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Assumable homes for sale in Santa Ysabel, CA

11 homesFHA & VA loansrates from 3.02% vs 7.32% today

Santa Ysabel assumption guide
24376 Rutherford Road, Ramona, CA, 92065 — assumable VA mortgage at 3.02%
VA
Active
58
$779,000$322,826 equity gap
Rate
3.02%
7.32%today
Payment
$2,173/mo
$3,531today
  • 4beds
  • 2baths
  • 2,007sqft

24376 Rutherford Road, Ramona

24534 Rutherford Road, Ramona, CA, 92065 — assumable FHA mortgage at 3.69%
FHA
Active
47
$899,999$340,212 equity gap
Rate
3.69%
7.32%today
Payment
$2,992/mo
$4,470today
  • 4beds
  • 3baths
  • 3,219sqft

24534 Rutherford Road, Ramona

3250 Salton Vista Drive, Julian, CA, 92036 — assumable VA mortgage at 4.42%
VA
Active
40
$749,999$160,653 equity gap
Rate
4.42%
7.32%today
Payment
$3,197/mo
$4,376today
  • 3beds
  • 3baths
  • 1,482sqft

3250 Salton Vista Drive, Julian

23530 Carmena Road, Ramona, CA, 92065 — assumable VA mortgage at 6.33%
VA
Active
36
$699,950$16,192 equity gap
Rate
6.33%
7.32%today
Payment
$4,440/mo
$4,912today
  • 3beds
  • 2baths
  • 1,564sqft

23530 Carmena Road, Ramona

829 Hillside Drive, Julian, CA, 92036 — assumable FHA mortgage at 6.85%
FHA
Active
24
$589,000Potential short sale
Rate
6.85%
7.32%today
Payment
$3,957/mo
$4,148today
  • 2beds
  • 2baths
  • 1,184sqft

829 Hillside Drive, Julian

24396 Sargeant Road, Ramona, CA, 92065 — assumable VA mortgage at 6.33%
VA
Active
44
$885,000$166,797 equity gap
Rate
6.33%
7.32%today
Payment
$4,664/mo
$5,160today
  • 4beds
  • 4baths
  • 2,594sqft

24396 Sargeant Road, Ramona

16819 Daza Dr, Ramona, CA, 92065 — assumable FHA mortgage at 7.03%
FHA
Active
40
$849,000$148,346 equity gap
Rate
7.03%
7.32%today
Payment
$4,780/mo
$4,921today
  • 4beds
  • 3baths
  • 2,942sqft

16819 Daza Dr, Ramona

23601 Barrego Way, Ramona, CA, 92065 — assumable FHA mortgage at 6.22%
FHA
Active
21
$814,900$179,550 equity gap
Rate
6.22%
7.32%today
Payment
$3,934/mo
$4,403today
  • 4beds
  • 2baths
  • 1,679sqft

23601 Barrego Way, Ramona

16319 Wikiup Road, Ramona, CA, 92065 — assumable FHA mortgage at 6.85%
FHA
Active
67
$899,000$190,980 equity gap
Rate
6.85%
7.32%today
Payment
$4,719/mo
$4,947today
  • 4beds
  • 2baths
  • 2,434sqft

16319 Wikiup Road, Ramona

16734 Georgios Way, Ramona, CA, 92065 — assumable FHA mortgage at 6.63%
FHA
Active
30
$779,000$234,843 equity gap
Rate
6.63%
7.32%today
Payment
$3,585/mo
$3,844today
  • 3beds
  • 2baths
  • 2,036sqft

16734 Georgios Way, Ramona

2239 Black Canyon Rd #91, Ramona, CA, 92065 — assumable FHA mortgage at 6.42%
FHA
Active
17
$400,000$234,871 equity gap
Rate
6.42%
7.32%today
Payment
$1,082/mo
$1,185today
  • 3beds
  • 2baths
  • 1,980sqft

2239 Black Canyon Rd #91, Ramona

Assuming a mortgage in Santa Ysabel

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.02%
Lowest existing payment
$1,082 /mo
Median cash to assume
$185,265
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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