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Assumable homes for sale in Simi Valley, CA

45 homesFHA & VA loansrates from 2.66% vs 7.32% today

Simi Valley assumption guide
3055 Waco Avenue, Simi Valley, CA, 93063 — assumable VA mortgage at 2.77%
VA
Active
34
$884,900$179,625 equity gap
Rate
2.77%
7.32%today
Payment
$3,246/mo
$5,447today
  • 3beds
  • 2baths
  • 1,427sqft

3055 Waco Avenue, Simi Valley

807 Talbert Avenue, Simi Valley, CA, 93065 — assumable VA mortgage at 2.71%
VA
Active
39
$739,000$215,898 equity gap
Rate
2.71%
7.32%today
Payment
$2,437/mo
$4,122today
  • 3beds
  • 1baths
  • 1,040sqft

807 Talbert Avenue, Simi Valley

8314 Peyton Way, West Hills, CA, 91304 — assumable FHA mortgage at 2.88%
FHA
Active
$749,999$179,225 equity gap
Rate
2.88%
7.32%today
Payment
$2,677/mo
$4,430today
  • 4beds
  • 4baths
  • 2,047sqft

8314 Peyton Way, West Hills

789 Hudspeth Street, Simi Valley, CA, 93065 — assumable FHA mortgage at 3.00%
FHA
Active
38
$819,999$192,877 equity gap
Rate
3.00%
7.32%today
Payment
$2,981/mo
$4,856today
  • 3beds
  • 2baths
  • 1,632sqft

789 Hudspeth Street, Simi Valley

588 Monteleone Avenue, Oak Park, CA, 91377 — assumable VA mortgage at 3.03%
VA
Active
38
$1,099,000$267,911 equity gap
Rate
3.03%
7.32%today
Payment
$4,065/mo
$6,597today
  • 3beds
  • 3baths
  • 2,041sqft

588 Monteleone Avenue, Oak Park

21800 Schoenborn Street #215, Canoga Park, CA, 91304 — assumable FHA mortgage at 3.31%
FHA
Active
9
$259,900$53,968 equity gap
Rate
3.31%
7.32%today
Payment
$1,042/mo
$1,632today
  • 1beds
  • 1baths
  • 511sqft

21800 Schoenborn Street #215, Canoga Park

569 Rio Grande Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.33%
VA
Active
34
$450,000$110,203 equity gap
Rate
3.33%
7.32%today
Payment
$1,727/mo
$2,698today
  • 2beds
  • 1baths
  • 956sqft

569 Rio Grande Circle, Thousand Oaks

3918 Cochran Street #20, Simi Valley, CA, 93063 — assumable VA mortgage at 2.66%
VA
Active
26
$549,999$193,564 equity gap
Rate
2.66%
7.32%today
Payment
$1,643/mo
$2,798today
  • 3beds
  • 3baths
  • 1,207sqft

3918 Cochran Street #20, Simi Valley

751 Birchpark Circle #102, Thousand Oaks, CA, 91360 — assumable VA mortgage at 2.72%
VA
Active
23
$475,000$177,333 equity gap
Rate
2.72%
7.32%today
Payment
$1,395/mo
$2,356today
  • 2beds
  • 2baths
  • 1,048sqft

751 Birchpark Circle #102, Thousand Oaks

22031 Lanark Street, Canoga Park, CA, 91304 — assumable FHA mortgage at 4.42%
FHA
Active
32
$799,000$73,520 equity gap
Rate
4.42%
7.32%today
Payment
$3,943/mo
$5,396today
  • 4beds
  • 3baths
  • 1,447sqft

22031 Lanark Street, Canoga Park

11843 Barletta Place, Moorpark, CA, 93021 — assumable FHA mortgage at 3.23%
FHA
Active
27
$679,500$232,496 equity gap
Rate
3.23%
7.32%today
Payment
$2,238/mo
$3,541today
  • 3beds
  • 3baths
  • 1,547sqft

11843 Barletta Place, Moorpark

5525 Canoga Avenue #124, Woodland Hills, CA, 91367 — assumable FHA mortgage at 2.66%
FHA
Active
20
$540,000$322,268 equity gap
Rate
2.66%
7.32%today
Payment
$1,009/mo
$1,717today
  • 3beds
  • 2baths
  • 1,135sqft

