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Assumable homes for sale in South Carolina

200 homesVA & FHA loansrates from 2.18% vs 7.40% today

South Carolina assumption guide
4601 20TH Avenue, Ocala, FL, 34479 — assumable VA mortgage at 2.99%
VATop pick
Active
16
$146,000$2,321 equity gap
Rate
2.99%
7.40%today
Payment
$682/mo
$1,122today
  • 2beds
  • 2baths
  • 1,211sqft

4601 20TH Avenue, Ocala

4762 CAMBRIDGE Road, Jacksonville, FL, 32210 — assumable FHA mortgage at 3.02%
FHATop pick
Active
28
$210,000Potential short sale
Rate
3.02%
7.40%today
Payment
$996/mo
$1,632today
  • 4beds
  • 2baths
  • 1,526sqft

4762 CAMBRIDGE Road, Jacksonville

670 243RD Terrace, Newberry, FL, 32669 — assumable VA mortgage at 3.09%
VATop pick
Active
37
$320,000$12,799 equity gap
Rate
3.09%
7.40%today
Payment
$1,462/mo
$2,373today
  • 3beds
  • 2baths
  • 1,974sqft

670 243RD Terrace, Newberry

11774 60TH Drive, Alachua, FL, 32615 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$270,000$4,188 equity gap
Rate
3.10%
7.40%today
Payment
$1,258/mo
$2,040today
  • 3beds
  • 2baths
  • 1,698sqft

11774 60TH Drive, Alachua

3 CLARK Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.10%
FHATop pick
Active
18
$275,000$18,600 equity gap
Rate
3.10%
7.40%today
Payment
$1,216/mo
$1,972today
  • 3beds
  • 2baths
  • 1,484sqft

3 CLARK Lane, Palm Coast

2404 32ND Place, Ocala, FL, 34479 — assumable FHA mortgage at 2.84%
FHA
Active
10
$210,000$39,885 equity gap
Rate
2.84%
7.40%today
Payment
$791/mo
$1,326today
  • 3beds
  • 2baths
  • 1,062sqft

2404 32ND Place, Ocala

75 RIVERVIEW Bend #1624, Palm Coast, FL, 32137 — assumable VA mortgage at 2.86%
VA
Active
69
$310,000$47,995 equity gap
Rate
2.86%
7.40%today
Payment
$1,221/mo
$2,041today
  • 3beds
  • 2baths
  • 1,283sqft

75 RIVERVIEW Bend #1624, Palm Coast

359 County Road 675, Athens, TN, 37303 — assumable VA mortgage at 2.88%
VA
Active
23
$365,900$70,043 equity gap
Rate
2.88%
7.40%today
Payment
$1,378/mo
$2,299today
  • 3beds
  • 3baths
  • 2,363sqft

359 County Road 675, Athens

916 HILLCREST Court, Tallahassee, FL, 32308 — assumable VA mortgage at 2.90%
VA
Active
40
$442,000$49,493 equity gap
Rate
2.90%
7.40%today
Payment
$1,833/mo
$3,049today
  • 3beds
  • 4baths
  • 2,744sqft

916 HILLCREST Court, Tallahassee

3 ECHO WOODS Way, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.90%
VA
Active
83
$574,000$89,643 equity gap
Rate
2.90%
7.40%today
Payment
$2,262/mo
$3,762today
  • 4beds
  • 3baths
  • 2,506sqft

3 ECHO WOODS Way, Ormond Beach

11496 FATHOM Court, Jacksonville, FL, 32256 — assumable FHA mortgage at 2.96%
FHA
Active
33
$404,900$81,214 equity gap
Rate
2.96%
7.40%today
Payment
$1,535/mo
$2,534today
  • 3beds
  • 3baths
  • 1,693sqft

11496 FATHOM Court, Jacksonville

51 FANSHAWE Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 2.98%
FHA
Active
37
$375,000$49,149 equity gap
Rate
2.98%
7.40%today
Payment
$1,525/mo
$2,511today
  • 3beds
  • 3baths
  • 2,056sqft

