Assumable homes for sale in Sarasota, FL

9 homesFHA & VA loansrates from 2.87% vs 7.32% today

Sarasota assumption guide
7606 37TH STREET Circle, Sarasota, FL, 34243 — assumable FHA mortgage at 3.33%
FHA
Active
28
$294,000$64,668 equity gap
Rate
3.33%
7.32%today
Payment
$1,165/mo
$1,821today
  • 3beds
  • 2baths
  • 1,638sqft

7606 37TH STREET Circle, Sarasota

2924 ORIOLE Drive, Sarasota, FL, 34243 — assumable VA mortgage at 2.87%
VA
Active
43
$500,000$196,001 equity gap
Rate
2.87%
7.32%today
Payment
$1,415/mo
$2,344today
  • 3beds
  • 3baths
  • 2,035sqft

2924 ORIOLE Drive, Sarasota

7739 33RD Lane, Sarasota, FL, 34243 — assumable VA mortgage at 3.71%
VA
Active
78
$445,000$321,282 equity gap
Rate
3.71%
7.32%today
Payment
$852/mo
$1,270today
  • 3beds
  • 2baths
  • 2,020sqft

7739 33RD Lane, Sarasota

2751 72ND AVENUE Drive, Sarasota, FL, 34243 — assumable FHA mortgage at 5.66%
FHA
Active
44
$329,900$42,867 equity gap
Rate
5.66%
7.32%today
Payment
$1,757/mo
$2,088today
  • 3beds
  • 1baths
  • 962sqft

2751 72ND AVENUE Drive, Sarasota

611 61ST AVENUE Terrace, Bradenton, FL, 34203 — assumable FHA mortgage at 6.50%
FHA
Active
18
$399,999$65,852 equity gap
Rate
6.50%
7.32%today
Payment
$2,203/mo
$2,394today
  • —beds
  • —baths
  • 2,388sqft

611 61ST AVENUE Terrace, Bradenton

3623 62ND Avenue, Bradenton, FL, 34203 — assumable FHA mortgage at 5.19%
FHA
Active
60
$385,000$302,638 equity gap
Rate
5.19%
7.32%today
Payment
$727/mo
$911today
  • 3beds
  • 2baths
  • 1,491sqft

3623 62ND Avenue, Bradenton

4205 SAINT CLAIR Drive, Sarasota, FL, 34243 — assumable VA mortgage at 6.50%
VA
Active
28
$299,000Potential short sale
Rate
6.50%
7.32%today
Payment
$2,391/mo
$2,599today
  • 3beds
  • 2baths
  • 1,195sqft

4205 SAINT CLAIR Drive, Sarasota

836 MAGELLAN Drive, Sarasota, FL, 34243 — assumable FHA mortgage at 7.08%
FHA
Active
27
$590,000$564,509 equity gap
Rate
7.08%
7.32%today
Payment
$184/mo
$188today
  • 3beds
  • 3baths
  • 2,425sqft

836 MAGELLAN Drive, Sarasota

7815 GENEVA Lane, Sarasota, FL, 34243 — assumable FHA mortgage at 7.13%
FHA
Active
52
$345,000Potential short sale
Rate
7.13%
7.32%today
Payment
$2,800/mo
$2,853today
  • 3beds
  • 2baths
  • 1,533sqft

7815 GENEVA Lane, Sarasota

Assuming a mortgage in Sarasota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$727 /mo
Median cash to assume
$196,001
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.