5525 Canoga Avenue #124, Woodland Hills

1014 Borden Avenue, Simi Valley, CA, 93065 — assumable FHA mortgage at 2.72%
FHA
Active
37
$969,000$391,946 equity gap
Rate
2.72%
7.32%today
Payment
$2,704/mo
$4,568today
  • 4beds
  • 3baths
  • 2,222sqft

1014 Borden Avenue, Simi Valley

2802 Westham Circle, Thousand Oaks, CA, 91362 — assumable VA mortgage at 2.73%
VA
Active
50
$1,325,000$679,085 equity gap
Rate
2.73%
7.32%today
Payment
$3,098/mo
$5,161today
  • 4beds
  • 3baths
  • 2,322sqft

2802 Westham Circle, Thousand Oaks

1079 Avon Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 2.81%
VA
Active
30
$1,499,000$795,032 equity gap
Rate
2.81%
7.32%today
Payment
$3,300/mo
$5,509today
  • 4beds
  • 3baths
  • 2,275sqft

1079 Avon Circle, Thousand Oaks

21404 Germain Street, Chatsworth, CA, 91311 — assumable VA mortgage at 2.90%
VA
Active
32
$1,100,000$487,675 equity gap
Rate
2.90%
7.32%today
Payment
$2,872/mo
$4,740today
  • 3beds
  • 2baths
  • 1,879sqft

21404 Germain Street, Chatsworth

363 Larcom Street, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.00%
VA
Active
17
$1,149,500$519,386 equity gap
Rate
3.00%
7.32%today
Payment
$3,008/mo
$4,902today
  • 4beds
  • 3baths
  • 2,136sqft

363 Larcom Street, Thousand Oaks

5520 Owensmouth Avenue #313, Woodland Hills, CA, 91367 — assumable FHA mortgage at 3.00%
FHA
Active
40
$579,000$579,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,030sqft

5520 Owensmouth Avenue #313, Woodland Hills

110 Maegan Place #2, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 4.72%
FHA
Active
15
$455,000$72,920 equity gap
Rate
4.72%
7.32%today
Payment
$2,139/mo
$2,826today
  • 2beds
  • 1baths
  • 750sqft

110 Maegan Place #2, Thousand Oaks

1128 El Monte Drive, Simi Valley, CA, 93065 — assumable VA mortgage at 3.43%
VA
Active
26
$1,079,900$574,693 equity gap
Rate
3.43%
7.32%today
Payment
$2,903/mo
$4,480today
  • 5beds
  • 3baths
  • 2,640sqft

1128 El Monte Drive, Simi Valley

779 Spalding Street, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.54%
VA
Active
21
$849,900$573,123 equity gap
Rate
3.54%
7.32%today
Payment
$1,827/mo
$2,782today
  • 3beds
  • 2baths
  • 1,034sqft

779 Spalding Street, Thousand Oaks

2431 Birchknoll Court #2, Simi Valley, CA, 93063 — assumable FHA mortgage at 3.54%
FHA
Active
45
$689,000$331,239 equity gap
Rate
3.54%
7.32%today
Payment
$2,088/mo
$3,179today
  • 3beds
  • 3baths
  • 1,724sqft

2431 Birchknoll Court #2, Simi Valley

2752 Wanda Ave, Simi Valley, CA, 93065 — assumable FHA mortgage at 5.56%
FHA
Active
40
$760,000Potential short sale
Rate
5.56%
7.32%today
Payment
$4,599/mo
$5,527today
  • 3beds
  • 2baths
  • 1,700sqft

2752 Wanda Ave, Simi Valley

1909 Cottage Drive #3, Simi Valley, CA, 93065 — assumable FHA mortgage at 3.81%
FHA
Active
33
$729,500$336,874 equity gap
Rate
3.81%
7.32%today
Payment
$2,138/mo
$3,148today
  • 4beds
  • 3baths
  • 1,990sqft

