Assumable homes for sale in Shelby, MT

2 homesVA & FHA loansrates from 2.20% vs 7.40% today

Shelby assumption guide
217 8th Avenue, Shelby, MT, 59474 — assumable VA mortgage at 2.20%
VA
Active
50
$287,000$126,600 equity gap
Rate
2.20%
7.40%today
Payment
$706/mo
$1,288today
  • 5beds
  • 2baths
  • 2,540sqft

217 8th Avenue, Shelby

530 Main Street, Shelby, MT, 59474 — assumable FHA mortgage at 3.90%
FHA
Active
13
$239,000$146,457 equity gap
Rate
3.90%
7.40%today
Payment
$534/mo
$784today
  • 3beds
  • 2baths
  • 1,958sqft

530 Main Street, Shelby

Assuming a mortgage in Shelby

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$534 /mo
Median cash to assume
$136,529
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.