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Assumable homes for sale in Sarasota, FL

14 homesVA & FHA loansrates from 2.93% vs 7.32% today

Sarasota assumption guide
6145 ANISE Drive, Sarasota, FL, 34238 — assumable VA mortgage at 3.10%
VA
Active
47
$725,000$126,292 equity gap
Rate
3.10%
7.32%today
Payment
$2,839/mo
$4,567today
  • 4beds
  • 3baths
  • 2,329sqft

6145 ANISE Drive, Sarasota

2600 CAMBRIDGE Drive, Sarasota, FL, 34232 — assumable VA mortgage at 2.96%
VA
Active
75
$499,999$192,227 equity gap
Rate
2.96%
7.32%today
Payment
$1,460/mo
$2,391today
  • 3beds
  • 2baths
  • 1,817sqft

2600 CAMBRIDGE Drive, Sarasota

3917 SAWYERWOOD Road, Sarasota, FL, 34233 — assumable VA mortgage at 2.93%
VA
Active
53
$470,000$286,740 equity gap
Rate
2.93%
7.32%today
Payment
$1,053/mo
$1,605today
  • 3beds
  • 3baths
  • 1,525sqft

3917 SAWYERWOOD Road, Sarasota

5325 ANTHONY Lane, Sarasota, FL, 34233 — assumable VA mortgage at 3.53%
VA
Active
66
$774,900$573,522 equity gap
Rate
3.53%
7.32%today
Payment
$1,338/mo
$2,040today
  • 3beds
  • 3baths
  • 2,514sqft

5325 ANTHONY Lane, Sarasota

5608 EASTWIND Drive, Sarasota, FL, 34233 — assumable VA mortgage at 3.69%
VA
Active
36
$810,000$474,383 equity gap
Rate
3.69%
7.32%today
Payment
$1,963/mo
$2,933today
  • 4beds
  • 3baths
  • 2,637sqft

5608 EASTWIND Drive, Sarasota

5333 CHARLIE BROWN Lane, Sarasota, FL, 34233 — assumable FHA mortgage at 6.43%
FHA
Active
33
$524,900Potential short sale
Rate
6.43%
7.32%today
Payment
$3,428/mo
$3,752today
  • 3beds
  • 3baths
  • 2,041sqft

5333 CHARLIE BROWN Lane, Sarasota

6535 DRAW Lane #85, Sarasota, FL, 34238 — assumable VA mortgage at 6.67%
VA
Active
42
$298,500$4,011 equity gap
Rate
6.67%
7.32%today
Payment
$1,965/mo
$2,098today
  • 2beds
  • 2baths
  • 1,374sqft

6535 DRAW Lane #85, Sarasota

6774 PASEO CASTILLE, Sarasota, FL, 34238 — assumable VA mortgage at 6.76%
VA
Active
38
$521,000$22,247 equity gap
Rate
6.76%
7.32%today
Payment
$3,288/mo
$3,479today
  • 2beds
  • 2baths
  • 1,795sqft

6774 PASEO CASTILLE, Sarasota

5338 FOXWOOD Drive, Sarasota, FL, 34232 — assumable VA mortgage at 4.49%
VA
Active
36
$479,500$381,828 equity gap
Rate
4.49%
7.32%today
Payment
$750/mo
$1,017today
  • 3beds
  • 2baths
  • 1,400sqft

5338 FOXWOOD Drive, Sarasota

2640 MAPLELOFT Lane, Sarasota, FL, 34232 — assumable FHA mortgage at 6.99%
FHA
Active
91
$640,000$101,112 equity gap
Rate
6.99%
7.32%today
Payment
$3,669/mo
$3,793today
  • 3beds
  • 2baths
  • 2,009sqft

2640 MAPLELOFT Lane, Sarasota

4538 PAWNEE Trail #197, Sarasota, FL, 34233 — assumable FHA mortgage at 4.87%
FHA
Active
32
$159,900$120,408 equity gap
Rate
4.87%
7.32%today
Payment
$338/mo
$438today
  • 2beds
  • 2baths
  • 1,258sqft

4538 PAWNEE Trail #197, Sarasota

2481 SCARLET OAK Court, Sarasota, FL, 34232 — assumable FHA mortgage at 5.22%
FHA
Active
52
$390,000$137,121 equity gap
Rate
5.22%
7.32%today
Payment
$1,478/mo
$1,845today
  • 3beds
  • 2baths
  • 1,244sqft

2481 SCARLET OAK Court, Sarasota

2536 CLUBHOUSE Circle #202, Sarasota, FL, 34232 — assumable FHA mortgage at 6.50%
FHA
Active
25
$145,000$145,000 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,059sqft

2536 CLUBHOUSE Circle #202, Sarasota

4942 OLDHAM Street, Sarasota, FL, 34238 — assumable VA mortgage at 7.22%
VA
Active
54
$525,000$34,866 equity gap
Rate
7.22%
7.32%today
Payment
$3,422/mo
$3,456today
  • 3beds
  • 2baths
  • 2,039sqft

4942 OLDHAM Street, Sarasota

Assuming a mortgage in Sarasota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.93%
Lowest existing payment
$338 /mo
Median cash to assume
$137,121
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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