Assumable homes for sale in Santa Teresa, NM

16 homesVA & FHA loansrates from 2.65% vs 7.40% today

Santa Teresa assumption guide
732 Emerald View Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.65%
VA
Active
64
$759,900$273,153 equity gap
Rate
2.65%
7.40%today
Payment
$2,253/mo
$3,870today
  • 4beds
  • 4baths
  • 3,288sqft

732 Emerald View Drive, El Paso

6013 VALLE ESPANOLA Lane, El Paso, TX, 79932 — assumable VA mortgage at 2.66%
VA
Active
91
$575,000$402,986 equity gap
Rate
2.66%
7.40%today
Payment
$1,115/mo
$1,684today
  • 5beds
  • 5baths
  • 3,452sqft

6013 VALLE ESPANOLA Lane, El Paso

6043 LOURDES Road, Santa Teresa, NM, 88008 — assumable VA mortgage at 2.73%
VA
Active
16
$325,000$169,351 equity gap
Rate
2.73%
7.40%today
Payment
$725/mo
$1,233today
  • 3beds
  • 2baths
  • 1,915sqft

6043 LOURDES Road, Santa Teresa

5905 MEGAN Street, Sunland Park, NM, 88008 — assumable VA mortgage at 2.90%
VA
Active
49
$315,900$155,064 equity gap
Rate
2.90%
7.40%today
Payment
$781/mo
$1,284today
  • 4beds
  • 3baths
  • 1,807sqft

5905 MEGAN Street, Sunland Park

6409 Passo Via Street, El Paso, TX, 79932 — assumable VA mortgage at 3.12%
VA
Active
47
$550,000$257,330 equity gap
Rate
3.12%
7.40%today
Payment
$1,391/mo
$2,250today
  • 4beds
  • 3baths
  • 2,675sqft

6409 Passo Via Street, El Paso

5304 LOTTIE Lane, El Paso, TX, 79932 — assumable VA mortgage at 3.26%
VA
Active
65
$1,100,000$680,596 equity gap
Rate
3.26%
7.40%today
Payment
$2,111/mo
$3,354today
  • 4beds
  • 6baths
  • 4,433sqft

5304 LOTTIE Lane, El Paso

133 Cloud Song, Santa Teresa, NM, 88008 — assumable VA mortgage at 3.69%
VA
Active
93
$375,000$147,444 equity gap
Rate
3.69%
7.40%today
Payment
$1,213/mo
$1,827today
  • 4beds
  • 2baths
  • 2,409sqft

133 Cloud Song, Santa Teresa

951 SELWAY RIVER Place, El Paso, TX, 79932 — assumable VA mortgage at 4.08%
VA
Active
56
$375,000$126,282 equity gap
Rate
4.08%
7.40%today
Payment
$1,400/mo
$2,011today
  • 5beds
  • 4baths
  • 2,865sqft

951 SELWAY RIVER Place, El Paso

673 La Entrada Circle, Sunland Park, NM, 88063 — assumable VA mortgage at 5.41%
VA
Active
33
$450,000$52,801 equity gap
Rate
5.41%
7.40%today
Payment
$2,374/mo
$2,924today
  • 5beds
  • 4baths
  • 2,897sqft

673 La Entrada Circle, Sunland Park

106 LOMA PARDA Trail, Santa Teresa, NM, 88008 — assumable FHA mortgage at 6.63%
FHA
Active
21
$345,000Potential short sale
Rate
6.63%
7.40%today
Payment
$2,227/mo
$2,407today
  • 4beds
  • 2baths
  • 1,796sqft

106 LOMA PARDA Trail, Santa Teresa

5868 BAYWOOD Street, Santa Teresa, NM, 88008 — assumable FHA mortgage at 5.81%
FHA
Active
39
$286,900$46,143 equity gap
Rate
5.81%
7.40%today
Payment
$1,500/mo
$1,768today
  • 3beds
  • 3baths
  • 1,537sqft

5868 BAYWOOD Street, Santa Teresa

847 Magnolia Park Street, Santa Teresa, NM, 88008 — assumable FHA mortgage at 6.35%
FHA
Active
48
$324,900$60,129 equity gap
Rate
6.35%
7.40%today
Payment
$1,717/mo
$1,910today
  • 4beds
  • 3baths
  • 1,699sqft

847 Magnolia Park Street, Santa Teresa

216 Avenue Mirador, Santa Teresa, NM, 88008 — assumable FHA mortgage at 6.49%
FHA
Active
43
$394,500$56,457 equity gap
Rate
6.49%
7.40%today
Payment
$2,183/mo
$2,393today
  • 3beds
  • 3baths
  • 2,451sqft

216 Avenue Mirador, Santa Teresa

130 APACHE GOLD Loop, Santa Teresa, NM, 88008 — assumable FHA mortgage at 4.98%
FHA
Active
36
$255,000$113,209 equity gap
Rate
4.98%
7.40%today
Payment
$815/mo
$1,054today
  • 3beds
  • 2baths
  • 1,565sqft

130 APACHE GOLD Loop, Santa Teresa

115 CRESTED PEAK Court, Santa Teresa, NM, 88008 — assumable FHA mortgage at 6.75%
FHA
Active
63
$624,999$214,829 equity gap
Rate
6.75%
7.40%today
Payment
$2,776/mo
$2,964today
  • 5beds
  • 4baths
  • 4,188sqft

115 CRESTED PEAK Court, Santa Teresa

6409 TAMA Street, El Paso, TX, 79932 — assumable VA mortgage at 6.92%
VA
Active
44
$289,950$118,583 equity gap
Rate
6.92%
7.40%today
Payment
$1,181/mo
$1,239today
  • 4beds
  • 2baths
  • 1,530sqft

6409 TAMA Street, El Paso

Assuming a mortgage in Santa Teresa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$725 /mo
Median cash to assume
$136,863
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.