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Assumable homes for sale in Santee, CA

24 homesVA & FHA loansrates from 2.75% vs 7.32% today

Santee assumption guide
9457 Carlton Oaks Drive #B, Santee, CA, 92071 — assumable VA mortgage at 2.87%
VA
Active
34
$549,000$85,202 equity gap
Rate
2.87%
7.32%today
Payment
$2,163/mo
$3,584today
  • 3beds
  • 2baths
  • 1,180sqft

9457 Carlton Oaks Drive #B, Santee

344 Stillwater Court, Santee, CA, 92071 — assumable FHA mortgage at 1.00%
FHA
Active
21
$659,000$197,906 equity gap
Rate
1.00%
7.32%today
Payment
$1,728/mo
$3,690today
  • 2beds
  • 3baths
  • 1,368sqft

344 Stillwater Court, Santee

10160 Brightwood Ln #1, Santee, CA, 92071 — assumable FHA mortgage at 2.96%
FHA
Active
23
$599,900$141,932 equity gap
Rate
2.96%
7.32%today
Payment
$2,162/mo
$3,541today
  • 2beds
  • 3baths
  • 1,190sqft

10160 Brightwood Ln #1, Santee

10432 Timberlane Way, Santee, CA, 92071 — assumable VA mortgage at 2.75%
VA
Active
62
$899,000$314,248 equity gap
Rate
2.75%
7.32%today
Payment
$2,756/mo
$4,637today
  • 3beds
  • 2baths
  • 1,544sqft

10432 Timberlane Way, Santee

8941 Magnolia Avenue, Santee, CA, 92071 — assumable FHA mortgage at 2.88%
FHA
Active
62
$925,000$448,896 equity gap
Rate
2.88%
7.32%today
Payment
$2,286/mo
$3,783today
  • 4beds
  • 3baths
  • 2,259sqft

8941 Magnolia Avenue, Santee

8941 Magnolia Avenue, Santee, CA, 92071 — assumable FHA mortgage at 2.88%
FHA
Active
63
$925,000$448,896 equity gap
Rate
2.88%
7.32%today
Payment
$2,286/mo
$3,783today
  • 4beds
  • 3baths
  • 2,259sqft

8941 Magnolia Avenue, Santee

10345 Carefree Dr, Santee, CA, 92071 — assumable VA mortgage at 3.00%
VA
Active
25
$415,000$415,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 896sqft

10345 Carefree Dr, Santee

10810 Riderwood Ter #C, Santee, CA, 92071 — assumable VA mortgage at 3.04%
VA
Active
38
$524,900$269,630 equity gap
Rate
3.04%
7.32%today
Payment
$1,224/mo
$1,984today
  • 2beds
  • 3baths
  • 1,017sqft

10810 Riderwood Ter #C, Santee

10618 QUEEN JESSICA LN, Santee, CA, 92071 — assumable VA mortgage at 3.23%
VA
Active
24
$589,000$295,401 equity gap
Rate
3.23%
7.32%today
Payment
$1,477/mo
$2,337today
  • 4beds
  • 2baths
  • 1,286sqft

10618 QUEEN JESSICA LN, Santee

10140 Palm Glen Drive #29, Santee, CA, 92071 — assumable VA mortgage at 3.66%
VA
Active
36
$610,000$236,019 equity gap
Rate
3.66%
7.32%today
Payment
$1,988/mo
$2,982today
  • 3beds
  • 3baths
  • 1,247sqft

10140 Palm Glen Drive #29, Santee

10815 DAKOTA RANCH RD, Santee, CA, 92071 — assumable VA mortgage at 3.40%
VA
Active
60
$1,199,000$898,546 equity gap
Rate
3.40%
7.32%today
Payment
$2,008/mo
$3,110today
  • 4beds
  • 3baths
  • 2,621sqft

10815 DAKOTA RANCH RD, Santee

9214 Via De Cristina, Santee, CA, 92071 — assumable VA mortgage at 3.45%
VA
Active
44
$849,900$516,176 equity gap
Rate
3.45%
7.32%today
Payment
$1,641/mo
$2,526today
  • 3beds
  • 2baths
  • 1,236sqft

