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Assumable homes for sale in Sarasota, FL

96 homesFHA & VA loansrates from 2.67% vs 7.32% today

Sarasota assumption guide
5636 SILVERBRIDGE Trail, Bradenton, FL, 34211 — assumable FHA mortgage at 2.88%
FHA
Active
72
$349,900$56,347 equity gap
Rate
2.88%
7.32%today
Payment
$1,368/mo
$2,263today
  • 3beds
  • 3baths
  • 1,904sqft

5636 SILVERBRIDGE Trail, Bradenton

8256 LARKSPUR Circle, Sarasota, FL, 34241 — assumable VA mortgage at 2.88%
VA
Active
74
$750,000$126,103 equity gap
Rate
2.88%
7.32%today
Payment
$2,907/mo
$4,809today
  • 3beds
  • 2baths
  • 2,267sqft

8256 LARKSPUR Circle, Sarasota

6145 ANISE Drive, Sarasota, FL, 34238 — assumable VA mortgage at 3.10%
VA
Active
47
$725,000$126,292 equity gap
Rate
3.10%
7.32%today
Payment
$2,839/mo
$4,567today
  • 4beds
  • 3baths
  • 2,329sqft

6145 ANISE Drive, Sarasota

7606 37TH STREET Circle, Sarasota, FL, 34243 — assumable FHA mortgage at 3.33%
FHA
Active
28
$294,000$64,668 equity gap
Rate
3.33%
7.32%today
Payment
$1,165/mo
$1,821today
  • 3beds
  • 2baths
  • 1,638sqft

7606 37TH STREET Circle, Sarasota

3907 57TH Place, Bradenton, FL, 34203 — assumable FHA mortgage at 2.71%
FHA
Active
29
$390,000$146,613 equity gap
Rate
2.71%
7.32%today
Payment
$1,136/mo
$1,922today
  • 3beds
  • 2baths
  • 1,890sqft

3907 57TH Place, Bradenton

2014 COUNTRY MEADOWS Lane, Sarasota, FL, 34235 — assumable VA mortgage at 2.83%
VA
Active
60
$459,000$166,813 equity gap
Rate
2.83%
7.32%today
Payment
$1,389/mo
$2,313today
  • 3beds
  • 2baths
  • 1,821sqft

2014 COUNTRY MEADOWS Lane, Sarasota

5831 ELEGANT ORCHID WAY, Sarasota, FL, 34232 — assumable FHA mortgage at 2.87%
FHA
Active
15
$420,000$161,608 equity gap
Rate
2.87%
7.32%today
Payment
$1,234/mo
$2,044today
  • 3beds
  • 2baths
  • 1,504sqft

5831 ELEGANT ORCHID WAY, Sarasota

2924 ORIOLE Drive, Sarasota, FL, 34243 — assumable VA mortgage at 2.87%
VA
Active
43
$500,000$196,001 equity gap
Rate
2.87%
7.32%today
Payment
$1,415/mo
$2,344today
  • 3beds
  • 3baths
  • 2,035sqft

2924 ORIOLE Drive, Sarasota

2600 CAMBRIDGE Drive, Sarasota, FL, 34232 — assumable VA mortgage at 2.96%
VA
Active
75
$499,999$192,227 equity gap
Rate
2.96%
7.32%today
Payment
$1,460/mo
$2,391today
  • 3beds
  • 2baths
  • 1,817sqft

2600 CAMBRIDGE Drive, Sarasota

3138 WILLIAMSBURG Street, Sarasota, FL, 34231 — assumable FHA mortgage at 2.97%
FHA
Active
68
$399,900$122,140 equity gap
Rate
2.97%
7.32%today
Payment
$1,328/mo
$2,172today
  • 3beds
  • 2baths
  • 1,630sqft

3138 WILLIAMSBURG Street, Sarasota

5125 SANDY BEACH Avenue, Sarasota, FL, 34242 — assumable VA mortgage at 2.67%
VA
Active
41
$1,280,000$688,081 equity gap
Rate
2.67%
7.32%today
Payment
$2,745/mo
$4,668today
  • 3beds
  • 2baths
  • 2,216sqft

5125 SANDY BEACH Avenue, Sarasota

6905 STONE RIVER, Bradenton, FL, 34203 — assumable VA mortgage at 2.70%
VA
Active
63
$478,500$264,520 equity gap
Rate
2.70%
7.32%today
Payment
$993/mo
$1,682today
  • 2beds
  • 2baths
  • 1,628sqft