51 FANSHAWE Lane, Palm Coast

5505 Alabama Avenue, Chattanooga, TN, 37409 — assumable VA mortgage at 2.98%
VA
Active
37
$460,000$73,690 equity gap
Rate
2.98%
7.40%today
Payment
$1,828/mo
$3,010today
  • 3beds
  • 3baths
  • 1,904sqft

5505 Alabama Avenue, Chattanooga

3929 20TH Terrace, Gainesville, FL, 32605 — assumable VA mortgage at 3.05%
VA
Active
57
$299,900$55,201 equity gap
Rate
3.05%
7.40%today
Payment
$1,154/mo
$1,883today
  • 4beds
  • 2baths
  • 1,660sqft

3929 20TH Terrace, Gainesville

2541 52ND Place, Gainesville, FL, 32605 — assumable FHA mortgage at 3.07%
FHA
Active
25
$230,000$40,830 equity gap
Rate
3.07%
7.40%today
Payment
$898/mo
$1,462today
  • 3beds
  • 2baths
  • 1,181sqft

2541 52ND Place, Gainesville

5 BUD HOLLOW Drive, Palm Coast, FL, 32137 — assumable VA mortgage at 3.07%
VA
Active
24
$355,000$50,389 equity gap
Rate
3.07%
7.40%today
Payment
$1,443/mo
$2,348today
  • 3beds
  • 2baths
  • 1,637sqft

5 BUD HOLLOW Drive, Palm Coast

3150 Smoky Ridge Way, Sevierville, TN, 37862 — assumable FHA mortgage at 3.76%
FHA
Active
45
$469,900$8,623 equity gap
Rate
3.76%
7.40%today
Payment
$2,337/mo
$3,490today
  • —beds
  • —baths
  • 1,218sqft

3150 Smoky Ridge Way, Sevierville

25 ROCKINGHAM Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.92%
FHA
Active
22
$275,000Potential short sale
Rate
3.92%
7.40%today
Payment
$1,516/mo
$2,220today
  • 4beds
  • 2baths
  • 1,463sqft

25 ROCKINGHAM Lane, Palm Coast

358 ORCHARD Street, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.69%
FHA
Active
33
$299,900$26,622 equity gap
Rate
3.69%
7.40%today
Payment
$1,377/mo
$2,074today
  • 4beds
  • 1baths
  • 1,781sqft

358 ORCHARD Street, Ormond Beach

13573 98TH Street, Live Oak, FL, 32060 — assumable FHA mortgage at 2.73%
FHA
Active
25
$200,000$42,476 equity gap
Rate
2.73%
7.40%today
Payment
$734/mo
$1,248today
  • 4beds
  • 2baths
  • 2,356sqft

13573 98TH Street, Live Oak

2032 33RD Avenue, Gainesville, FL, 32605 — assumable FHA mortgage at 2.77%
FHA
Active
31
$299,900$77,728 equity gap
Rate
2.77%
7.40%today
Payment
$1,025/mo
$1,734today
  • 2beds
  • 2baths
  • 1,272sqft

2032 33RD Avenue, Gainesville

4341 57TH Avenue, Ocala, FL, 34482 — assumable FHA mortgage at 2.81%
FHA
Active
39
$339,000$94,205 equity gap
Rate
2.81%
7.40%today
Payment
$1,147/mo
$1,931today
  • 2beds
  • 2baths
  • 1,666sqft

4341 57TH Avenue, Ocala

8496 38TH Terrace, Gainesville, FL, 32653 — assumable FHA mortgage at 2.84%
FHA
Active
32
$214,000$57,228 equity gap
Rate
2.84%
7.40%today
Payment
$729/mo
$1,222today
  • 2beds
  • 2baths
  • 1,392sqft

8496 38TH Terrace, Gainesville

41 WHITE STAR Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.87%
FHA
Active
19
$366,000$101,176 equity gap
Rate
2.87%
7.40%today
Payment
$1,235/mo
$2,063today
  • 3beds
  • 2baths
  • 1,983sqft

