mo
$3,453today
  • 2beds
  • 1baths
  • 884sqft

6408 Katherine Road #D, Simi Valley

1068 Loma Lane, Simi Valley, CA, 93063 — assumable FHA mortgage at 6.08%
FHA
Active
46
$629,900$82,961 equity gap
Rate
6.08%
7.32%today
Payment
$3,384/mo
$3,845today
  • 1beds
  • 1baths
  • 520sqft

1068 Loma Lane, Simi Valley

Assuming a mortgage in Simi Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$2,088 /mo
Median cash to assume
$138,507
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.