6905 STONE RIVER, Bradenton

4708 SWEETMEADOW Circle, Sarasota, FL, 34238 — assumable VA mortgage at 2.77%
VA
Active
94
$795,000$377,092 equity gap
Rate
2.77%
7.32%today
Payment
$1,960/mo
$3,289today
  • 5beds
  • 5baths
  • 3,785sqft

4708 SWEETMEADOW Circle, Sarasota

7155 SPIKERUSH Court, Bradenton, FL, 34202 — assumable VA mortgage at 2.84%
VA
Active
55
$550,000$336,770 equity gap
Rate
2.84%
7.32%today
Payment
$989/mo
$1,645today
  • 3beds
  • 3baths
  • 2,087sqft

7155 SPIKERUSH Court, Bradenton

5531 CANNES Circle #403, Sarasota, FL, 34231 — assumable VA mortgage at 2.88%
VA
Active
42
$699,900$342,012 equity gap
Rate
2.88%
7.32%today
Payment
$1,686/mo
$2,790today
  • 2beds
  • 2baths
  • 1,706sqft

5531 CANNES Circle #403, Sarasota

4078 GROVELAND Avenue, Sarasota, FL, 34231 — assumable FHA mortgage at 2.90%
FHA
Active
30
$309,990$141,194 equity gap
Rate
2.90%
7.32%today
Payment
$818/mo
$1,350today
  • 3beds
  • 1baths
  • 1,240sqft

4078 GROVELAND Avenue, Sarasota

3900 TORREY PINES Boulevard, Sarasota, FL, 34238 — assumable VA mortgage at 2.90%
VA
Active
60
$650,000$396,249 equity gap
Rate
2.90%
7.32%today
Payment
$1,327/mo
$2,111today
  • 3beds
  • 2baths
  • 2,490sqft

3900 TORREY PINES Boulevard, Sarasota

3917 SAWYERWOOD Road, Sarasota, FL, 34233 — assumable VA mortgage at 2.93%
VA
Active
53
$470,000$286,740 equity gap
Rate
2.93%
7.32%today
Payment
$1,053/mo
$1,605today
  • 3beds
  • 3baths
  • 1,525sqft

3917 SAWYERWOOD Road, Sarasota

11840 SKY ACRES Terrace, Bradenton, FL, 34211 — assumable VA mortgage at 2.98%
VA
Active
20
$309,900Potential short sale
Rate
2.98%
7.32%today
Payment
$1,585/mo
$2,589today
  • 3beds
  • 3baths
  • 1,747sqft

11840 SKY ACRES Terrace, Bradenton

3510 CENTRAL Avenue, Sarasota, FL, 34234 — assumable FHA mortgage at 3.05%
FHA
Active
21
$250,000$105,451 equity gap
Rate
3.05%
7.32%today
Payment
$691/mo
$1,118today
  • 3beds
  • 2baths
  • 1,110sqft

3510 CENTRAL Avenue, Sarasota

760 LONGBOAT Court, Longboat Key, FL, 34228 — assumable VA mortgage at 3.07%
VA
Active
34
$840,000$445,026 equity gap
Rate
3.07%
7.32%today
Payment
$1,992/mo
$3,181today
  • 3beds
  • 2baths
  • 1,242sqft

760 LONGBOAT Court, Longboat Key

16229 CASTLE PARK Terrace, Lakewood Ranch, FL, 34202 — assumable VA mortgage at 3.07%
VA
Active
65
$999,999$515,480 equity gap
Rate
3.07%
7.32%today
Payment
$2,352/mo
$3,798today
  • 3beds
  • 4baths
  • 2,733sqft

16229 CASTLE PARK Terrace, Lakewood Ranch

4680 VIGNETTE Way, Sarasota, FL, 34240 — assumable FHA mortgage at 3.09%
FHA
Active
39
$319,900$135,244 equity gap
Rate
3.09%
7.32%today
Payment
$877/mo
$1,412today
  • 3beds
  • 3baths
  • 1,758sqft

4680 VIGNETTE Way, Sarasota

4681 VIGNETTE Way, Sarasota, FL, 34240 — assumable FHA mortgage at 3.13%
FHA
Active
49
$329,000$144,344 equity gap
Rate
3.13%
7.32%today
Payment
$951/mo
$1,491today
  • 3beds
  • 3baths
  • 1,713sqft