9214 Via De Cristina, Santee

10222 Norma Gardens Drive #2, Santee, CA, 92071 — assumable VA mortgage at 4.42%
VA
Active
37
$475,000$160,436 equity gap
Rate
4.42%
7.32%today
Payment
$1,707/mo
$2,336today
  • 2beds
  • 2baths
  • 912sqft

10222 Norma Gardens Drive #2, Santee

9561 Carlton Hills Boulevard, Santee, CA, 92071 — assumable VA mortgage at 6.35%
VA
Active
47
$719,999Potential short sale
Rate
6.35%
7.32%today
Payment
$4,822/mo
$5,324today
  • 3beds
  • 2baths
  • 950sqft

9561 Carlton Hills Boulevard, Santee

9462 Doheny Road, Santee, CA, 92071 — assumable VA mortgage at 6.95%
VA
Active
36
$719,000Potential short sale
Rate
6.95%
7.32%today
Payment
$4,936/mo
$5,122today
  • 3beds
  • 1baths
  • 956sqft

9462 Doheny Road, Santee

9941 Woodpark, Santee, CA, 92071 — assumable FHA mortgage at 6.99%
FHA
Active
37
$494,999$15,370 equity gap
Rate
6.99%
7.32%today
Payment
$3,260/mo
$3,369today
  • 2beds
  • 1baths
  • 784sqft

9941 Woodpark, Santee

10105 Shaggybark Dr, Santee, CA, 92071 — assumable VA mortgage at 6.47%
VA
Active
26
$819,000$50,490 equity gap
Rate
6.47%
7.32%today
Payment
$4,952/mo
$5,399today
  • 3beds
  • 2baths
  • 1,032sqft

10105 Shaggybark Dr, Santee

8445 Graves Avenue #26, Santee, CA, 92071 — assumable FHA mortgage at 6.66%
FHA
Active
33
$575,000$35,484 equity gap
Rate
6.66%
7.32%today
Payment
$3,565/mo
$3,811today
  • 2beds
  • 2baths
  • 1,120sqft

8445 Graves Avenue #26, Santee

425 Whispering Willow Drive #A, Santee, CA, 92071 — assumable FHA mortgage at 6.69%
FHA
Active
30
$599,000$39,745 equity gap
Rate
6.69%
7.32%today
Payment
$3,734/mo
$3,979today
  • 2beds
  • 2baths
  • 984sqft

425 Whispering Willow Drive #A, Santee

9705 Mast Blvd., Santee, CA, 92071 — assumable FHA mortgage at 6.58%
FHA
Active
23
$840,000$105,779 equity gap
Rate
6.58%
7.32%today
Payment
$4,727/mo
$5,095today
  • 3beds
  • 2baths
  • 1,092sqft

9705 Mast Blvd., Santee

9239 Bellagio Rd, Santee, CA, 92071 — assumable FHA mortgage at 6.12%
FHA
Active
62
$998,000$336,714 equity gap
Rate
6.12%
7.32%today
Payment
$4,202/mo
$4,753today
  • 5beds
  • 2baths
  • 1,497sqft

9239 Bellagio Rd, Santee

10656 King Phillip Ct., Santee, CA, 92071 — assumable FHA mortgage at 6.63%
FHA
Active
39
$529,000$482,147 equity gap
Rate
6.63%
7.32%today
Payment
$377/mo
$397today
  • 3beds
  • 2baths
  • 1,190sqft

10656 King Phillip Ct., Santee

10132 Peaceful Court, Santee, CA, 92071 — assumable VA mortgage at 6.85%
VA
Active
25
$378,900Potential short sale
Rate
6.85%
7.32%today
Payment
$2,981/mo
$3,126today
  • 2beds
  • 1baths
  • 896sqft

10132 Peaceful Court, Santee

10343 Woodwayne Drive, Santee, CA, 92071 — assumable VA mortgage at 7.50%
VA
Active
20
$630,000$672,002 equity gap
Rate
7.50%
7.32%today
Payment
$1,113/mo
$1,093today
  • 4beds
  • 2baths
  • 1,359sqft

10343 Woodwayne Drive, Santee

Assuming a mortgage in Santee

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.75%
Lowest existing payment
$377 /mo
Median cash to assume
$269,630
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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