41 WHITE STAR Drive, Palm Coast

3508 55TH Court, Ocala, FL, 34482 — assumable FHA mortgage at 2.87%
FHA
Active
31
$325,000$69,443 equity gap
Rate
2.87%
7.40%today
Payment
$1,192/mo
$1,990today
  • 2beds
  • 2baths
  • 1,681sqft

3508 55TH Court, Ocala

3803 26TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.93%
FHA
Active
30
$270,000$68,191 equity gap
Rate
2.93%
7.40%today
Payment
$952/mo
$1,577today
  • 3beds
  • 2baths
  • 1,292sqft

3803 26TH Street, Gainesville

2055 ATLANTIC Avenue #1410, Daytona Beach, FL, 32118 — assumable VA mortgage at 2.94%
VA
Active
55
$585,000$134,126 equity gap
Rate
2.94%
7.40%today
Payment
$2,134/mo
$3,531today
  • 3beds
  • 3baths
  • 2,140sqft

2055 ATLANTIC Avenue #1410, Daytona Beach

436 47TH Court, Ocala, FL, 34470 — assumable FHA mortgage at 2.99%
FHA
Active
54
$274,900$65,898 equity gap
Rate
2.99%
7.40%today
Payment
$992/mo
$1,632today
  • 3beds
  • 2baths
  • 1,872sqft

436 47TH Court, Ocala

212 DOGWOOD Drive, Interlachen, FL, 32148 — assumable FHA mortgage at 3.00%
FHA
Active
49
$192,500$45,098 equity gap
Rate
3.00%
7.40%today
Payment
$704/mo
$1,156today
  • 2beds
  • 1baths
  • 1,507sqft

212 DOGWOOD Drive, Interlachen

65 RYECLIFFE Drive, Palm Coast, FL, 32164 — assumable VA mortgage at 3.04%
VA
Active
7
$265,000$55,641 equity gap
Rate
3.04%
7.40%today
Payment
$1,004/mo
$1,640today
  • 3beds
  • 2baths
  • 1,270sqft

65 RYECLIFFE Drive, Palm Coast

2930 PALMETTO Street, Bunnell, FL, 32110 — assumable FHA mortgage at 3.06%
FHA
Active
31
$279,900$63,265 equity gap
Rate
3.06%
7.40%today
Payment
$1,039/mo
$1,693today
  • 3beds
  • 2baths
  • 1,920sqft

2930 PALMETTO Street, Bunnell

12327 159TH Way, Alachua, FL, 32615 — assumable VA mortgage at 3.56%
VA
Active
53
$344,900$45,405 equity gap
Rate
3.56%
7.40%today
Payment
$1,491/mo
$2,281today
  • 4beds
  • 2baths
  • 1,618sqft

12327 159TH Way, Alachua

5 LYNTON Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.07%
FHA
Active
48
$394,000$83,612 equity gap
Rate
3.07%
7.40%today
Payment
$1,470/mo
$2,393today
  • 3beds
  • 2baths
  • 2,117sqft

5 LYNTON Place, Palm Coast

729 3RD Avenue, Trenton, FL, 32693 — assumable VA mortgage at 3.09%
VA
Active
26
$124,900$36,728 equity gap
Rate
3.09%
7.40%today
Payment
$426/mo
$692today
  • 3beds
  • 2baths
  • 1,100sqft

729 3RD Avenue, Trenton

20 ROYAL TERN Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.12%
FHA
Active
59
$318,000$79,214 equity gap
Rate
3.12%
7.40%today
Payment
$1,135/mo
$1,835today
  • 4beds
  • 2baths
  • 1,806sqft

20 ROYAL TERN Lane, Palm Coast

16 WHITE DOVE Lane, Palm Coast, FL, 32164 — assumable VA mortgage at 3.85%
VA
Active
50
$389,000$54,511 equity gap
Rate
3.85%
7.40%today
Payment
$1,711/mo
$2,527today
  • 3beds
  • 2baths
  • 2,118sqft

16 WHITE DOVE Lane, Palm Coast

Assuming a mortgage in South Carolina

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$332 /mo
Median cash to assume
$147,894
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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