4681 VIGNETTE Way, Sarasota

2212 CLARK Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 3.45%
FHA
Active
21
$330,000$116,781 equity gap
Rate
3.45%
7.32%today
Payment
$1,044/mo
$1,608today
  • 2beds
  • 2baths
  • 1,278sqft

2212 CLARK Avenue, Bradenton

2236 ALICE Road, Sarasota, FL, 34231 — assumable FHA mortgage at 3.24%
FHA
Active
31
$375,000$161,466 equity gap
Rate
3.24%
7.32%today
Payment
$1,060/mo
$1,676today
  • 3beds
  • 2baths
  • 1,505sqft

2236 ALICE Road, Sarasota

12347 HOLLYBUSH Terrace, Bradenton, FL, 34202 — assumable FHA mortgage at 3.25%
FHA
Active
51
$409,900$282,718 equity gap
Rate
3.25%
7.32%today
Payment
$850/mo
$1,342today
  • 3beds
  • 2baths
  • 1,680sqft

12347 HOLLYBUSH Terrace, Bradenton

1712 SIESTA Drive, Sarasota, FL, 34239 — assumable FHA mortgage at 3.41%
FHA
Active
21
$499,900$322,015 equity gap
Rate
3.41%
7.32%today
Payment
$1,023/mo
$1,583today
  • 2beds
  • 1baths
  • 1,188sqft

1712 SIESTA Drive, Sarasota

6524 67TH COURT E., Bradenton, FL, 34203 — assumable FHA mortgage at 5.23%
FHA
Active
22
$310,000$12,457 equity gap
Rate
5.23%
7.32%today
Payment
$1,749/mo
$2,181today
  • 3beds
  • 2baths
  • 1,696sqft

6524 67TH COURT E., Bradenton

1511 NAPOLI Drive, Sarasota, FL, 34232 — assumable VA mortgage at 3.51%
VA
Active
32
$410,000$186,683 equity gap
Rate
3.51%
7.32%today
Payment
$1,164/mo
$1,778today
  • 3beds
  • 3baths
  • 1,673sqft

1511 NAPOLI Drive, Sarasota

5325 ANTHONY Lane, Sarasota, FL, 34233 — assumable VA mortgage at 3.53%
VA
Active
66
$774,900$573,522 equity gap
Rate
3.53%
7.32%today
Payment
$1,338/mo
$2,040today
  • 3beds
  • 3baths
  • 2,514sqft

5325 ANTHONY Lane, Sarasota

11960 SKY ACRES Terrace, Bradenton, FL, 34211 — assumable FHA mortgage at 3.61%
FHA
Active
36
$359,000$165,090 equity gap
Rate
3.61%
7.32%today
Payment
$1,028/mo
$1,551today
  • 3beds
  • 3baths
  • 1,747sqft

11960 SKY ACRES Terrace, Bradenton

1649 8TH Street, Sarasota, FL, 34236 — assumable FHA mortgage at 3.62%
FHA
Active
35
$599,000$414,622 equity gap
Rate
3.62%
7.32%today
Payment
$1,096/mo
$1,652today
  • 4beds
  • 2baths
  • 1,820sqft

1649 8TH Street, Sarasota

6407 67TH Street, Bradenton, FL, 34203 — assumable FHA mortgage at 3.62%
FHA
Active
39
$389,900$251,779 equity gap
Rate
3.62%
7.32%today
Payment
$819/mo
$1,234today
  • 2beds
  • 2baths
  • 1,869sqft

6407 67TH Street, Bradenton

1108 65TH Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 3.62%
FHA
Active
22
$399,900$256,020 equity gap
Rate
3.62%
7.32%today
Payment
$814/mo
$1,227today
  • 4beds
  • 2baths
  • 1,615sqft

1108 65TH Avenue, Bradenton

4111 SARASOTA Avenue, Sarasota, FL, 34234 — assumable FHA mortgage at 3.64%
FHA
Active
38
$419,900$216,124 equity gap
Rate
3.64%
7.32%today
Payment
$1,076/mo
$1,618today
  • 2beds
  • 1baths
  • 1,292sqft

4111 SARASOTA Avenue, Sarasota

Assuming a mortgage in Sarasota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$338 /mo
Median cash to assume
$165,090
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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