1909 Cottage Drive #3, Simi Valley

3974 Cochran Street #80, Simi Valley, CA, 93063 — assumable VA mortgage at 4.72%
VA
Active
32
$575,000$138,507 equity gap
Rate
4.72%
7.32%today
Payment
$2,443/mo
$3,229today
  • 3beds
  • 3baths
  • 1,207sqft

3974 Cochran Street #80, Simi Valley

21800 Schoenborn #225, Canoga Park, CA, 91304 — assumable VA mortgage at 3.98%
VA
Active
22
$335,000$186,421 equity gap
Rate
3.98%
7.32%today
Payment
$953/mo
$1,374today
  • 2beds
  • 1baths
  • 719sqft

21800 Schoenborn #225, Canoga Park

6408 Katherine Road #D, Simi Valley, CA, 93063 — assumable FHA mortgage at 5.52%
FHA
Active
37
$499,900$27,227 equity gap
Rate
5.52%
7.32%today
Payment
$2,861/mo
$3,453today
  • 2beds
  • 1baths
  • 884sqft

6408 Katherine Road #D, Simi Valley

6646 Berquist, West Hills, CA, 91307 — assumable FHA mortgage at 4.14%
FHA
Active
24
$1,045,000$628,061 equity gap
Rate
4.14%
7.32%today
Payment
$2,741/mo
$3,878today
  • 4beds
  • 2baths
  • 1,880sqft

6646 Berquist, West Hills

1287 Nonchalant Drive, Simi Valley, CA, 93065 — assumable FHA mortgage at 4.38%
FHA
Active
28
$1,149,000$679,431 equity gap
Rate
4.38%
7.32%today
Payment
$3,029/mo
$4,165today
  • 4beds
  • 2baths
  • 1,617sqft

1287 Nonchalant Drive, Simi Valley

390 Country Club Drive #B, Simi Valley, CA, 93065 — assumable FHA mortgage at 5.30%
FHA
Active
43
$649,999$159,725 equity gap
Rate
5.30%
7.32%today
Payment
$2,903/mo
$3,591today
  • 2beds
  • 3baths
  • 1,376sqft

390 Country Club Drive #B, Simi Valley

23201 Canterbury, West Hills, CA, 91307 — assumable FHA mortgage at 6.09%
FHA
Active
24
$1,150,000$98,085 equity gap
Rate
6.09%
7.32%today
Payment
$6,509/mo
$7,386today
  • 4beds
  • 3baths
  • 1,845sqft

23201 Canterbury, West Hills

1226 Patricia Avenue #50, Simi Valley, CA, 93065 — assumable FHA mortgage at 6.54%
FHA
Active
24
$345,000$19,340 equity gap
Rate
6.54%
7.32%today
Payment
$2,151/mo
$2,328today
  • 1beds
  • 1baths
  • 657sqft

1226 Patricia Avenue #50, Simi Valley

236 Country Club Drive #B, Simi Valley, CA, 93065 — assumable FHA mortgage at 6.62%
FHA
Active
28
$670,000Potential short sale
Rate
6.62%
7.32%today
Payment
$4,367/mo
$4,688today
  • 2beds
  • 3baths
  • 1,376sqft

236 Country Club Drive #B, Simi Valley

237 Galway Lane, Simi Valley, CA, 93065 — assumable FHA mortgage at 6.84%
FHA
Active
33
$954,300$83,576 equity gap
Rate
6.84%
7.32%today
Payment
$5,765/mo
$6,050today
  • 4beds
  • 3baths
  • 2,983sqft

237 Galway Lane, Simi Valley

2192 Dawn Court, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 6.99%
FHA
Active
18
$548,990$29,566 equity gap
Rate
6.99%
7.32%today
Payment
$3,533/mo
$3,652today
  • 2beds
  • 1baths
  • 826sqft

2192 Dawn Court, Thousand Oaks

1068 Loma Lane, Simi Valley, CA, 93063 — assumable FHA mortgage at 6.08%
FHA
Active
46
$629,900$82,961 equity gap
Rate
6.08%
7.32%today
Payment
$3,384/mo
$3,845today
  • 1beds
  • 1baths
  • 520sqft

1068 Loma Lane, Simi Valley

Assuming a mortgage in Simi Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$953 /mo
Median cash to assume
$192,877
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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